Cash

Need cash but don’t want to sell your mutual funds? Here’s another option

Instead of redeeming your mutual fund units during a cash crunch, some investors choose to borrow against them.

Need cash fast? Here’s how to get an instant loan using your Aadhaar card

A quick, practical guide to applying for a personal loan with just your Aadhaar details.

Own a house but short on cash? Here’s how a reverse mortgage works

If you own a house but feel cash strapped after retirement, a reverse mortgage lets you unlock its value without selling it.

Leaving NPS: When you can take more cash, and when you cannot

NPS is not a complete lock-in, but the exit rules are stricter than most people expect unless your corpus is small or you are claiming after death.

Mutual Funds keep cash buffers elevated in November amid market gains

Fresh data from ACE Equities show aggregate cash holdings in active equity schemes eased to 4.68 percent in November from 4.79 percent in October. In absolute terms, however, reserves held largely steady at about Rs 2.02 lakh crore, compared with Rs 2.03 lakh crore a month earlier.

Going abroad for studies? How to secure an education loan and manage forex without burning cash

For most Indian families, sending a child abroad is not a one-cheque decision. It is years of savings, a big education loan and then the constant juggle of fees, rent and foreign exchange. The good news is that banks and forex products are far better than they were a decade ago. The bad news is that the process can still feel confusing if you walk in unprepared.

India Inc’s cash buffer shrinks first time in three years, debt rises in a sign of private capex revival

This is the first time in three years since September 2022 that India Inc’s cash reserves have seen a decline. Manufacturing, heavy machinery and infrastructure remain at the core of this capex cycle

Woman hands over sack containing Rs 17.5 lakh on the street to police

The woman identified as Selvamani said they found the sack on October 26, on their way home.

GST applies to taxable turnover, even if paid in cash: Karnataka Commercial Taxes Dept clarifies

As of now, 98,915 taxpayers in Karnataka are registered under the composition scheme. The department has also warned traders against discontinuing digital payment modes like UPI in response to recent notices.

India Inc’s cash pile growing twice as fast as its debt

India Inc’s strategy to build bigger cash reserves comes at a time when companies worldwide are grappling with economic uncertainties stemming from high interest rates, supply-chain realignments, tariff wars and geopolitical disruptions

Indian pharma companies sit on record cash pile, set sights on acquisitions

In FY25 alone, the cash pile increased by over Rs 10,200 crore, underscoring a decisive shift in the capital allocation priorities of India’s drugmakers

Cash segment turnover slips below Rs 1 lakh crore to hit 15-month low, F&O volume lowest in two years

Data from BSE and NSE shows that the combined average daily turnover in the cash market fell below Rs 1 lakh crore in February for the first time since November 2023. This also marks the eighth consecutive month of declining turnover on a month-on-month basis.

New realty LTCG regime may dampen prices, demand; return of cash may be limited: Experts

The removal of indexation may not only impact secondary transactions but also primary ones. They may also trigger a decline in demand for homes in the affordable or mid-range ticket sizes.

India may cut bond sales on high cash balances: Officials

The government is looking at multiple options to utilize its surplus cash and if the response to bond buybacks doesn’t improve it may cut borrowings, they said, asking not to be identified as a final decision will be taken in the full budget after the national elections are over next month.

Politics re-asserts the old adage: In Cash We Trust

There have been multiple attempts by economists, central bankers and government officials to wean the public off currency and nudge them towards using digital payment platforms but cash tends to bounce back

Cash deals waning, digital payments making rapid rise, shows RBI paper

The paper also said that the transactional use of cash is showing signs of decline, while the precautionary and store-of-value motives significantly influence the demand for currency in circulation (CiC).

UPI: The world needs India’s Digital Public Infrastructure, but can’t see the benefit

Making UPI more accessible for foreigners in India will improve the marketability of India’s DPI abroad. UPI using prepaid wallets are available presently only for visitors from G20 countries, and here too the functionality is limited forcing them to use cash for most transactions