BUSINESS
Why personal loan EMIs bounce and how you can stop it from happening again
A bounced EMI is often blamed on bad timing, but its real cost shows up later in your credit score, borrowing options and monthly peace of mind.
BUSINESS
You have a good credit score. So why did your home loan get rejected?
A good credit score opens doors, but it does not guarantee approval. Lenders look at far more than just one number—and that is where many borrowers get caught off guard.
BUSINESS
When money gets tight, these are the expenses you should pause first
In a cash crunch, the fastest cuts are not always the safest ones. Knowing what to stop and what to protect can prevent short-term relief from becoming long-term damage.
BUSINESS
DIY guide: Here's how mutual funds can help you grow your money
Mutual funds pool money to invest in equity and debt markets, offering a smart investment option for individuals. Expert fund managers handle investments, making it accessible to small investors with minimal risk
BUSINESS
Add-on cards for spouse or parents can be handy, but the risks are real
Sharing your credit card with family sounds convenient, until the bill arrives and you realise who is really responsible.
BUSINESS
How much term insurance is enough when your family depends on one income
For single-income households, the right cover is not about chasing big numbers, but about buying time and stability when the safety net matters most.
BUSINESS
Are SIPs doing too much heavy lifting in your financial plan?
Systematic investment plans are a powerful tool, but treating them as a complete financial strategy can quietly put your life goals at risk.
BUSINESS
Buying land in India: From clean titles to timing the cycle, what actually decides whether you make money
Land is often seen as the safest and most rewarding form of real estate. But in practice, most disappointments in property investing come not from flats or plots — they come from land bought in the wrong place, at the wrong time, or with the wrong paperwork.
BUSINESS
Physical gold or gold ETF? What kind of gold actually makes sense in 2026
Gold remains a financial comfort blanket for Indian households. But in 2026, the real decision is no longer whether to own gold — it is about how to own it.
BUSINESS
Stock investing for beginners: How SIPs remove the biggest risks
You don’t need perfect timing, market forecasts or a big lump sum to start investing in stocks. A simple SIP approach can help first-time investors build equity exposure with far less stress and far fewer mistakes.
BUSINESS
Rising medical costs? How people with disabilities can build a real financial safety net
When healthcare inflation is outpacing salary growth, financial planning is no longer optional for people living with disabilities. It is survival planning.
BUSINESS
Your first credit card can make or break your financial life
A year of small, everyday decisions decides whether you end up with a strong 750+ credit score or spend years repairing the damage
BUSINESS
Super top-up or higher base cover? How to build health insurance that actually works
The cheapest-looking option is not always the safest one. The real art is in how you combine base cover and top-ups to protect both your health and your savings
BUSINESS
Why your credit card is making your foreign trip more expensive than it needs to be
Both plastic options promise convenience abroad, but the real difference shows up in exchange rates, hidden fees and how much control you keep over your travel budget.
BUSINESS
How bad money advice quietly destroys good financial habits
Thumb rules, random targets and social media ‘gyaan’ can quietly undo years of disciplined saving — and most people don’t realise it until it’s too late
BUSINESS
What your bank statement really says about your income
When you’re self-employed, lenders don’t just read your ITR. They read your cash flow habits, business stability and financial discipline between the lines
BUSINESS
What happens to UPI, wallets and crypto after you’re gone
Money has moved online faster than inheritance laws have caught up.
BUSINESS
Your savings account is quietly eating into your money. Here’s where idle cash should actually sit
Keeping large balances in a savings account feels safe, but over time it can erode value unless surplus cash is given a better job.
BUSINESS
Co-applicant or guarantor? The difference could cost you far more than you think
Both names may help a loan get approved, but the legal and financial risks they carry are very different.
BUSINESS
Health insurance mistakes that hurt the most at claim time
Most claim problems don’t come from bad luck — they come from small decisions made much earlier.
BUSINESS
What happens to your EPF if you keep changing jobs? The truth about UAN, KYC, and delays
Job switches don’t break your EPF, but poor follow-through often does.
BUSINESS
Retirement planning when your parents depend on you too
For millions of Indians, retirement is no longer just about their own old age. It also has to carry the financial weight of their parents’ final decades
BUSINESS
Should you invest in REITs instead of buying a small rental flat?
Both options give you exposure to real estate, but the experience — and the trade-offs — are very different.
BUSINESS
Wrong EPS contributions? How you can fix errors and claim refunds
If your employer has misreported Employees’ Pension Scheme contributions, new EPFO guidelines outline how mistakes will be corrected and money moved to the right account.
