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  • Are FD-backed credit cards worth it? Benefits, risks and best options

    FD-backed credit cards offer easy approval, but come with trade-offs around liquidity, rewards, and long-term value.

  • Choosing between NSC and tax saving FD? Here’s what to know

    Both help you save tax under Section 80C, but the way they work can quietly change your returns.

  • Beyond FDs: How to build a diversified fixed-income portfolio

    Fixed deposits are the first choice for many investors, but relying only on them can limit both flexibility and income options.

  • When your savings account quietly turns into an FD: Understanding auto-sweep deposits

    Banks often present auto-sweep facilities as an easy way to earn higher interest, but the way they work is simpler—and sometimes less generous—than the sales pitch suggests.

  • Stable Money raised $25 million in funding led by PeakXV, eight months after $20 million funding

    The digital platform facilitating over ₹5,000 crore in fixed-income investments targets physical expansion to build trust in tier 2 and tier 3 cities

  • Fixed deposits or small savings schemes: How to decide where your money fits

    Both are meant to protect your money, but they work very differently once you look past the interest rate.

  • Need cash but don’t want to break your FD? Try an overdraft instead

    Using your fixed deposit as collateral can often work out cheaper than withdrawing it prematurely.

  • Smart FD strategy: Why laddering could be your safest move in uncertain times

    FD laddering helps you balance liquidity and returns while protecting your savings from fluctuating interest rates.

  • PPF vs FD: Which one should you pick for the long haul?

    A simple comparison to help you choose the better long-term home for your savings.

  • Smart savings in 2025: How to build an FD ladder that works for you

    A simple strategy to balance liquidity, returns, and safety in uncertain times

  • Leading government-run banks provide close to 8% FD returns to senior citizens for June 2025

    Senior citizens can lock in good mid-term fixed deposit rates before anticipated declines become effective.

  • Should you lock your FD before banks cut interest rates further?

    With fixed deposit rates already beginning to fall, this may be the right time to secure higher returns.

  • Stay away from stocks, mutual funds. Invest in FD, gold: Investor Shankar Sharma tells family

    Shankar Sharma said that he had offered the same suggestion to his sister and brother-in-law when they had sought his advice and today they are 'wealthy beyond dreams'.

  • Attention!! New Rules from 1st March 2025: Know How it will Affect Your Pocket

    The start of March will bring about several significant changes that will affect numerous aspects of daily life. Updates to the regulations about nominations, LPG cylinder prices, FD rates, UPI payments these are among the modifications that will take effect on March 1, 2025. Here's a breakdown of the key changes. Watch here

  • Jana SFB introduces FD for short-term liquidity needs, offers 6.75% interest

    Highlighting some of the key features of the FD, Ajay Kanwal, MD and CEO of the bank, said to Moneycontrol that customers can opt for instant overdraft facility, same day redemption and availability of partial withdrawal feature.

  • Corporate FDs Are Offering Up To 8.60 % Interest | Which Are The Best FDs?

    When considering corporate fixed deposits, it's important to note they typically offer higher interest rates than the public sector and major private sector banks. However, there's a risk of default with lower-rated deposits. Hence, it's crucial for depositors to thoroughly review the ratings provided by rating agencies before opting for such fixed deposits. Watch!

  • Flexible Tenures & Payout Options: How Bajaj Finance FD Cater to Your Needs

    Read on to understand why Bajaj Finance is the best choice for Fixed Deposits.

  • Flexible Tenures & Payout Options: How Bajaj Finance FD Cater to Your Needs

    Bajaj Finance, a leading financial company, offers FDs with features that make them a smart choice for many savers.

  • Shriram Finance raises FD rates by up to 9.40%

    The revised rates have come into effect from April 9, the NBFC said.

  • This small finance bank to offer FD rates of up to 9.25%; find out details

    Recently, the Competition Commission of India approved the transaction involving the merger of slice with North East Small Finance Bank.

  • Suryoday Small Finance Bank hikes interest rate on FDs by 41 bps to 9.25%

    The bank now offers an interest rate between 9.01 to 9.25 percent on deposits maturing after 25 months.

  • Kotak Mahindra Bank raises FDs rates across tenures by up to 85 bps

    FD rates for senior citizens have been increased by up to 85 basis points (bps) across tenures, the bank said in a press release

  • Personal Finance: What to consider while deciding which FD to select — five key parameters

  • Post office savings schemes compete with bank FDs after 3 hikes in rates by govt

  • Kotak Mahindra Bank aims to grow low-cost deposits, will focus on acquiring customers, says Virat Diwanji

Advisory Alert:

It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347