WhatsApp has been testing its payment service in India since 2018. However, the Facebook-owned company was only recently able to expand the feature beyond the initial one million users. WhatsApp Pay is built atop Unified Payments Interface or UPI, a payments infrastructure built by a coalition of large banks in India. Here are five important things you need to know about WhatsApp’s new payment service.
WhatsApp Pay is not an individual app; it is a feature that is accessible through the WhatsApp messenger app. You can access WhatsApp Pay in the latest stable version of the WhatsApp app on Android and iOS. WhatsApp Pay is rolling out in ten Indian regional languages. WhatsApp’s new payment feature is being rolled out in a phased manner, starting with a maximum registered user base of 20 million in UPI. Considering WhatsApp has over 400 million users in India, you might have to wait a while before being able to access the payment service.
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