fixed income experts

Are you a risk averse investor? Here are some investment options for you

Investors who don’t want to be part of this excessive fluctuation in the short term can use debt funds and fixed deposits as investment options.

Where to park your surplus cash for steady returns? A point-to-point list to help you decide your investment

Keeping money lying idle is not the best thing to do. If you are a risk-averse investor, fixed deposits and liquid MFs are the best options. Here are some tips that can help you decide your investment plans.

Should you park surplus money in fixed deposits or Liquid funds?

If you need liquidity along with steady returns, short-term liquid funds could be a good option, though returns are not guaranteed as in FDs.

RBI Policy review: Market’s non-reaction is the perfect reaction

The RBI did flag off the risks to inflation, but did not sound alarmist.

Should you invest in new RBI savings bond offering 7.75%?

RBI bond comes with a rate of interest of 7.75% which is comparable to the interest offered on the small saving schemes such as National Saving Certificate.

US, China raise interest rates: Will India follow and what you should do with your money?

Though there is some breathing space in the hands of the investors here in India, it is time to carefully study the broad picture.

US Fed rate hikes: Relevant for India, but not a market driver

One significant global phenomenon at this point of time is that the US is exiting from the ultra-easy monetary policy initiated in the wake of the global financial crisis of 2008.

Looking ahead: Is RBI set for a long pause on interest rates?

Much to the surprise of the analysts, the RBI chose to raise the H2 FY2018 Consumer Price Index (CPI) path slightly by 10 bps to 4.3%-4.7%, to accommodate upside risks from crude prices, delayed impact of state Housing Rent Allowance (HRA) implementation and a sustained uptick in core inflation.

Why bank fixed deposits make an good investment option

Bank FDs are one of the safest investment-cum-savings avenue which can help you get 7-9% return annually.

Looking for fixed income instruments? Are short-term and corporate bond funds for you?

With low foreign ownership of securities and strong fundamentals Indian debt is preferred in the region.

CPI inflation may undershoot RBI target, interest rate cuts possible: Kotak MF

Some moderation in the GDP growth in Q1 FY18 was expected. But the growth rate of 5.7% was a bit of a surprise.

How does a change in credit rating impact your bond investments?

A change in credit rating of a bond changes the yield the bond offers.

Retirement planning: Do not forget to add fixed deposits and FMPs

FMPs helps investors diversify investments across a portfolio of fixed income instruments.

Keen to invest in bank FDs? Try these new smaller banks for higher returns

The main purpose of investing in FDs is to enable individuals to earn a fixed rate of interest during the entire tenure of the deposit.

How India and US bond markets are moving and lessons for investors

To make sense of the ‘conundrum’, there is one common factor driving markets: liquidity.

What is the best way to lose your capital?

The rate of growth of the saved money (capital) should grow at a rate that is higher than the increase in expenses.

Looking to invest in bank perpetual bonds? Beware of risks

The ICRA rating rationale states that rating for the Basel III compliant Tier I bonds is four notches lower than the Basel III complaint Tier II bonds of the bank as these instruments have the following loss absorption features that make them riskier.

RBI to watch inflation before undertaking rate action: Tata MF’s Murthy Nagarajan

Nagarajan recommends investors to look at short term bond funds for investments at this point and time.

Nothing Fixed About Fixed Income. Here's why

Many investors go into fixed income investment with eyes closed and ill prepared for any negative news

Why investors must keep InvITs on their radar

An InvITs is a pool of money for investing in infrastructure projects and distribution of the earnings to the unit holders.

ICICI Pru MF's Gupta says ample liquidity to stay; inflation to not cross RBI target

ICICI Prudential Mutual Fund expects the liquidity in the banking system to remain ample which will further keep the spread between money market instruments and the overnight rate in remain range bound in the near to medium term

Rating agency default study: What is in it for investors?

Till date, no long term instrument rated AAA by CRISIL has ever defaulted. For instruments rated AA, the average 3-year default rate is less than 1 percent, which means if you hold an instrument rated AA+ or AA or AA- for 3 years, on an average, the incidence of default has been less than 1 percent.

RBI Monetary Policy Committee: Need for better communication

In India, the initiation of the committee process was expected to make policy rate decisions more scientific, more debated and bias-free.

Preference shares: Relevant for fixed income investors

Preference shares depict features of bonds when one looks at risk-return profile.