Motilal Oswal Liquid Fund - IDCW - Fortnightly

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Liquid Fund

Fund House : Motilal Oswal Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 10.0155 0.02%
(as on 05th December, 2025)

Crisil Rating

Very good performance among peers

Fund Size

: ₹ 1210.87 Cr

(0.22% of Investment in Category)

Expense Ratio

: 0.37%

(0.26% Category average)

Risk-O-Meter

Low to Moderate Risk

Liquid Fund :Liquid Fund : The fund has 94.28% investment in Debt, of which 20.48% in Government securities, 73.79% is in Low Risk securities.

Suitable For : Investors who want to invest for very short term and are looking for alternative to bank accounts/deposits.

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6M
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This Scheme

VS

CRISIL Liquid Debt A-I Index

0.47%

1.43%

2.9%

6.49%

6.9%

5.81%

5.89%
NA
0.47%

1.42%

2.88%

6.5%

6.89%

5.67%

6.31%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

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Returns (NAV as on 05th December, 2025)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	28-Nov-25	10032.10	0.32%	-	0.11%	26/39
1 Month	05-Nov-25	10045.70	0.46%	-	0.47%	35/39
3 Month	05-Sep-25	10135.70	1.36%	-	1.42%	36/38
6 Month	05-Jun-25	10273.10	2.73%	-	2.88%	37/37
YTD	01-Jan-25	10559.30	5.59%	-	5.99%	37/37
1 Year	05-Dec-24	10609.80	6.10%	6.10%	6.50%	37/37
2 Year	05-Dec-23	11372.10	13.72%	6.63%	6.89%	36/36
3 Year	05-Dec-22	12108.40	21.08%	6.58%	6.89%	35/35
5 Year	04-Dec-20	12954.10	29.54%	5.31%	5.67%	34/34
Since Inception	01-Mar-19	13323.50	33.24%	4.33%	6.31%	36/39

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 05th December, 2025)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	05-Dec-24	12000	12374.41	3.12 %	5.81 %
2 Year	05-Dec-23	24000	25595.52	6.65 %	6.31 %
3 Year	05-Dec-22	36000	39721.52	10.34 %	6.48 %
5 Year	04-Dec-20	60000	69967.88	16.61 %	6.08 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 31st Oct,2025)

No of Debt Holding 27 (Category Avg - 67.49) | Modified Duration 0.11 Years (Category Avg - 0.11)| Yield to Maturity 5.91% (Category Avg - 5.95%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	0.00%	1.14%
CD	53.32%	35.50%
T-Bills	20.48%	17.24%
CP	20.47%	36.85%
NCD & Bonds	0.00%	4.30%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	20.48%	18.37%
Low Risk	73.79%	76.50%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
TREPS	TREPS	4.70%
Net Receivables	Net Receivables	1.02%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 28th November, 2025)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.09vs0.13

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.92vs1.26

Category Avg
Jensen's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-0.32vs-0.18

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Franklin India Liquid Fund - Super Institutional Plan - Growth	3	3235.91	0.48	1.45	2.95	6.67	6.99
Bank of India Liquid Fund - Regular Plan - Growth	4	1512.94	0.48	1.45	2.94	6.64	7.03
Axis Liquid Fund - Growth	3	35360.42	0.48	1.44	2.92	6.64	7.01
Groww Liquid Fund - Regular Plan - Growth	1	154.78	0.47	1.43	2.91	6.62	6.89
Edelweiss Liquid Fund - Regular Plan - Growth	4	10620.71	0.48	1.46	2.94	6.62	6.92
Canara Robeco Liquid Fund - Regular Plan - Growth	5	7328.11	0.47	1.44	2.91	6.61	7.00
PGIM India Liquid Fund - Growth	1	573.44	0.47	1.44	2.91	6.61	6.97
Tata Liquid Fund -Regular Plan - Growth	2	22366.44	0.48	1.44	2.92	6.60	6.95
UTI Liquid Fund - Regular Plan - Growth	2	28884.74	0.48	1.44	2.92	6.60	6.98
Union Liquid Fund - Growth	4	6375.82	0.48	1.45	2.92	6.60	6.99

Detailed Comparison

More Funds from Motilal Oswal Mutual Fund

Out of 89 mutual fund schemes offered by this AMC, 2 is/are ranked 5 * , 4 is/are ranked 4 * , 2 is/are ranked 3 * , 1 is/are ranked 2 * , 1 is/are ranked 1 * , and 79 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Motilal Oswal Midcap Fund - Growth	2	37500.86	-1.10	-2.14	2.36	-7.53	24.46
Motilal Oswal Large and Midcap Fund - Regular Plan - Growth	4	14870.27	-3.83	0.71	0.62	-1.30	24.09
Motilal Oswal Flexi Cap Fund - Growth	3	14319.21	-1.29	-1.11	3.70	-1.93	20.95
Motilal Oswal Nasdaq 100 ETF (MOFN100)	NA	11317.22	1.95	10.40	23.19	26.19	32.78
Motilal Oswal Nasdaq 100 ETF (MOFN100)	NA	11317.22	0.00	0.00	0.00	0.00	0.00
Motilal Oswal Nasdaq 100 Fund of Fund - Regular Plan - Growth	NA	6634.95	-2.57	16.02	29.30	28.02	33.99
Motilal Oswal Small Cap Fund - Regular Plan - Growth	NA	5829.87	-2.93	2.42	2.17	-3.43	0.00
Motilal Oswal Multi Cap Fund - Regular Plan - Growth	NA	4603.13	-0.65	-1.25	3.19	3.18	0.00
Motilal Oswal ELSS Tax Saver Fund - Growth	4	4514.53	-3.37	-1.00	-2.63	-8.47	21.46
Motilal Oswal S&P 500 Index Fund - Regular Plan Growth	NA	4091.74	0.00	0.00	0.00	0.00	0.00