Guidelines don’t seem to factor the finer differences between gold and silver and that could be the biggest challenge for silver loans
The December quarter is a bumper one for NBFCs focused on consumption-based lending
HDFC Bank News: In an email to customers,HDFC Bank said, “To enhance your banking experience, we are undergoing essential system maintenance on 10th January 2026, 02:30 AM – 06:30 AM IST (4 Hours).”
The brokerage expects monetary conditions to remain supportive of growth, with liquidity improving alongside policy easing, setting the stage for a more durable transmission of rate cuts into the banking system.
HSBC said in court on Thursday that the bank acknowledges the underlying facts, which involved transactions carried out by traders in Paris between 2014 and 2019
Clearing the air on whether Kotak Investment Bank has slipped on its fee growth in CY25 or is undercutting fee, its senior officials rubbish these claims and instead question foreign banks on their pricing model.
New-age firms that launched IPOs in 2025 have delivered average return of 36%, so far; the retail investor has not lost money, says Ramesh, debunking talk of systemic wealth transfer
The RBI’s OMO purchase programme, which infused about Rs 1.5 lakh crore of durable liquidity into the system, helped cap losses and provided selective trading opportunities
This potential development comes at a time when the Reserve Bank of India (RBI), too, recently flagged concentration risk in government securities
In the December quarter, the rupee depreciated 1.21 percent, even falling past the psychological mark of 91 against the dollar as Trump's tariff continued to weigh on the currency
Indian rupee has been under pressure since the US imposed tariffs on the most countries, including India, which led to outflows of funds from the equities and debt. In the depreciation cycle, the local currency even crossed the psychological mark of 91/USD, which prompted the Reserve Bank of India (RBI) to intervene in the spot market to curb volatility.
Credit growth has improved across banks but deposits are another story
Strong capital, low NPAs and rising profits mask a quieter shift in how Indian banks fund growth and earn returns
The Reserve Bank defines ‘dividend’ as an amount payable on equity shares and includes interim dividend, but excludes dividend on Perpetual Non-Cumulative Preference Shares (PNCPS).
Indian currency has been under pressure in the last few months due to delay in the India-US trade deal, which led to the currency hitting fresh record lows. On the other hand, the limited intervention by the RBI was also adding to the pain.
On the other hand, among large private lenders, ICICI Bank reported the strongest loan growth at 17.26 percent, significantly ahead of peers, while HDFC Bank posted 11.9 percent growth in advances alongside a robust 11.5 percent rise in deposits, highlighting steady balance-sheet expansion.
Data compiled by Moneycontrol showed that advances growth of PSU banks stood in the range of 7-20 percent in Q3FY26 as per provisional numbers, as compared to 4-17 percent for private banks.
Industry expects clarity on annuities, composite licensing, AI and telematics, and micro insurance
Said to be the 'Indian face' of the SMBC–Yes Bank deal, Kannan's style of leadership is forged in Japanese mannerism which has served him and the SMBC Group well in the past 27 years
The rupee is down 0.33 percent in 2026 on subdued foreign equity inflows and hedging by importers
The Payments Regulatory Board reviewed the current focus areas, covering domestic and global payment systems. The meeting also reviewed the functions of the Department of Payment and Settlement Systems.
RBI will function as the banker, debt manager and financial agent of the government, enabling market borrowing through State Development Loans, automatic investment of surplus cash, professional cash management and access to low-cost liquidity facilities
December mark the second consecutive month when there was an outflow of funds after inflows seen in October worth Rs 13,417.443 crore.
Currently, the banking system is estimated to be in surplus of around Rs 49,702.30 crore as on January 4, as per RBI data.
Insurers, intermediaries asked to brace for tighter oversight on payouts after Insurance Act amendments
