Most investors focus more on getting higher returns. But when you are just starting, 'saving more' is a lot more important than higher returns
Despite the RBI’s measures to control inflation, things may not improve quickly. Rising interest rates will lead to volatility in markets. Here’s what you can do to keep your portfolio going.
Many IPOs have left investors with losses. Instead of hoping for listing gains in IPOs, investors are better off buying stocks with a long-term perspective.
After a big splash of cryptocurrency advertisements by Bollywood stars and celebrities last year, the Advertising Standards Council of India issued guidelines, effective April 1. Nearly 29 violations have been processed so far
Arbitrage Funds: Though these schemes work better with a timeframe of at least one year, investors are looking at it for the very short term, typically up to three months.
The promoters, who are privy to all information related to the company, floats an IPO at a time of their choice through the book-building process with the help of one or a team of top-notch lead managers. Everyone responsible for bringing the IPO to the market, has an incentive. That’s why one hardly ever finds an under-priced IPO.
Kotak Emerging Equity Fund, a MC30 mutual fund scheme, has given consistent returns since its inception. Despite its large size, the fund has managed to manoeuvre its portfolio deftly so far
A big lesson for investors, who fell for flashy crypto advertisements by their favourite Bollywood celebrities last year, is to do their own research and not follow the herd
In 2021, many celebrities, including Bollywood stars, advertised cryptocurrencies, on the back of a bull-run in virtual currencies. But since November 2021, crypto prices have seen a massive crash leaving retail investors high and dry, especially, those taken in by the celebrity advertisements.
The idea of ESG is still nascent in India. Add to it that the ESG dataset itself is not too reliable, and it’s clear that it is too early to start betting on this theme.
Overestimating the potential of equity markets, just on recent returns, and under-estimating the effects of inflation can come in the way of wealth creation.
Rising interest rates have led to a sharp fall in technology stocks in the US, a favourite among Indian investors for the past two years. That doesn’t mean you should sell them in a hurry, especially when fresh investments have been halted temporarily.
Corporate fixed deposits offer a decent avenue to get higher interest rates than what banks offer. The pitfall is the danger of default, that could crop up in low-rated FDs. Check the ratings and company financials before investing
Maturity period in case of SGBs is eight years but premature withdrawal is allowed after fifth. Should you opt for it?
Debt funds invest in fixed-income generating instruments like corporate bonds, government bonds, treasury bills, commercial papers, certificates of deposit, and other market securities
Rising interest rates, volatile equity markets and a curb on new fund launches have slowed mutual fund inflows. Fund officials say this is temporary.
Insurance-cum-investment schemes are illiquid and have large penalties for early exit. This is not explained to customers, and most who have to exit due to an emergency, have to do so with huge losses.
In developed markets like the US, 85% of the active managers underperformed the market in 2021. In fact, not only in 2021, but a Morningstar report suggests that over a 10-year period, only 25% of all active funds beat their passive counterparts in the US. In contrast, in India, on average the active manager has outperformed the benchmark.
The actions of Indian mutual fund investors are in line with their global counterparts. Gold’s strong price performance and rising uncertainty in the financial markets arising from both geopolitical tensions and recession fears made investors look at the yellow metal.
Fractional ownership might just become an option to buy gold jewellery. Nishit Nanda, executive director at Khimji Jewels, says jewellers may soon start co-ownership schemes to make gold jewellery more affordable
Many investors prefer the systematic investment plan route, particularly when it comes to equity funds. SIP contributions for April 2022 came down marginally to Rs 11,863 crore against Rs 12,327 crore in March.