-
Currently, the banking system is estimated to be in surplus of around Rs 29,872.34 crore as on January 11, as per RBI data.
-
December’s CPI number gives both the RBI and the government something they have lacked for years--policy space
-
The company is targeting a premium income of Rs 6,000 crore in FY26, compared with Rs 5,000 crore in the previous financial year
-
Negotiations with Kotak, founded by billionaire Uday Kotak, and Blackstone Inc.-backed Federal Bank are ongoing and could still fall through
-
The report noted that during the period from FY05 to FY25, bank deposits increased significantly from Rs 18.4 lakh crore to Rs 241.5 lakh crore.
-
Saha will handle Kotak Mahindra Bank’s consumer banking, marketing, data analytics functions, the lender said
-
With balance sheets finally clean, the banking system doesn’t need a rescue act. It needs restraint, clarity and one hard look at deposits
-
Indian banks have moved past the era of stress. Their main challenge today isn’t lending—it’s mobilising deposits in a system distorted by small savings schemes.
-
T. Rabi Sankar stressed that technology alone cannot address the problem of fraud, especially as digital transactions continue to scale rapidly.
-
The drawdown comes despite relatively attractive yields in the US bond market. During the period, the yield on the benchmark 10-year US Treasury traded in a wide range of 4.0–4.8 percent, levels that would typically support sustained foreign demand. However, economists say the reduction in holdings appears to be driven less by yield considerations and more by a strategic reassessment of reserve allocation.
-
Guidelines don’t seem to factor the finer differences between gold and silver and that could be the biggest challenge for silver loans
-
The December quarter is a bumper one for NBFCs focused on consumption-based lending
-
HDFC Bank News: In an email to customers,HDFC Bank said, “To enhance your banking experience, we are undergoing essential system maintenance on 10th January 2026, 02:30 AM – 06:30 AM IST (4 Hours).”
-
The brokerage expects monetary conditions to remain supportive of growth, with liquidity improving alongside policy easing, setting the stage for a more durable transmission of rate cuts into the banking system.
-
HSBC said in court on Thursday that the bank acknowledges the underlying facts, which involved transactions carried out by traders in Paris between 2014 and 2019
-
Clearing the air on whether Kotak Investment Bank has slipped on its fee growth in CY25 or is undercutting fee, its senior officials rubbish these claims and instead question foreign banks on their pricing model.
-
New-age firms that launched IPOs in 2025 have delivered average return of 36%, so far; the retail investor has not lost money, says Ramesh, debunking talk of systemic wealth transfer
-
The RBI’s OMO purchase programme, which infused about Rs 1.5 lakh crore of durable liquidity into the system, helped cap losses and provided selective trading opportunities
-
This potential development comes at a time when the Reserve Bank of India (RBI), too, recently flagged concentration risk in government securities
-
In the December quarter, the rupee depreciated 1.21 percent, even falling past the psychological mark of 91 against the dollar as Trump's tariff continued to weigh on the currency
-
Indian rupee has been under pressure since the US imposed tariffs on the most countries, including India, which led to outflows of funds from the equities and debt. In the depreciation cycle, the local currency even crossed the psychological mark of 91/USD, which prompted the Reserve Bank of India (RBI) to intervene in the spot market to curb volatility.
-
Credit growth has improved across banks but deposits are another story
-
Strong capital, low NPAs and rising profits mask a quieter shift in how Indian banks fund growth and earn returns
-
The Reserve Bank defines ‘dividend’ as an amount payable on equity shares and includes interim dividend, but excludes dividend on Perpetual Non-Cumulative Preference Shares (PNCPS).
-
Indian currency has been under pressure in the last few months due to delay in the India-US trade deal, which led to the currency hitting fresh record lows. On the other hand, the limited intervention by the RBI was also adding to the pain.
