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  • Five PSBs could have over Rs 8 lakh crore worth loans under moratorium: Report Jun 30, 2020 11:03 AM IST

    Five PSBs could have over Rs 8 lakh crore worth loans under moratorium: Report

    However, the amount is not absolute as only SBI has provided the moratorium data for periods before and after the COVID-19 outbreak

  • Loan moratorium: When interest compounding works against you Jun 26, 2020 10:25 AM IST

    Loan moratorium: When interest compounding works against you

    If you can, it is better to keep paying your EMIs and not take the moratorium

  • Interest rate waivers for bank loans during moratorium will harm depositors: AIBDA Jun 17, 2020 12:05 PM IST

    Interest rate waivers for bank loans during moratorium will harm depositors: AIBDA

    Bank depositors will be "severely hit" if a waiver on interest rates is allowed, as banks would inevitably seek to cover their potential or actual loss of interest income through further cutbacks in the deposit interest rates, it said.

  • Need moratorium on import of natural rubber for two years: UPASI Jun 05, 2020 03:00 PM IST

    Need moratorium on import of natural rubber for two years: UPASI

    In a letter to the Union Commerce and Industry and Railways Minister Piyush Goyal, UPASI president AL RM Nagappan said, "The NR sector has been in a crisis due to the fall in prices over the last eight years. The prices have been far below production cost, the reason being unrestricted surge in cheap imports into the country from South-East Asian regions."

  • Capital requirements for banks set to rise amid worsening asset quality: ICRA Jun 05, 2020 12:46 PM IST

    Capital requirements for banks set to rise amid worsening asset quality: ICRA

    ICRA estimates the gross non-performing asset (NPAs) could rise to 11.3-11.6 percent by March 2021 from an estimated level of 8.6 percent for March 2020

  • Appreciate difficulties of PMC bank depositors on moratorium on withdrawals, Delhi HC to Centre, RBI May 29, 2020 07:55 PM IST

    Appreciate difficulties of PMC bank depositors on moratorium on withdrawals, Delhi HC to Centre, RBI

    A bench of Chief Justice D N Patel and Justice Prateek Jalan said upon receipt of any representation from any individual or group of depositors in this regard, "a decision shall be taken by the concerned respondent authority within a period of four weeks".

  • Extension of EMI moratorium: Be mindful of the high interest burden May 22, 2020 02:34 PM IST

    Extension of EMI moratorium: Be mindful of the high interest burden

    Interest will continue to accumulate during the period, as it is a deferment and not a waiver

  • In pics | RBI cuts repo rates: See these high FD rates before banks cut them May 22, 2020 01:38 PM IST

    In pics | RBI cuts repo rates: See these high FD rates before banks cut them

    The move came in the wake of COVID-19 related relief measure. Banks all set to drop FD rates as RBI cuts interest rates. (Disclaimer: For each year range, the maximum offered interest rate is considered; interest rate is for a normal fixed deposit amount below Rs. 1 crore. Only main entity of the merged banks are taken. Banks which merged with its main entity are removed from the table.)

  • Here's the full text of RBI Governor Shaktikanta Das' May 22 conference May 22, 2020 11:35 AM IST

    Here's the full text of RBI Governor Shaktikanta Das' May 22 conference

    The RBI Governor announced a 40 basis points cut in the repo rate, extended the term loan moratorium by a further three months among other announcements.

  • RBI may extend moratorium on repayment of loans for three more months: Report May 18, 2020 01:03 PM IST

    RBI may extend moratorium on repayment of loans for three more months: Report

    On Sunday, the National Disaster Management Authority (NDMA), the nodal department, announced lockdown 4.0 till May 31 to check the spread of the novel coronavirus.

