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  • Need cash but don’t want to break your FD? Try an overdraft instead

    Using your fixed deposit as collateral can often work out cheaper than withdrawing it prematurely.

  • Smart FD strategy: Why laddering could be your safest move in uncertain times

    Smart FD strategy: Why laddering could be your safest move in uncertain times

    FD laddering helps you balance liquidity and returns while protecting your savings from fluctuating interest rates.

  • PPF vs FD: Which one should you pick for the long haul?

    PPF vs FD: Which one should you pick for the long haul?

    A simple comparison to help you choose the better long-term home for your savings.

  • Smart savings in 2025: How to build an FD ladder that works for you

    Smart savings in 2025: How to build an FD ladder that works for you

    A simple strategy to balance liquidity, returns, and safety in uncertain times

  • Leading government-run banks provide close to 8% FD returns to senior citizens for June 2025

    Leading government-run banks provide close to 8% FD returns to senior citizens for June 2025

    Senior citizens can lock in good mid-term fixed deposit rates before anticipated declines become effective.

  • Should you lock your FD before banks cut interest rates further?

    Should you lock your FD before banks cut interest rates further?

    With fixed deposit rates already beginning to fall, this may be the right time to secure higher returns.

  • Stay away from stocks, mutual funds. Invest in FD, gold: Investor Shankar Sharma tells family

    Stay away from stocks, mutual funds. Invest in FD, gold: Investor Shankar Sharma tells family

    Shankar Sharma said that he had offered the same suggestion to his sister and brother-in-law when they had sought his advice and today they are 'wealthy beyond dreams'.

  • Attention!! New Rules from 1st March 2025: Know How it will Affect Your Pocket

    Attention!! New Rules from 1st March 2025: Know How it will Affect Your Pocket

    The start of March will bring about several significant changes that will affect numerous aspects of daily life. Updates to the regulations about nominations, LPG cylinder prices, FD rates, UPI payments these are among the modifications that will take effect on March 1, 2025. Here's a breakdown of the key changes. Watch here

  • Jana SFB introduces FD for short-term liquidity needs, offers 6.75% interest

    Jana SFB introduces FD for short-term liquidity needs, offers 6.75% interest

    Highlighting some of the key features of the FD, Ajay Kanwal, MD and CEO of the bank, said to Moneycontrol that customers can opt for instant overdraft facility, same day redemption and availability of partial withdrawal feature.

  • Corporate FDs Are Offering Up To 8.60 % Interest | Which Are The Best FDs?

    Corporate FDs Are Offering Up To 8.60 % Interest | Which Are The Best FDs?

    When considering corporate fixed deposits, it's important to note they typically offer higher interest rates than the public sector and major private sector banks. However, there's a risk of default with lower-rated deposits. Hence, it's crucial for depositors to thoroughly review the ratings provided by rating agencies before opting for such fixed deposits. Watch!

  • Flexible Tenures & Payout Options: How Bajaj Finance FD Cater to Your Needs

    Flexible Tenures & Payout Options: How Bajaj Finance FD Cater to Your Needs

    Read on to understand why Bajaj Finance is the best choice for Fixed Deposits.

  • Flexible Tenures & Payout Options: How Bajaj Finance FD Cater to Your Needs

    Flexible Tenures & Payout Options: How Bajaj Finance FD Cater to Your Needs

    Bajaj Finance, a leading financial company, offers FDs with features that make them a smart choice for many savers.

  • Shriram Finance raises FD rates by up to 9.40%

    Shriram Finance raises FD rates by up to 9.40%

    The revised rates have come into effect from April 9, the NBFC said.

  • This small finance bank to offer FD rates of up to 9.25%; find out details

    This small finance bank to offer FD rates of up to 9.25%; find out details

    Recently, the Competition Commission of India approved the transaction involving the merger of slice with North East Small Finance Bank.

  • Suryoday Small Finance Bank hikes interest rate on FDs by 41 bps to 9.25%

    Suryoday Small Finance Bank hikes interest rate on FDs by 41 bps to 9.25%

    The bank now offers an interest rate between 9.01 to 9.25 percent on deposits maturing after 25 months.

  • Kotak Mahindra Bank raises FDs rates across tenures by up to 85 bps

    Kotak Mahindra Bank raises FDs rates across tenures by up to 85 bps

    FD rates for senior citizens have been increased by up to 85 basis points (bps) across tenures, the bank said in a press release

  • Personal Finance: What to consider while deciding which FD to select — five key parameters

    Personal Finance: What to consider while deciding which FD to select — five key parameters

    Fixed deposits are considered one of the safest investments, but with so many different options available, it is very difficult to choose one. Watch our video wherein we explain how to select the best FD.

  • Post office savings schemes compete with bank FDs after 3 hikes in rates by govt

    Post office savings schemes compete with bank FDs after 3 hikes in rates by govt

    The return on post office term deposits of two years under the small savings schemes is 6.9 per cent, the same as offered by most banks on deposits of similar maturity.

  • Kotak Mahindra Bank aims to grow low-cost deposits, will focus on acquiring customers, says Virat Diwanji

    Kotak Mahindra Bank aims to grow low-cost deposits, will focus on acquiring customers, says Virat Diwanji

    The private-lender’s consumer group president and head says keeping customers engaged will be a major challenge

  • Fixed deposit rates: Should you invest in FDs now? | Personal Finance

    Fixed deposit rates: Should you invest in FDs now? | Personal Finance

    Should you be investing in FDs now? We all know that the era of low-interest rates is behind us. RBI has been raising interest rates as inflation does not seem to be transitory, just like in the rest of the world. But only a part of it has been passed on by banks to fixed deposit investors so far. Watch the video to find out if it is still viable to invest in FDs!

  • 5 private banks that offer up to 6.10% interest on 1-year fixed deposits

    5 private banks that offer up to 6.10% interest on 1-year fixed deposits

    Smaller private banks offer higher interest rates compared to HDFC Bank, ICICI Bank and Axis Bank

  • How do the new fixed deposit rules affect you?

    How do the new fixed deposit rules affect you?

  • Bajaj Finance online FD: Get assured returns up to 6.75 percent

    Bajaj Finance online FD: Get assured returns up to 6.75 percent

    Consider investing in a Bajaj Finance online FD to yield generous returns and secure your investments against market volatilities

  • Debt Mutual Funds vs Fixed Deposits- What makes for a better choice?

    Debt Mutual Funds vs Fixed Deposits- What makes for a better choice?

  • COVID-19 vaccination: Got jabbed? You can get higher interest rates on fixed deposits from these banks

    COVID-19 vaccination: Got jabbed? You can get higher interest rates on fixed deposits from these banks

    City-based UCO Bank said it was offering 30 basis points or 0.30 percent higher rate on fixed deposits of 999 days for applicants who had received at least one dose of a COVID-19 vaccine.

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347