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Teena Jain Kaushal

Editor - Personal Finance, Moneycontrol

Infosys buyback opens today: 8 smart checks before you tender shares; eligibility, tax rules and more

BUSINESS

Infosys buyback opens today: 8 smart checks before you tender shares; eligibility, tax rules and more

Tendering shares in a buyback is tax-efficient if your total taxable income (including the dividend from the buyback) does not exceed the threshold of Rs 12 lakh for the Section 87A rebate under the new tax regime.

Japan’s bond jitters: Should Indian investors worry?

BUSINESS

Japan’s bond jitters: Should Indian investors worry?

When Japanese bond yields rise, global investors may shift capital away from emerging markets like India. This can lead to temporary FPI outflows, a weaker rupee, and upward pressure on Indian government bond yields

You can now not just drink your whiskey, but invest in it too

BUSINESS

You can now not just drink your whiskey, but invest in it too

With UK-based Marrowbone Lane Irish Whiskey offering investments to Indian investors, whiskey is no longer just a drink but a global asset too.

Why are global ETFs trading at a premium? What should investors do?

BUSINESS

Why are global ETFs trading at a premium? What should investors do?

Under normal circumstances, ETF prices should hover close to their NAV (net asset value). But as demand is soaring, prices have decoupled sharply from their real worth.

Tata Motors demerger decoded: How your cost splits between PV and CV shares, and what the 2018 rule means for you

BUSINESS

Tata Motors demerger decoded: How your cost splits between PV and CV shares, and what the 2018 rule means for you

Under the Income-Tax Act, when a company undergoes a demerger, the original cost of acquisition of your shares in the parent company must be apportioned between the demerged (old) company and the resulting (new) company.

Wealth Creation: Start investing at 20 and grow 93x, start at 40 and only 10x

BUSINESS

Wealth Creation: Start investing at 20 and grow 93x, start at 40 and only 10x

Even a small amount started early, can grow into something substantial. What matters most is consistency.

Delhi Red Fort blast: Is ex gratia compensation taxable? Here’s what income tax experts say

BUSINESS

Delhi Red Fort blast: Is ex gratia compensation taxable? Here’s what income tax experts say

Any amount received from the central government, state government, or local authority is exempt from income tax

Equity mutual fund inflows fall 19% MoM to Rs 24,690 crore in October: AMFI data

BUSINESS

Equity mutual fund inflows fall 19% MoM to Rs 24,690 crore in October: AMFI data

The total Assets Under Management (AUM) of the mutual fund industry rose to Rs 79.87 lakh crore in October, up from Rs 75.61 lakh crore in September

Delhi Red Fort blast: Does your insurance policy cover terrorist attacks?

BUSINESS

Delhi Red Fort blast: Does your insurance policy cover terrorist attacks?

The Indian Market Terrorism Risk Insurance Pool (IMTRIP) was established in April 2002 by all non-life insurers in India after international reinsurers withdrew terrorism coverage following the 9/11 attacks.

Gift or income tax trap? How the taxman views generous presents given by your family and friends

BUSINESS

Gift or income tax trap? How the taxman views generous presents given by your family and friends

Under Section 56(2)(x) of the Income Tax Act, gifts from “relatives” are tax-free, regardless of the amount. But gifts from non-relatives become taxable if their total value crosses Rs 50,000 in a financial year.

Exceeding credit card limit but clearing it before statement date: Will it still show high utilisation?

BUSINESS

Exceeding credit card limit but clearing it before statement date: Will it still show high utilisation?

If your statement reflects zero balance because you paid off early, the high utilisation may not be recorded

ITR Deadline for Tax Audit Cases: High Courts in Punjab & Haryana, Himachal Pradesh extend the due date; Will CBDT follow?

BUSINESS

ITR Deadline for Tax Audit Cases: High Courts in Punjab & Haryana, Himachal Pradesh extend the due date; Will CBDT follow?

CBDT earlier officially extended the specified date for furnishing tax audit reports for the Previous Year 2024-25 (Assessment Year 2025-26) from September 30, 2025, to October 31, 2025. There is generally a one month gap between tax audit deadline and the ITR for audited.

E-commerce, two-wheelers and credit cards get festive boost after GST cuts

BUSINESS

E-commerce, two-wheelers and credit cards get festive boost after GST cuts

Consumption rebounds across categories as tax reforms and digital adoption lift demand

Did tax twist take shine off Infosys buyback for promoters?

BUSINESS

Did tax twist take shine off Infosys buyback for promoters?

Selling in the open market attracts LTCG tax at an effective rate of 14.95%. In contrast, buyback proceeds are now taxed as dividend income at the investor’s applicable tax slab rate following an October 1, 2024 amendment

Got your tax refund this Diwali? Here's how to put the money to good use

BUSINESS

Got your tax refund this Diwali? Here's how to put the money to good use

Do remember, it is not a bonus or extra income. It is excess tax being returned, make it work for you

Gold, silver inch up on MCX but global pressure weigh on sentiment

BUSINESS

Gold, silver inch up on MCX but global pressure weigh on sentiment

Despite the near-term weakness, bullion remains supported by long-term factors such as central bank gold purchases, geopolitical tensions and expectations of lower interest rates, experts said

International funds deliver up to 72% returns; global diversification pays off

BUSINESS

International funds deliver up to 72% returns; global diversification pays off

According to ACE Mutual Fund data, top 10 international funds delivered between 32 percent and 72 percent returns in one year

Silver ETFs down by 7% as demand eases; market price slips below iNAV

BUSINESS

Silver ETFs down by 7% as demand eases; market price slips below iNAV

Data from Ace MF shows that silver ETFs logged steep single-day declines, with most funds falling upto 7% on October 20

EPFO tightens premature final settlement rules amid rising layoffs; full PF payout only after 12 months of job loss

BUSINESS

EPFO tightens premature final settlement rules amid rising layoffs; full PF payout only after 12 months of job loss

Members can now apply for final PF settlement only after 12 months of leaving employment, compared to the earlier two-month window. Similarly, pension withdrawal will now be allowed after 36 months of unemployment.

Gold shines this Dhanteras with 55% annual return; here’s tracking its 5-year journey

BUSINESS

Gold shines this Dhanteras with 55% annual return; here’s tracking its 5-year journey

Gold has delivered a staggering 55 percent return, outperforming major equity benchmarks such as the Nifty 50

EPFO new rules explained: Myths and facts about job loss withdrawals and revised timelines

BUSINESS

EPFO new rules explained: Myths and facts about job loss withdrawals and revised timelines

Seventy-five percent of the amount can be withdrawn immediately after leaving the job, and the full amount can be withdrawn after being unemployed for one year

Silver ETF FoFs: Which mutual funds are accepting investments and which aren't

BUSINESS

Silver ETF FoFs: Which mutual funds are accepting investments and which aren't

According to data available till October 14, 2025, at least seven major mutual fund houses have suspended fresh lumpsum investments and switch-ins in their Silver ETF FoFs.

EPFO launches Vishwas Scheme to cut litigation through rationalised penal damages

BUSINESS

EPFO launches Vishwas Scheme to cut litigation through rationalised penal damages

As of May 2025, outstanding penal damages stood at Rs 2,406 crore, with over 6,000 cases pending across various forums

EPFO 3.0 Explained: What the new PF withdrawal rules mean for 30 crore members

BUSINESS

EPFO 3.0 Explained: What the new PF withdrawal rules mean for 30 crore members

Members can now withdraw up to 75 percent of their EPF corpus while maintaining the mandatory minimum balance of 25% percent.

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