-
On the other hand, among large private lenders, ICICI Bank reported the strongest loan growth at 17.26 percent, significantly ahead of peers, while HDFC Bank posted 11.9 percent growth in advances alongside a robust 11.5 percent rise in deposits, highlighting steady balance-sheet expansion.
-
Data compiled by Moneycontrol showed that advances growth of PSU banks stood in the range of 7-20 percent in Q3FY26 as per provisional numbers, as compared to 4-17 percent for private banks.
-
Industry expects clarity on annuities, composite licensing, AI and telematics, and micro insurance
-
Said to be the 'Indian face' of the SMBC–Yes Bank deal, Kannan's style of leadership is forged in Japanese mannerism which has served him and the SMBC Group well in the past 27 years
-
The rupee is down 0.33 percent in 2026 on subdued foreign equity inflows and hedging by importers
-
The Payments Regulatory Board reviewed the current focus areas, covering domestic and global payment systems. The meeting also reviewed the functions of the Department of Payment and Settlement Systems.
-
RBI will function as the banker, debt manager and financial agent of the government, enabling market borrowing through State Development Loans, automatic investment of surplus cash, professional cash management and access to low-cost liquidity facilities
-
December mark the second consecutive month when there was an outflow of funds after inflows seen in October worth Rs 13,417.443 crore.
-
Currently, the banking system is estimated to be in surplus of around Rs 49,702.30 crore as on January 4, as per RBI data.
-
Insurers, intermediaries asked to brace for tighter oversight on payouts after Insurance Act amendments
-
Loan growth had slowed sharply in mid-2025 due, in part, to stricter regulations, but recovered strongly since then
-
The dollar index, which measures the greenback's strength against a basket of six major currencies, rose to 98.770 in the morning trade from the previous close of 98.424.
-
For the eighth consecutive quarter, interest rates on popular small savings instruments have been left untouched. With small savings rates frozen and liquidity staying tight, India’s banks are boxed in even as the RBI eases policy
-
Even after RBI cut the repo rate by a cumulative 125 basis points since February last year, banks have found it difficult to mobilise deposits at a speed that matches credit demand
-
Declaring the remaining two Saturdays as holidays was agreed between the Indian Banks’ Association (IBA) and UFBU during the wage revision settlement in March, 2024.
-
The bank’s head of customer management Rana Vikram Anand and head of wealth and para banking Anish Behl have stepped down, a statement said
-
Here is a list of reforms to watch out for
-
For 2026, experts expects USD/INR to consolidate in a broad 88-91.50 range, with markets closely tracking trade talks and capital movements.
-
The year gone by was more like a honeymoon period for Sanjay Malhotra with inflation tamed and IndusInd Bank’s fraud not turning out to be a crisis for the banking sector. The joker in the pack was Rupee, which started behaving unpredictable towards the end of 2025. Coupled with uneasy growth trends, 2026 could prove to be a test year for the governor
-
With NPAs at multi-decade lows, lenders have earned bragging rights. The next test is whether this improvement survives a tougher credit cycle.
-
Bank Holiday Today: According to the Reserve Bank of India's (RBI) holiday calendar, bank holidays during the month differ from state to state.
-
Even under stress, none of the banks is expected to breach the minimum regulatory CRAR requirement of 9 percent, though two banks may need to dip into the capital conservation buffer (CCB) under adverse scenario 1 and four banks under adverse scenario 2, in the absence of fresh capital infusion.
-
Personal loans formed 22.3 percent of consumption-purpose loans as of end-September 2025. The risk-tier migration matrix for personal loans reveals greater stability in borrower profiles during September 2024-2025 compared to the previous year.
-
Regulators warn that privately issued digital money could undermine trust, trigger runs and weaken monetary policy transmission
-
As per the stress test results, a rise in domestic interest rates resulted in a positive MTM impact of 5.9 per cent of total capital in September 2025, compared with 3.8 per cent in March 2025. Conversely, a fall in interest rates led to a sharper negative impact of 5.8 per cent in September 2025, up from 0.7 per cent in March.
