FD-backed credit cards offer easy approval, but come with trade-offs around liquidity, rewards, and long-term value.
Both help you save tax under Section 80C, but the way they work can quietly change your returns.
Fixed deposits are the first choice for many investors, but relying only on them can limit both flexibility and income options.
Banks often present auto-sweep facilities as an easy way to earn higher interest, but the way they work is simpler—and sometimes less generous—than the sales pitch suggests.
The digital platform facilitating over ₹5,000 crore in fixed-income investments targets physical expansion to build trust in tier 2 and tier 3 cities
Both are meant to protect your money, but they work very differently once you look past the interest rate.
Using your fixed deposit as collateral can often work out cheaper than withdrawing it prematurely.
FD laddering helps you balance liquidity and returns while protecting your savings from fluctuating interest rates.
A simple comparison to help you choose the better long-term home for your savings.
A simple strategy to balance liquidity, returns, and safety in uncertain times
Senior citizens can lock in good mid-term fixed deposit rates before anticipated declines become effective.
With fixed deposit rates already beginning to fall, this may be the right time to secure higher returns.
Shankar Sharma said that he had offered the same suggestion to his sister and brother-in-law when they had sought his advice and today they are 'wealthy beyond dreams'.
The start of March will bring about several significant changes that will affect numerous aspects of daily life. Updates to the regulations about nominations, LPG cylinder prices, FD rates, UPI payments these are among the modifications that will take effect on March 1, 2025. Here's a breakdown of the key changes. Watch here
Highlighting some of the key features of the FD, Ajay Kanwal, MD and CEO of the bank, said to Moneycontrol that customers can opt for instant overdraft facility, same day redemption and availability of partial withdrawal feature.
When considering corporate fixed deposits, it's important to note they typically offer higher interest rates than the public sector and major private sector banks. However, there's a risk of default with lower-rated deposits. Hence, it's crucial for depositors to thoroughly review the ratings provided by rating agencies before opting for such fixed deposits. Watch!
Read on to understand why Bajaj Finance is the best choice for Fixed Deposits.
Bajaj Finance, a leading financial company, offers FDs with features that make them a smart choice for many savers.
The revised rates have come into effect from April 9, the NBFC said.
Recently, the Competition Commission of India approved the transaction involving the merger of slice with North East Small Finance Bank.
The bank now offers an interest rate between 9.01 to 9.25 percent on deposits maturing after 25 months.
FD rates for senior citizens have been increased by up to 85 basis points (bps) across tenures, the bank said in a press release