BUSINESS
Repo rate unchanged in August, but here’s how to lower your home loan EMIs
A small rate gap of 0.25–0.5% usually doesn’t justify the hassle of moving to a new lender. A bigger rate difference of 0.75% or more—can make refinancing worthwhile,
BUSINESS
Rule change for UAN generation: EPFO introduces THIS new step via UMANG app
New rule eliminates need for employer involvement; Aadhaar-based digital process now live on UMANG app.
BUSINESS
Freelancers vs consultants: How to choose the correct ITR form
Selecting the right Income Tax Return (ITR) form ensures accurate reporting and avoids legal issues—here’s how to pick between freelancing and consulting income in 2025.
BUSINESS
FD rates: Here's a list of banks offering best returns on three-year deposit
IndusInd Bank offers the highest interest rate among private banks at 6.75%, while Canara Bank tops public sector banks with 6.5%
BUSINESS
Want to start investing in stocks? Here’s how to choose your first broker
Choosing the right stockbroker is the most important step in building your investment portfolio—here are the things to consider.
BUSINESS
Missed SIPs due to insufficient balance? Here’s how to avoid it in future
Simple strategies to ensure your SIPs never fail due to lack of funds.
BUSINESS
Should you opt for a low-interest pre-approved loan or a fresh loan?
Choosing the right loan can save you money and reduce repayment stress.
BUSINESS
FD rates: Highest interest rates on 1-year fixed deposits from private and public sector banks
Banks offering the highest interest rates on 1-year fixed deposits include IndusInd Bank at 7% and Punjab National Bank at 6.8%, with varying returns on Rs 1 lakh investment.
BUSINESS
EPF website not working? Check your PF balance with missed call or SMS
Know alternative ways to access your provident fund details when the online portal is down.
BUSINESS
How to start SIPs for your child’s education goal: Strategy and tax tips
Start small, be consistent, and use tax-smart mutual fund strategies to support the future studies of your child.
BUSINESS
How to report exempt income in your ITR to evade notices
Failure to report exempt income can still attract attention—report it openly to stay in touch with the law and avoid tax notices.
BUSINESS
How to track NPS returns and rebalance your allocation
Maximise your retirement savings by monitoring and optimising your National Pension System portfolio.
BUSINESS
How to update your mobile number and email on all financial platforms in 2025
Update your banks, investments, and insurance with your mobile number and email by changing them in advance.
PERSONAL-FINANCE
How to save taxes on freelance income through business expense deductions
Claiming legitimate expenses can reduce your taxable income and boost savings
BUSINESS
The impact of inflation on your emergency fund: How much is enough in 2025?
The impact of inflation on your emergency fund: How much is enough in 2025?
BUSINESS
How much health insurance do you need in your 30s? Know how to choose the right medical insurance policy
Early planning for health insurance ensures better coverage at lower premiums while safeguarding your financial future.
BUSINESS
How to update your Aadhaar card online for free
UIDAI allows residents to update certain Aadhaar details online at no cost for a limited period.
BUSINESS
Maximise your FD returns: Small finance banks offering higher interest rates on FDs for two-year tenure
Small Finance Banks offer higher FD interest rates than traditional banks, with Suryoday Small Finance Bank topping the list at 8.15% for 2-year FDs.
BUSINESS
How to Trump-proof your investments
How can I shield my portfolio from uncertainty? The answer begins with smart diversification, and having timeless assets like gold in the portfolio.
BUSINESS
How to withdraw PF money without UAN: Everything you need to know
You can withdraw your PF even without a UAN—here's how the process works and what you will require.
BUSINESS
Personal loan vs credit card: Which is for you?
From interest rates to convenience, here's how personal loans measure up against credit cards as a borrowing option.
BUSINESS
Big overseas spends can cost you at tax time: What travellers and businesses should know
From vacations in style to business trips, high foreign expenses can attract TCS and tax scrutiny—here's how to stay compliant.
BUSINESS
Health insurance didn’t cover your hospital bill upfront? Here’s why you had to pay first
Delays in approvals, exclusions, and non-network hospitals often lead to unexpected out-of-pocket costs.
BUSINESS
Want to know your credit score? Here's how to get your free report online
You can get one free credit report per annum from each bureau — here's how.