  • Most of our salaried borrowers haven't opted for the loan moratorium: Bank of Baroda May 14, 2020 09:12 AM IST

    Most of our salaried borrowers haven't opted for the loan moratorium: Bank of Baroda

    For the salaried, this is the best time to buy a house, as interest rates are the lowest in almost two decades

  • About 90% of Bank of Baroda borrowers opt for moratorium on term loan repayment May 12, 2020 07:15 AM IST

    About 90% of Bank of Baroda borrowers opt for moratorium on term loan repayment

    The Reserve Bank of India (RBI), in March, had allowed a three-month moratorium on payment of all term loans due between March 1, 2020 and May 31, 2020.

  • Tough days for debt mutual fund investors when RBI’s moratorium period ends Apr 24, 2020 09:20 AM IST

    Tough days for debt mutual fund investors when RBI’s moratorium period ends

    Some Indian companies have approached courts to stall rating agencies from downgrading their debts

  • Coronavirus impact | MFIs request government, RBI for moratorium, liquidity support: Report Apr 14, 2020 04:49 PM IST

    Coronavirus impact | MFIs request government, RBI for moratorium, liquidity support: Report

    Till now banks and NBFCs are offering the moratorium only to individual customers

  • Facing a cash crunch? Take the moratorium, but increase EMIs later Apr 09, 2020 11:19 AM IST

    Facing a cash crunch? Take the moratorium, but increase EMIs later

    A marginal increase in your EMI after the crisis can offset higher interest outgo arising out of moratorium

  • RBI asks banks to offer 3-month moratorium as default with option to opt out: Report Apr 07, 2020 01:00 PM IST

    RBI asks banks to offer 3-month moratorium as default with option to opt out: Report

    RBI says moratorium facility should be extended to all unless a borrower chooses to opt out of it

  • Moratorium: Skipping three EMIs? Be ready to pay 16 more instalments Apr 07, 2020 08:48 AM IST

    Moratorium: Skipping three EMIs? Be ready to pay 16 more instalments

    Moneycontrol clears some common misconceptions regarding the home loan moratorium

  • RBI Moratorium: Postponing credit card dues will mean paying exorbitant interest costs Apr 03, 2020 09:40 AM IST

    RBI Moratorium: Postponing credit card dues will mean paying exorbitant interest costs

    Use the flexibility only if you have no funds to pay your dues

  • SBI’s ‘automatic’ EMI moratorium offer: Watch out for this hidden risk for borrowers Apr 01, 2020 01:19 PM IST

    SBI’s ‘automatic’ EMI moratorium offer: Watch out for this hidden risk for borrowers

    State Bank of India, India’s largest lender, was quick to offer customers an automatic deferral of EMI payments after RBI’s moratorium. But does it add value for customers?

  • Big Story | Here’s why 3-month loan moratorium may turn costly for credit card users Mar 30, 2020 07:22 PM IST

    Big Story | Here’s why 3-month loan moratorium may turn costly for credit card users

    In today's edition of Big Story, Moneycontrol's Sakshi Batra, explains how availing the moratorium benefit could turn costly for credit card users and should you actually opt-out?

  • Latha Venkatesh explains what the 75 bps RBI rate cut means for borrowers Mar 27, 2020 10:45 PM IST

    Latha Venkatesh explains what the 75 bps RBI rate cut means for borrowers

    RBI Governor Shaktikanta Das, in a statement, permitted banks to allow a moratorium of three months on equated monthly instalment (EMI) payments

  • Pay that education loan for a good CIBIL Score Mar 23, 2016 10:27 AM IST

    Pay that education loan for a good CIBIL Score

    This being the first debt in your life please ensure that you pay it off on time. This keeps your CIBIL score in good shape.

  • What happens when you cannot repay your home loan? Oct 26, 2015 12:34 PM IST

    What happens when you cannot repay your home loan?

    Explain the reasons behind your home loan default to banks. Banks do not want to foreclose the loan and will offer your some solution.

  • Railway Budget 2013: Freight charges should be reduced, says Titagarh Wagons Feb 26, 2013 11:12 AM IST

    Railway Budget 2013: Freight charges should be reduced, says Titagarh Wagons

    Moratorium on new trains will be counter-productive, and railways should look at reduction of freight charges.

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