| Key Financial Ratios of Dhanlaxmi Bank (in Rs. Cr.) |
Mar 25 |
Mar 24 |
Mar 23 |
Mar 22 |
Mar 21 |
|
| Per Share Ratios |
|
|
|
|
|
|
| Basic EPS (Rs.) |
2.37 |
2.29 |
1.95 |
1.42 |
1.47 |
|
| Diluted EPS (Rs.) |
2.37 |
2.29 |
1.95 |
1.42 |
1.47 |
|
| Cash EPS (Rs.) |
1.69 |
3.28 |
2.79 |
2.21 |
2.08 |
|
| Book Value [Excl. Reval Reserve]/Share (Rs.) |
35.35 |
34.40 |
31.66 |
30.11 |
28.67 |
|
| Book Value [Incl. Reval Reserve]/Share (Rs.) |
35.35 |
40.70 |
37.99 |
35.57 |
34.15 |
|
| Dividend/Share (Rs.) |
0.00 |
0.00 |
0.00 |
0.00 |
0.00 |
|
| Operating Revenue / Share (Rs.) |
33.44 |
47.70 |
42.34 |
36.23 |
36.79 |
|
| Net Profit/Share (Rs.) |
1.69 |
2.29 |
1.95 |
1.42 |
1.47 |
|
| Per Employee Ratios |
|
|
|
|
|
|
| Interest Income/ Employee (Rs.) |
0.00 |
7,158,900.36 |
6,062,462.37 |
5,316,922.85 |
5,620,451.09 |
|
| Net Profit/ Employee (Rs.) |
0.00 |
342,953.14 |
279,357.67 |
208,260.44 |
224,565.82 |
|
| Business/ Employee (Rs.) |
0.00 |
144,676,539.74 |
129,050,203.17 |
119,169,799.88 |
111,710,763.89 |
|
| Per Branch Ratios |
|
|
|
|
|
|
| Interest Income/ Branch (Rs.) |
0.00 |
46,244,850.57 |
42,341,387.35 |
36,812,751.00 |
37,989,661.22 |
|
| Net Profit/ Branches (Rs.) |
0.00 |
2,215,398.47 |
1,951,086.96 |
1,441,931.73 |
1,517,881.63 |
|
| Business/ Branches (Rs.) |
0.00 |
934,577,187.74 |
901,311,102.77 |
825,095,321.29 |
755,073,571.43 |
|
| Key Performance Ratios |
|
|
|
|
|
|
| ROCE (%) |
0.54 |
0.44 |
0.83 |
0.99 |
0.82 |
|
| CASA (%) |
0.00 |
30.66 |
31.90 |
34.28 |
33.37 |
|
| Net Profit Margin (%) |
5.04 |
4.79 |
4.60 |
3.91 |
3.99 |
|
| Operating Profit Margin (%) |
10.21 |
9.46 |
8.97 |
6.75 |
7.89 |
|
| Return on Assets (%) |
0.37 |
0.36 |
0.32 |
0.26 |
0.28 |
|
| Return on Equity / Networth (%) |
4.77 |
6.64 |
6.16 |
4.71 |
5.12 |
|
| Net Interest Margin (X) |
2.69 |
2.87 |
3.14 |
2.62 |
2.51 |
|
| Cost to Income (%) |
39.34 |
88.66 |
77.61 |
74.72 |
77.69 |
|
| Interest Income/Total Assets (%) |
7.35 |
7.56 |
7.07 |
6.64 |
7.10 |
|
| Non-Interest Income/Total Assets (%) |
0.94 |
0.95 |
0.49 |
1.22 |
1.08 |
|
| Operating Profit/Total Assets (%) |
-0.57 |
-0.59 |
-0.16 |
-0.96 |
-0.79 |
|
| Operating Expenses/Total Assets (%) |
3.10 |
3.39 |
2.82 |
2.87 |
2.79 |
|
| Interest Expenses/Total Assets (%) |
4.66 |
4.68 |
3.93 |
4.01 |
4.58 |
|
| Valuation Ratios |
|
|
|
|
|
|
| Enterprise Value (Rs. Cr) |
16,391.73 |
14,872.99 |
13,373.29 |
12,187.97 |
11,635.00 |
|
| EV Per Net Sales (X) |
12.42 |
12.32 |
12.48 |
13.30 |
12.50 |
|
| Price To Book Value (X) |
0.84 |
1.20 |
0.46 |
0.41 |
0.52 |
|
| Price To Sales (X) |
0.89 |
0.86 |
0.34 |
0.34 |
0.40 |
|
| Retention Ratios (%) |
100.00 |
100.00 |
100.00 |
100.00 |
100.00 |
|
| Earnings Yield (X) |
0.06 |
0.06 |
0.13 |
0.11 |
0.10 |
|
Source : Dion Global Solutions Limited
