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Invest wisely for financial freedom. Aim for 30-40 times annual expenses to build retirement corpus, invest 30 percent of pay, and leverage SIPs.

Beyond rate cuts: Key watchpoints for Indian bond traders heading into 2026

Indian bond markets stabilize as RBI's rate cut cycle pauses; 10-year yield consolidates at 6.57-6.59%. Focus shifts to liquidity management, fiscal dynamics, currency stability, and global flows shaping yields.

What retail bond investors should watch in 2026 now that rate cuts are likely over

Bond investors shift focus from rate cuts to liquidity, fiscal discipline, and global flows in 2026. RBI's liquidity management and fiscal stability will drive bond returns, not sharp rate changes.

Systematic withdrawal plans: A smart way to generate regular income without depleting savings

SWPs offer flexible, tax-efficient income and potential for growth, making them ideal for retirees, education expenses or career breaks, with optimal withdrawal rates of 3-5 percent annually

India's 2026 outlook: Growth drivers and opportunities

India's economy showed resilience in 2025 despite global challenges, setting the stage for a balanced phase ahead. Fiscal measures and supportive liquidity conditions drove growth, with earnings tracking nominal GDP.

New money rules from January 2026: 8th Pay Commission, tax rebates, loans against silver and more

India's financial landscape changes from January 2026 include tax rebates on incomes up to Rs 12 lakh, new ITR forms, 8th Pay Commission implementation, and changes in credit card benefits and banking rules.

Investment Strategy for 2026: Prioritise quality, diversify and balance assets

Financial experts advise prioritizing quality, diversification, and balance in 2026. Focus on high-quality assets, debt, and alternatives to navigate volatility and build wealth sustainably.

How to start investing in mutual funds: Account opening, KYC documents and commission explained

Invest in mutual funds with PAN, address proof, and bank account. Choose direct or regular plans, complete KYC, and start with Rs 500, considering your goals and fund type.

2025 Wrap-Up: Smart ways to rebalance your portfolio for a strong start to 2026

Rebalance your portfolio for 2026: Review allocations, revisit risk appetite, rotate to quality, use debt strategically, strengthen global diversification, and prioritize tax efficiency for long-term growth.

Sectoral Debt Long Short Funds: A low-risk, high-reward option for fixed-income investors

Fixed-income investors can diversify with SDLSF, which invests in sector-specific bonds and uses short selling for potentially higher returns with managed risk.

Thinking of mutual funds? Your first questions answered

Mutual funds are like playlists for your cash: mix equity and debt to vibe with your goals. Whether you’re saving for a vacation, a car, or just flexing financial independence, here’s how to start smart.

How to get your money game right

Build a financial plan that actually works- set clear goals, understand your risk, budget smartly and invest wisely.

SEBI lowers mutual fund expense ratios: What it means for your investments

SEBI trims mutual fund costs. Here’s how the change affects investor savings.

Does 15×15×15 SIP rule really help you reach Rs 1 crore?

Investing Rs 5,000 monthly for 15 years at 15% returns sounds simple but reality is complex. Lower returns, inflation and risk can derail your goals. Be optimistic but not without being realistic

2026 Investment Outlook: Diversification and innovation key to success

Experts at the Moneycontrol Dezerv Wealth Summit advise investors to overcome biases, diversify portfolios, and innovate strategies for 2026. Key takeaways include focusing on core exposures, leveraging digital platforms, and catering to youth-centric risks.

Moneycontrol Dezerv Wealth Summit: Sandip Tandon on why long–short equity needs a mindset shift in India

Accepting that losses can occur on short positions, while managing overall portfolio risk, is a learning curve the industry is now experiencing for the first time, Tandon says.

Idle money, lost opportunities: Why a fat savings account is not a always a good idea

Surplus cash in savings accounts, where rate of interest is around 4%, is a lost opportunity. Invest excess money in fixed deposits, liquid funds or equity funds for better returns

DIY Guide: How to open a demat account, your ticket to markets

You need a demat account to buy and sell stocks. Here's how to open one in minutes.

DIY Guide: How to create a stock SIP through your demat account

Buying stocks without having to time the market is a great way to build wealth over the long term. The good news is you can do it with your online brokerage.

Equity mutual fund inflows rise 21% MoM to Rs 29,911 crore in Nov: AMFI data

The momentum returned after several months of softening inflows, supported by broad-based investor participation across categories.

Step-Up SIPs: The game-changer for building Rs 10 crore corpus

Step-Up SIPs offer a powerful way to build wealth by increasing investments annually, leveraging compounding, and beating inflation. Ideal for rising earners, it creates a larger corpus than traditional SIPs.

Rs 80 lakh in FDs: Is it enough to retire in five years?

Retiring at 55 with Rs 80 lakh in FDs is challenging because of a Rs 1.03 crore deficit. Diversify investments, adopt a 3-4% withdrawal rate and build contingency funds for a secure retirement, say experts

Rupee hurtling towards 90, here's how to guard your portfolio against currency turmoil

The rupee sank to a new low of 89.92 against the dollar on December 2. Experts recommend diversifying portfolios with global equities, gold and export-oriented sectors to hedge against further depreciation

RBI MPC: Will rate cut push 10-year G-Sec yields below 6.4% and charge up your bond portfolio?

The week's RBI's may bring further easing, with inflation at a 13-year low and growth holding firm, potentially pushing the 10-year G-Sec yield below 6.4% and benefiting bondholders

Rs 10,000 SIP or Rs 1.2 lakh lump sum yearly: Which strategy is better for wealth creation?

Lumpsum investments yield higher returns with steady market climbs, while SIPs excel in volatile markets, reducing timing risks and fostering discipline.