Cash Margin Rule

Need cash but don’t want to sell your mutual funds? Here’s another option

Instead of redeeming your mutual fund units during a cash crunch, some investors choose to borrow against them.

Need cash fast? Here’s how to get an instant loan using your Aadhaar card

A quick, practical guide to applying for a personal loan with just your Aadhaar details.

IOCL registers multifold rise in Q3 net profit at Rs 13,502 crore

IOCL's revenue from operations stood at Rs 2.36 lakh crore, up 7.6% from Rs 2.19 lakh crore in Q3FY25.

Own a house but short on cash? Here’s how a reverse mortgage works

If you own a house but feel cash strapped after retirement, a reverse mortgage lets you unlock its value without selling it.

L&T Finance’s retail pivot pays off as NIMs, fees rise 19 bps in one year; credit costs ease, says CEO Sudipta Roy

We have consistently guided that NIMs plus fees will remain in the 10-10.5 percent range. Depending on interest rate and cost pressures, it may move within that band, but we don’t expect it to fall below 10 percent in the medium term, Roy said.

Leaving NPS: When you can take more cash, and when you cannot

NPS is not a complete lock-in, but the exit rules are stricter than most people expect unless your corpus is small or you are claiming after death.

Year-ender | PSU banks outperform private peers on margins as funding advantage softens RBI rate-cut blow

The decline in the weighted average lending rate on fresh and outstanding rupee loans was higher in the case of private banks relative to public sector banks after the cumulative 100 bps rate cut by RBI. On the deposit side, transmission was higher for public sector banks compared to private banks in case of fresh term deposits.

Criticism mounts over Bengaluru airport’s new pick-up rule; BIAL in no mood to relent

Former Infosys CFO Mohandas Pai says frequent flyers and business travellers deserve better treatment

Bigg Boss Telugu Season 9: Ravi Teja makes a mass entry with cash suitcase

Ravi Teja made a grand and dramatic entry in Bigg Boss Telugu Season 9, arriving with a cash suitcase that surprised both contestants and fans.

BSE proposes imposing charges on order message beyond 10 crore in cash segment

BSE stated that it will monitor each broker’s daily order message count and levy charges on those who cross the 10-crore threshold. All order messages beyond the limit will be charged at Rs 0.0025 per message, which translates to Rs 2.50 for every additional 10 lakh order messages.

Mutual Funds keep cash buffers elevated in November amid market gains

Fresh data from ACE Equities show aggregate cash holdings in active equity schemes eased to 4.68 percent in November from 4.79 percent in October. In absolute terms, however, reserves held largely steady at about Rs 2.02 lakh crore, compared with Rs 2.03 lakh crore a month earlier.

Banking stocks have outperformed this year, but the best is yet to come

FY26 may disappoint on return on assets but banks will reward their investors in FY27 and FY28

Going abroad for studies? How to secure an education loan and manage forex without burning cash

For most Indian families, sending a child abroad is not a one-cheque decision. It is years of savings, a big education loan and then the constant juggle of fees, rent and foreign exchange. The good news is that banks and forex products are far better than they were a decade ago. The bad news is that the process can still feel confusing if you walk in unprepared.

Unpacking the cash market surge

SEBI’s restrictions on options trading triggered an unexpected boom in India's cash market, with delivery volumes surging as traders sought new opportunities

India Inc’s cash buffer shrinks first time in three years, debt rises in a sign of private capex revival

This is the first time in three years since September 2022 that India Inc’s cash reserves have seen a decline. Manufacturing, heavy machinery and infrastructure remain at the core of this capex cycle

What is a cash advance on a credit card? Pros and cons explained

A cash advance lets you pull cash from your credit card when you are short of money. It is quick, but it is usually expensive. Here’s the simple version.

Can banks absorb a rate cut in December?

According to Ace Equity data, state-owned lenders have seen a 6-60 bps reduction in NIMs between Q4FY25 and Q2FY26. Similarly, private banks saw a reduction in NIMs of 6-41 bps, and small finance banks by 10-8 bps.

Woman hands over sack containing Rs 17.5 lakh on the street to police

The woman identified as Selvamani said they found the sack on October 26, on their way home.

Why should investors consider DCB Bank despite a sharp post-earnings rally?

The bank is poised for a healthy loan growth and margin expansion, which should drive healthy earnings growth

HDFC Bank Q2 FY26: Will earnings mirror the pick-up in loan growth?

The bank’s return ratios are healthy and the stock valuation is reasonable

Direct cash transfers effective in poverty alleviation, says J-PAL's Iqbal Singh Dhaliwal

Hardware is hard but software is harder — India has built the hardware. Now the country must focus on the software – the people, their skills, their health and education, the economist tells Moneycontrol

Margin trading in India explained: Key rules, costs, and risks to know

Margin trading allows investors to borrow funds to raise wagers on the stock market, but at great risk if not properly managed.

Allu Arjun's Pushpa: The Rule tops IMDb’s Top Southern States Movie list

The IMDb report highlights Southern cinema’s defining traits between 2020 and 2024, epic narratives, cultural resonance, and star power. These films mirror the audience’s appetite for grandeur while showcasing regional stories that resonate far beyond their home states.