| Balance Sheet of Union Bank of India (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| |
12 mths |
12 mths |
12 mths |
12 mths |
12 mths |
|
| EQUITIES AND LIABILITIES |
|
|
|
|
|
|
| SHAREHOLDER'S FUNDS |
|
|
|
|
|
|
| Equity Share Capital |
7,633.61 |
7,633.61 |
6,834.75 |
6,834.75 |
6,406.84 |
|
| Total Share Capital |
7,633.61 |
7,633.61 |
6,834.75 |
6,834.75 |
6,406.84 |
|
| Revaluation Reserve |
0.00 |
5,644.42 |
6,132.42 |
4,757.07 |
4,898.48 |
|
| Reserves and Surplus |
105,341.60 |
83,690.94 |
65,367.04 |
58,984.31 |
53,171.41 |
|
| Total Reserves and Surplus |
105,341.60 |
89,335.36 |
71,499.47 |
63,741.39 |
58,069.89 |
|
| Total ShareHolders Funds |
112,975.21 |
96,968.97 |
78,334.21 |
70,576.14 |
64,476.74 |
|
| Deposits |
1,309,749.52 |
1,221,528.37 |
1,117,716.32 |
1,032,392.63 |
923,805.34 |
|
| Borrowings |
27,341.79 |
26,948.37 |
43,137.47 |
51,179.10 |
51,837.11 |
|
| Other Liabilities and Provisions |
49,789.20 |
46,511.91 |
41,564.45 |
33,443.19 |
31,586.66 |
|
| Total Capital and Liabilities |
1,499,855.71 |
1,391,957.62 |
1,280,752.45 |
1,187,591.06 |
1,071,705.84 |
|
| ASSETS |
|
|
|
|
|
|
| Cash and Balances with Reserve Bank of India |
89,503.48 |
52,897.50 |
50,254.27 |
46,112.59 |
37,880.46 |
|
| Balances with Banks Money at Call and Short Notice |
41,830.49 |
66,405.37 |
61,896.18 |
73,387.77 |
46,529.89 |
|
| Investments |
354,381.40 |
337,903.53 |
339,299.05 |
348,507.39 |
331,511.79 |
|
| Advances |
953,513.34 |
870,776.09 |
761,845.46 |
661,004.66 |
590,982.88 |
|
| Fixed Assets |
9,781.88 |
9,222.78 |
8,825.61 |
7,191.30 |
7,343.87 |
|
| Other Assets |
50,845.11 |
54,752.34 |
58,631.88 |
51,387.34 |
57,456.96 |
|
| Total Assets |
1,499,855.71 |
1,391,957.62 |
1,280,752.45 |
1,187,591.06 |
1,071,705.84 |
|
| OTHER ADDITIONAL INFORMATION |
|
|
|
|
|
|
| Number of Branches |
8,621.00 |
8,464.00 |
8,577.00 |
8,873.00 |
9,315.00 |
|
| Number of Employees |
73,900.00 |
75,866.00 |
75,594.00 |
75,201.00 |
78,202.00 |
|
| Capital Adequacy Ratios (%) |
18.02 |
16.97 |
16.04 |
14.52 |
12.56 |
|
| KEY PERFORMANCE INDICATORS |
|
|
|
|
|
|
| Tier 1 (%) |
16.24 |
15.00 |
13.91 |
12.20 |
10.35 |
|
| Tier 2 (%) |
1.78 |
1.97 |
2.13 |
2.32 |
2.21 |
|
| ASSETS QUALITY |
|
|
|
|
|
|
| Gross NPA |
35,350.00 |
43,097.73 |
60,987.29 |
79,587.07 |
89,788.20 |
|
| Gross NPA (%) |
3.60 |
4.76 |
7.53 |
11.00 |
14.00 |
|
| Net NPA |
5,969.00 |
8,989.92 |
12,927.44 |
24,303.30 |
27,280.52 |
|
| Net NPA (%) |
0.63 |
1.03 |
1.70 |
3.68 |
4.62 |
|
| Net NPA To Advances (%) |
0.63 |
1.03 |
1.70 |
4.00 |
5.00 |
|
| CONTINGENT LIABILITIES, COMMITMENTS |
|
|
|
|
|
|
| Bills for Collection |
50,913.49 |
50,252.86 |
43,566.72 |
66,089.41 |
34,694.81 |
|
| Contingent Liabilities |
558,279.16 |
582,681.03 |
607,809.42 |
650,247.75 |
370,527.97 |
|
Source : Dion Global Solutions Limited
