you are here: HomeNewsMoratorium
moratorium
Jump to
51 Results Found
  • Post-moratorium phase: Get interest credit on loans and reassess personal debt Nov 02, 2020 10:08 AM IST

    Post-moratorium phase: Get interest credit on loans and reassess personal debt

    The government has asked lenders to credit excess interest charged to eligible borrowers, latest by November 5, 2020

  • HDFC Bank: Resilient performance will drive valuation re-rating Oct 19, 2020 10:11 AM IST

    HDFC Bank: Resilient performance will drive valuation re-rating

    Given the stellar performance and the high probability of the valuation getting re-rated, HDFC Bank is a must buy stock and should form part of every investor’s core portfolio

  • This small-sized housing finance company shines amid challenging times Oct 06, 2020 11:21 AM IST

    This small-sized housing finance company shines amid challenging times

    Considering Aavas’s growth potential, we believe that the premium valuation will sustain

  • We advise against loan restructuring if customers can afford to pay: Federal Bank Oct 06, 2020 09:26 AM IST

    We advise against loan restructuring if customers can afford to pay: Federal Bank

    Loan restructuring could impact their interest costs and credit score

  • Can loan restructuring provide long-term relief to COVID-impacted borrowers? Sep 29, 2020 11:13 AM IST

    Can loan restructuring provide long-term relief to COVID-impacted borrowers?

    Its success will primarily depend on how well lenders implement it and how fast our economic activities bounce back

  • Spandana Sphoorty -- Business getting back on track, will the stock price follow? Sep 24, 2020 09:45 AM IST

    Spandana Sphoorty -- Business getting back on track, will the stock price follow?

    The third largest NBFC-MFI in terms of assets managed as of June has seen its collection efficiency improving from a mere 2 per cent in April to 92 per cent in August

  • All about the loan restructuring schemes of SBI and HDFC Bank Sep 22, 2020 05:54 PM IST

    All about the loan restructuring schemes of SBI and HDFC Bank

    You will have to bear an increased debt burden for up to two years if you opt for restructuring

  • Post moratorium blues: How should borrowers deal with their EMIs now? Sep 14, 2020 10:20 AM IST

    Post moratorium blues: How should borrowers deal with their EMIs now?

    Taking a loan to pay off another, shifting one credit card over dues to another is a sure shot way for getting into a debt trap

  • Business Insight | Finance ministry committee to assess loan moratorium interest waiver Sep 11, 2020 07:53 PM IST

    Business Insight | Finance ministry committee to assess loan moratorium interest waiver

    In this edition of Business Insight find out how the impact of the six-month moratorium will be assessed before the SC deadline.

  • Despite RBI's instructions, credit bureaus cut borrowers' scores Sep 08, 2020 04:01 PM IST

    Despite RBI's instructions, credit bureaus cut borrowers' scores

    While companies do typically change credit scores after defaults or delays in loan repayments, the central bank had asked credit bureaus to avoid taking steps that adversely impact borrowers' credit history.

  • Supreme Court gets blunt towards an evasive government Aug 28, 2020 08:58 AM IST

    Supreme Court gets blunt towards an evasive government

    What the court is really nudging the government to do is not to put the burden on banks but itself pick up the tab of interest waived for the moratorium period

  • CSB Bank: Don’t miss this turnaround opportunity Aug 20, 2020 10:15 AM IST

    CSB Bank: Don’t miss this turnaround opportunity

    CSB Bank is on its way to transform into a new age bank with a wider presence, offering varied products and using the latest available technology solutions for its operations

  • City Union Bank: Does the stock deserve a look despite asset quality risks and premium valuations? Aug 18, 2020 10:11 AM IST

    City Union Bank: Does the stock deserve a look despite asset quality risks and premium valuations?

    We believe CUB’s consistent performance across credit cycles and conservatism justifies its premium

  • Loan moratoriums and saved EMIs: What did borrowers do with the surplus? Aug 18, 2020 08:52 AM IST

    Loan moratoriums and saved EMIs: What did borrowers do with the surplus?

    From building an emergency corpus to investing the surplus for later lump-sum repayment, borrowers have taken different courses

  • All about RBI’s prescription to combat COVID-19 stress Aug 13, 2020 11:29 AM IST

    All about RBI’s prescription to combat COVID-19 stress

    The apex bank’s recent announcements address the need to restructure personal loans but do not go as far as to address the whole body of home loans which would’ve provided much needed relief to the homebuyers

  • DCB Bank: Should investors bet on low valuation? Aug 10, 2020 10:00 AM IST

    DCB Bank: Should investors bet on low valuation?

    DCB Bank's ability to maintain its asset quality in the near term will be crucial

  • Weekly Tactical Pick – SBI Aug 07, 2020 08:22 AM IST

    Weekly Tactical Pick – SBI

    SBI’s current valuation is pricing in most concerns and assigning a huge discount for it being a public sector entity

  • Restructuring replaces moratorium – Who has the last laugh? Aug 06, 2020 04:01 PM IST

    Restructuring replaces moratorium – Who has the last laugh?

    HDFC Bank will be the biggest beneficiary of this move as it has the largest proportion of retail loans

  • Extension of COVID-19 loan moratorium - know the implications Aug 05, 2020 12:24 PM IST

    Extension of COVID-19 loan moratorium - know the implications

    Borrowers who want to consider restructuring their loans with their respective banks will need to check the fine print. It is important to establish the exact amount of their monthly EMIs once the moratorium period ends

  • What makes SBI the best tactical bet in an overheated market? Aug 03, 2020 10:13 AM IST

    What makes SBI the best tactical bet in an overheated market?

    While strong financials of SBI help in soothing investors’ nerves in uncertain times, the economic slowdown adds a cloud of uncertainty

  • Weekly Tactical Pick | CSB Bank — Metamorphosis key to long-term valuation Jul 31, 2020 09:20 AM IST

    Weekly Tactical Pick | CSB Bank — Metamorphosis key to long-term valuation

    CSB Bank aims to transform itself into a new-age lender with wider presence

  • Business Insight | Bankers urge RBI to approve one-time loan restructuring Jul 28, 2020 05:35 PM IST

    Business Insight | Bankers urge RBI to approve one-time loan restructuring

    In this edition of Business Insight, find out what is the one-time restructuring scheme and why bankers are not in favour of moratorium extension.

  • Why should investors consider ICICI Bank despite relatively higher moratorium book? Jul 27, 2020 08:35 AM IST

    Why should investors consider ICICI Bank despite relatively higher moratorium book?

    ICICI Bank stock is seen get a boost from its subsidiaries that are doing reasonably well

  • Over 80% of public sector banks’ individual borrowers opted for moratorium: RBI Report Jul 24, 2020 08:01 PM IST

    Over 80% of public sector banks’ individual borrowers opted for moratorium: RBI Report

    By outstanding loan amount, too, the proportion of PSB customers taking the moratorium as on April 30, 2020 was high, at 80 per cent

  • Weekly Tactical Pick: ICICI Bank offers an opportunity to investors Jul 24, 2020 08:49 AM IST

    Weekly Tactical Pick: ICICI Bank offers an opportunity to investors

    Shrugging off its past, ICICI Bank has bounced back with a strong balance sheet

Sections