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Nov 02, 2020 10:08 AM IST The government has asked lenders to credit excess interest charged to eligible borrowers, latest by November 5, 2020
Oct 19, 2020 10:11 AM IST Given the stellar performance and the high probability of the valuation getting re-rated, HDFC Bank is a must buy stock and should form part of every investor’s core portfolio
Oct 06, 2020 11:21 AM IST Considering Aavas’s growth potential, we believe that the premium valuation will sustain
Oct 06, 2020 09:26 AM IST Loan restructuring could impact their interest costs and credit score
Sep 29, 2020 11:13 AM IST Its success will primarily depend on how well lenders implement it and how fast our economic activities bounce back
Sep 24, 2020 09:45 AM IST The third largest NBFC-MFI in terms of assets managed as of June has seen its collection efficiency improving from a mere 2 per cent in April to 92 per cent in August
Sep 22, 2020 05:54 PM IST You will have to bear an increased debt burden for up to two years if you opt for restructuring
Sep 14, 2020 10:20 AM IST Taking a loan to pay off another, shifting one credit card over dues to another is a sure shot way for getting into a debt trap
Sep 11, 2020 07:53 PM IST In this edition of Business Insight find out how the impact of the six-month moratorium will be assessed before the SC deadline.
Sep 08, 2020 04:01 PM IST While companies do typically change credit scores after defaults or delays in loan repayments, the central bank had asked credit bureaus to avoid taking steps that adversely impact borrowers' credit history.
Aug 28, 2020 08:58 AM IST What the court is really nudging the government to do is not to put the burden on banks but itself pick up the tab of interest waived for the moratorium period
Aug 20, 2020 10:15 AM IST CSB Bank is on its way to transform into a new age bank with a wider presence, offering varied products and using the latest available technology solutions for its operations
Aug 18, 2020 10:11 AM IST We believe CUB’s consistent performance across credit cycles and conservatism justifies its premium
Aug 18, 2020 08:52 AM IST From building an emergency corpus to investing the surplus for later lump-sum repayment, borrowers have taken different courses
Aug 13, 2020 11:29 AM IST The apex bank’s recent announcements address the need to restructure personal loans but do not go as far as to address the whole body of home loans which would’ve provided much needed relief to the homebuyers
Aug 10, 2020 10:00 AM IST DCB Bank's ability to maintain its asset quality in the near term will be crucial
Aug 07, 2020 08:22 AM IST SBI’s current valuation is pricing in most concerns and assigning a huge discount for it being a public sector entity
Aug 06, 2020 04:01 PM IST HDFC Bank will be the biggest beneficiary of this move as it has the largest proportion of retail loans
Aug 05, 2020 12:24 PM IST Borrowers who want to consider restructuring their loans with their respective banks will need to check the fine print. It is important to establish the exact amount of their monthly EMIs once the moratorium period ends
Aug 03, 2020 10:13 AM IST While strong financials of SBI help in soothing investors’ nerves in uncertain times, the economic slowdown adds a cloud of uncertainty
Jul 31, 2020 09:20 AM IST CSB Bank aims to transform itself into a new-age lender with wider presence
Jul 28, 2020 05:35 PM IST In this edition of Business Insight, find out what is the one-time restructuring scheme and why bankers are not in favour of moratorium extension.
Jul 27, 2020 08:35 AM IST ICICI Bank stock is seen get a boost from its subsidiaries that are doing reasonably well
Jul 24, 2020 08:01 PM IST By outstanding loan amount, too, the proportion of PSB customers taking the moratorium as on April 30, 2020 was high, at 80 per cent
Jul 24, 2020 08:49 AM IST Shrugging off its past, ICICI Bank has bounced back with a strong balance sheet
