Banks across several parts of the country will remain shut on December 24 and December 25 on account of Christmas-related holidays, according to the Reserve Bank of India’s bank holiday calendar. Customers planning branch visits for cash withdrawals, cheque clearances or document-related work should account for the two-day closure while scheduling transactions.
Bank holiday list
24 December (Wednesday): Banks in Mizoram, Nagaland and Meghalaya will be shut on Christmas Eve, a day before Christmas.
December 25 (Thursday): Banks across the country will remain closed on account of Christmas, which is observed by the Christian community to mark the birth of Jesus Christ.
December 26 (Friday): Banking operations will be closed in Mizoram, Nagaland and Meghalaya as Christmas celebrations continue. With the weekend following, banks in these states will remain shut for four days in a row.
December 27 (Saturday): Banks will remain closed as it is the fourth Saturday of the month.
December 28 (Sunday): Banks will remain closed, as they are closed on all Sundays.
December 30 (Tuesday): Banks in Meghalaya will be closed to mark the death anniversary of freedom fighter U Kiang Nangbah.
December 31 (Wednesday): Banks in Mizoram and Manipur will not operate due to New Year’s Eve and Imoinu Iratpa, a traditional festival associated with prosperity and wealth.
What services are available on a bank holiday?
Customers should note that most banks continue to provide digital banking facilities even on bank holidays, allowing access to essential services without visiting a branch. Online and mobile banking platforms remain functional for routine transactions and account-related needs.
Additionally, customers can also submit fund transfer requests through NEFT or RTGS forms, along with applications for demand drafts and chequebooks. Card-related services, including debit cards, credit cards and ATM facilities, remain accessible.
Why do bank holidays vary across states?
Bank holidays are notified by the RBI based on a mix of national holidays, state-specific festivals and religious occasions. This is why bank closures differ from one state to another. Apart from these notified holidays, banks remain closed on all Sundays and on the second and fourth Saturdays of every month.
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