| Key Financial Ratios of Indian Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
81.06 |
63.23 |
42.41 |
32.38 |
26.61 |
|
| Diluted EPS (Rs.) |
81.06 |
63.23 |
42.41 |
32.38 |
26.61 |
|
| Cash EPS (Rs.) |
85.01 |
63.75 |
46.65 |
36.47 |
32.21 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
461.10 |
389.12 |
336.15 |
301.08 |
223.91 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
514.56 |
433.48 |
385.19 |
350.95 |
340.12 |
|
| Dividend/Share (Rs.) |
16.25 |
12.00 |
8.60 |
6.50 |
2.00 |
|
| Operating Revenue / Share (Rs.) |
460.31 |
412.89 |
360.85 |
311.99 |
346.26 |
|
| Net Profit/Share (Rs.) |
81.06 |
59.86 |
42.41 |
31.67 |
26.60 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
15,473,074.79 |
13,816,992.77 |
11,020,380.30 |
9,762,133.68 |
9,393,880.83 |
|
| Net Profit/ Employee (Rs.) |
2,724,737.09 |
2,003,164.92 |
1,295,137.96 |
991,086.25 |
721,775.13 |
|
| Business/ Employee (Rs.) |
326,476,692.57 |
298,847,003.03 |
262,490,495.62 |
246,917,035.63 |
216,695,417.98 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
104,999,420.83 |
95,051,747.74 |
77,660,640.92 |
67,752,782.39 |
65,100,360.41 |
|
| Net Profit/ Branches (Rs.) |
18,489,913.63 |
13,780,446.25 |
9,126,839.64 |
6,878,501.48 |
5,001,960.55 |
|
| Business/ Branches (Rs.) |
2,215,452,590.69 |
2,055,869,205.09 |
1,849,771,021.60 |
1,713,694,641.50 |
1,501,716,922.76 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
2.24 |
2.18 |
2.20 |
1.94 |
1.89 |
|
| CASA (%) |
38.37 |
40.76 |
41.98 |
41.76 |
42.29 |
|
| Net Profit Margin (%) |
17.60 |
14.49 |
11.75 |
10.15 |
7.68 |
|
| Operating Profit Margin (%) |
31.73 |
25.89 |
19.29 |
16.68 |
13.81 |
|
| Return on Assets (%) |
1.25 |
1.01 |
0.74 |
0.58 |
0.47 |
|
| Return on Equity / Networth (%) |
17.57 |
15.38 |
12.61 |
10.52 |
11.88 |
|
| Net Interest Margin (X) |
2.88 |
2.93 |
2.84 |
2.49 |
2.50 |
|
| Cost to Income (%) |
44.77 |
45.92 |
44.20 |
46.21 |
47.59 |
|
| Interest Income/Total Assets (%) |
7.09 |
7.01 |
6.32 |
5.78 |
6.24 |
|
| Non-Interest Income/Total Assets (%) |
1.05 |
0.99 |
1.00 |
1.02 |
0.97 |
|
| Operating Profit/Total Assets (%) |
0.19 |
0.02 |
-0.26 |
-0.44 |
-0.49 |
|
| Operating Expenses/Total Assets (%) |
1.76 |
1.80 |
1.70 |
1.62 |
1.65 |
|
| Interest Expenses/Total Assets (%) |
4.21 |
4.08 |
3.47 |
3.29 |
3.74 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
819,752.96 |
748,558.41 |
646,427.32 |
605,862.60 |
549,829.52 |
|
| EV Per Net Sales (X) |
13.22 |
13.46 |
14.38 |
15.59 |
14.06 |
|
| Price To Book Value (X) |
1.18 |
1.34 |
0.86 |
0.51 |
0.52 |
|
| Price To Sales (X) |
1.18 |
1.26 |
0.80 |
0.49 |
0.34 |
|
| Retention Ratios (%) |
79.95 |
79.95 |
79.72 |
79.47 |
92.48 |
|
| Earnings Yield (X) |
0.15 |
0.11 |
0.15 |
0.21 |
0.23 |
|
Source : Dion Global Solutions Limited
