You can reduce your home loan EMI through smart strategies like extending tenure, making prepayments, switching lenders, or negotiating better interest rates.
Looking to borrow a big personal loan of up to Rs 50 lakh? Here’s what you need to know about salary requirements, eligibility, and more for a seamless application and approval process.
Wondering if you can get a personal loan of Rs 40 lakh. Learn everything you need to know about getting it—from eligibility and interest rates to other alternatives if required.
By understanding how credit score impacts your loan terms and clearing past defaults, you will be in a better position to drive away with a loan best suited for your needs.
Even with good credit and income, your home loan can be rejected due to lesser-known reasons like job instability, co-applicant credit issues, or property title disputes.
KYC rejection is one of the most common roadblocks in getting a personal loan approved. Learn the key mistakes to avoid and how to fix them for a smoother loan journey.
A personal loan can help you meet big expenses with ease—but choosing the right one takes planning. Compare rates, check hidden fees, and pick a loan that fits your financial goals.
Looking to get a personal loan at the lowest interest rate? With the right credit score, timing, and lender, you can negotiate better terms and save more.
Need more funds after taking a personal loan? A top-up loan lets you borrow extra without a fresh application—quick, easy, and fully digital.
Video KYC is changing how personal loans are verified—fast, paperless, and done right from your home. Learn how this RBI-approved process makes getting a loan quicker and more convenient than ever.
Loan rejection isn’t the end—it's a signal to reassess and bounce back stronger. Discover the most common reasons for rejection and ways in which you can improve your chances next time.
KYC is the first and most crucial step in getting your personal loan approved. Learn how various types of loan KYC work—and how to speed up your loan process.
Struggling with multiple loans? Learn how using a personal loan for debt consolidation can simplify repayments, lower interest rates, and improve your credit score.
Need quick funds? Compare personal loans vs credit card loans to find the best option for emergencies, big purchases, or urgent bills. Understand key differences in interest rates, repayment, and loan limits.
Some public sector lenders offer home loan rates starting at 8.1 percent and a 25-bps repo rate cut could bring these below 8 percent.
Looking for urgent financial support? Learn more about personal loans for women in India and how they work.
Income proof is a key factor in personal loan approvals. Learn more about the documents required for salaried, self-employed, and freelancer applicants.
KYC verification is an important step in securing a personal loan. It confirms your identity, prevents fraud and ensures transparency. Learn more about KYC process for personal loans in this article.
The rise of freelancing and gig work in India has brought financial independence, but securing personal loans remains a challenge due to income instability. Learn how you can still apply for a emergency funds.
The hike in Maharashtra’s Ready Reckoner Rates (RRR) will impact property purchasers due to increased stamp duty, registration costs, and possibly overall property prices. Learn more about RRR and its impact.
The EPFO's decision to increase the auto-settlement limit for advance claims to ₹5 lakh will streamline fund withdrawals for emergencies. For urgent financial needs exceeding this limit, a personal loan could also be a viable alternative.
Your job stability, salary, and employer’s reputation play a key role in determining your personal loan eligibility, interest rates, and EMIs. A strong financial profile with a stable income can help secure better loan terms.
A gold loan is a quick and secure way to access cash by pledging your gold jewellery. With minimal paperwork, fast approvals, and lower interest rates than personal loans, it can be an ideal option for urgent financial needs.
The Union Budget 2025 introduced key measures to boost MSMEs and startups, including increased credit guarantees, tax benefits, and revised MSME classification criteria. These initiatives aim to improve credit access, support innovation, and drive India's economic growth.
Bank loans offer lower interest rates and strict approval criteria, while private lenders provide quick processing with flexible terms. Choosing the right option depends on your financial needs and urgency.