Why you should check your EPF balance Employees' Provident Fund (EPF) is a major retirement saving component for Indian salaried workers. It becomes simpler to plan for retirement savings, loans, and withdrawal if you are aware of the PF balance. Users are generally most annoyed when the EPFO site or mobile app does not respond due to technical reasons or traffic issues. In such cases, a quick fall back on offline modes like SMS or missed calls can be a convenient solution.
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The way to check balance through missed call EPFO offers a facility to its registered members to check their PF balance details by giving a missed call to 9966044425 from the registered mobile number. The call will be disconnected automatically after a few rings, and you will receive an SMS containing details of your PF balance and your employer's recent contribution. This facility will be offered only if your mobile number is registered against your Universal Account Number (UAN) and UAN is activated.
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Verify balance through SMS service The second simple way of viewing your EPF balance is the SMS service provided by EPFO. You simply send an SMS to 7738299899 in the following format "EPFOHO UAN ENG" where ENG is the first three letters of the language to be used. After sending the SMS, you will receive a message with your recent PF balance. Just like the missed call facility, this facility also requires your mobile number mapped to your UAN and your KYC to be updated.
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Things to keep in mind before using these services Ensure your UAN is activated and linked to your Aadhaar, PAN, and bank accounts. Without current KYC details, you cannot receive PF balance through missed call or SMS. In case your mobile number has been updated recently, you need to update it on the EPFO portal through your employer so that you continue to receive the balance details. It is also important to ensure that your employer contributes on time because only the latest updated details will be reflected in the SMS or missed call status.
Other means of keeping up with PF balance Besides SMS and missed call, you can also view your PF balance through the UMANG mobile app once the EPFO servers are functional. Monthly PF contribution receipts are also given by some employers to employees and can be verified against SMS reports. Periodic verification of your balance help in identifying discrepancies in employer contribution at an early stage so that they can be corrected at one time. These alternatives are of immense value when the EPFO website is down or is taking a very long time to respond.
