WhiteOak Capital Liquid Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

Fund House : YES Asset Management (India) Ltd.

No of Debt Holding 22 (Category Avg - 67.41) | Modified Duration 0.10 Years (Category Avg - 0.11)| Yield to Maturity 5.94% (Category Avg - 5.95%)

Portfolio Summary (as on 31st Oct,2025)

Security Type	% Weight	Category Average
GOI	0.00%	1.14%
CD	35.16%	35.62%
T-Bills	15.87%	17.19%
CP	40.78%	36.73%
NCD & Bonds	3.26%	4.30%

Category - Liquid Fund

Security Type	% Weight	Category Average
Government Backed	15.87%	18.32%
Low Risk	79.20%	76.50%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Liquid Fund

Debt holding in Portfolio (as on 31st Oct,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Godrej Industries Ltd	CP	Animal feed	P1+	CRISIL	396.45	7.39%	800.00
Bond - T-Bill	T-Bills	Other			346.15	6.45%	35.00 L
Bond - HDFC Securities Ltd.	CP	Stockbroking & allied	A1+	ICRA	299.44	5.58%	600.00
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	249.75	4.65%	500.00
Bond - ICICI Securities Ltd.	CP	Stockbroking & allied	P1+	CRISIL	249.74	4.65%	500.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	249.52	4.65%	500.00
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	248.75	4.64%	500.00
Bond - Indian Oil Corporation Ltd.	CP	Refineries & marketing	P1+	CRISIL	248.70	4.63%	500.00
Bond - Kotak Securities Ltd.	CP	Stockbroking & allied	A1+	ICRA	248.55	4.63%	500.00
Bond - Small Industries Development Bank Of India	CP	Financial institution	P1+	CRISIL	248.34	4.63%	500.00
Bond - Bajaj Financial Securities Ltd.	CP	Non banking financial company (nbfc)	P1+	CRISIL	247.75	4.62%	500.00
Bond - Bank Of Baroda	CD	Public sector bank	F1+	FITCH	248.19	4.62%	500.00
Bond - Union Bank Of India	CD	Public sector bank	F1+	FITCH	248.13	4.62%	500.00
Bond - Axis Bank Ltd.	CD	Private sector bank	P1+	CRISIL	248.11	4.62%	500.00
Bond - Punjab National Bank	CD	Public sector bank	F1+	FITCH	248.10	4.62%	500.00
Bond - Canara Bank	CD	Public sector bank	P1+	CRISIL	248.09	4.62%	500.00
Bond - T-Bill	T-Bills	Other			197.38	3.68%	20.00 L
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	LAAA	ICRA	175.13	3.26%	175.00
Bond - HDFC Bank Ltd.	CD	Private sector bank	PR1+	CARE	148.88	2.77%	300.00
Bond - T-Bill	T-Bills	Other			109.13	2.03%	11.00 L
Bond - T-Bill	T-Bills	Other			99.82	1.86%	10.00 L
Bond - T-Bill	T-Bills	Other			99.51	1.85%	10.00 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	4.35%
Net Receivables	Net Receivables	0.58%

WhiteOak Capital Liquid Fund - Direct Plan - Growth

Portfolio Summary (as on 31st Oct,2025)

Debt holding in Portfolio (as on 31st Oct,2025)

Forum