Moneycontrol
    Moneycontrol PRO
    Swing Trading 101
    Swing Trading 101

    Banks struggle to attract deposits as government keeps small savings rates high

    For the eighth consecutive quarter, interest rates on popular small savings instruments have been left untouched. With small savings rates frozen and liquidity staying tight, India’s banks are boxed in even as the RBI eases policy

    Dinesh Unnikrishnan
    January 05, 2026 / 08:27 IST
    Banks are unable to cut deposit rates due to market situation
    • PRO Panorama

      Moneycontrol Pro Panorama | War and the return of strategic diversification

      Mar 12, 2026 / 02:51 PM IST

      For Moneycontrol's Pro Panorama March 12 edition: Iran war raises fertiliser and food security risks, higher volumes expected to d...

      Read Now
    Unlock This Article

    Are you a PRO subscriber? Sign In

    What Do You Get

    • Ad free Experience

      Seamless navigation, faster responses.

    • Expert Perspective

      Explore 230+ exclusive editorials every month

    • +

      Uncover Insights from World-Renowned Experts and Journalists

    • Actionable Insights

      40+ weekly investment ideas + 3 to 4 daily technical calls

    • Virtual Events

      Exclusive Live Webinars for Expert Trading & Investment Strategies!

    • Newsletters

      Stay ahead with daily and weekly insights

    View Offers

    Unlock exclusive discounts