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Having multiple loans impacts credit score: Here's why and what to do

BUSINESS

Having multiple loans impacts credit score: Here's why and what to do

Taking more than a single loan might impact your creditworthiness in a positive or negative manner. Here's what to know before applying.

Aadhaar security notice: Learn how to use your 16-digit VID to protect your personal details

BUSINESS

Aadhaar security notice: Learn how to use your 16-digit VID to protect your personal details

Worried about Aadhaar abuse? Learn how the Virtual ID (VID) protects your personal details while authenticating.

Which NPS fund manager gave the highest 3-year equity returns? Here’s what the data tell us

BUSINESS

Which NPS fund manager gave the highest 3-year equity returns? Here’s what the data tell us

ICICI, Kotak and UTI outpaced peers, but SBI PFM performed worst in Tier I and Tier II accounts.

What is Form 16 and why it is crucial for your ITR filing in 2025

BUSINESS

What is Form 16 and why it is crucial for your ITR filing in 2025

This tax document is crucial for salaried workers while they submit their income tax return—here's everything that you require to know.

Still holding paper shares? Here’s how to convert them to demat

BUSINESS

Still holding paper shares? Here’s how to convert them to demat

SEBI has made it compulsory to dematerialise most share-related services — here's how to dematerialise your physical certificates before it's too late.

New to freelancing? This is how to manage tax, TDS, and GST compliances

BUSINESS

New to freelancing? This is how to manage tax, TDS, and GST compliances

If you’ve just started freelancing, understanding taxes, TDS, and GST is crucial to staying compliant and building long-term financial stability.

PAN-Aadhaar not linked? Here's how it affects your ITR, banking, and investments

BUSINESS

PAN-Aadhaar not linked? Here's how it affects your ITR, banking, and investments

Failure to link PAN and Aadhaar can lead to accounts being frozen, ITRs not processing, and investments getting blocked

How to get a digital rupee wallet through your bank

BUSINESS

How to get a digital rupee wallet through your bank

Step-by-step guide to applying for an e₹ wallet and using RBI’s official digital currency.

Foreign travel tax: Here's what TCS rules mean for your 2025 vacation plans

BUSINESS

Foreign travel tax: Here's what TCS rules mean for your 2025 vacation plans

New standards of tax collection on foreign expenses and forex spends can affect your vacation bill — here's the lowdown.

TDS on your fixed deposit interest? Here’s how to get a refund if your income is below the tax limit

BUSINESS

TDS on your fixed deposit interest? Here’s how to get a refund if your income is below the tax limit

You can claim a refund on tax deducted from fixed deposit interest by filing your ITR—here’s the process explained.

Should you use a credit card to pay your loan EMI? Here’s what you need to know

BUSINESS

Should you use a credit card to pay your loan EMI? Here’s what you need to know

Paying EMIs through a credit card can offer flexibility, but it may cost more—understand the pros and cons first.

Top 10 tax deductions you should claim while filing your ITR for FY 2025

BUSINESS

Top 10 tax deductions you should claim while filing your ITR for FY 2025

From 80C to 80U, here’s how to reduce your taxable income under the old regime.

How to earn rewards by using your credit card on UPI

BUSINESS

How to earn rewards by using your credit card on UPI

Link your RuPay credit card to UPI apps and get benefits on everyday transactions.

GST may be removed on term life and senior health insurance: Here’s what it means for you

BUSINESS

GST may be removed on term life and senior health insurance: Here’s what it means for you

Government mulls tax relief on key insurance plans to ease costs and boost coverage.

How senior citizens can get loans after retirement: Best options explained

BUSINESS

How senior citizens can get loans after retirement: Best options explained

From reverse mortgages to pension-backed credit, here’s how retirees can access funds easily.

Handling EMIs smartly: Staying debt-free and financially fit

BUSINESS

Handling EMIs smartly: Staying debt-free and financially fit

Wise ways to handle EMIs without compromising your peace of mind and credit.

Can you merge two home loans? What borrowers should know before consolidating debt

BUSINESS

Can you merge two home loans? What borrowers should know before consolidating debt

Exploring if and how you can simplify multiple home loans into one repayment plan.

Borrowing from friends to repay loans? Why it may cost more than you think

BUSINESS

Borrowing from friends to repay loans? Why it may cost more than you think

It may seem like a quick fix, but turning to friends to cover your loan repayments could lead to long-term financial and personal trouble.

How to submit your ITR without Form 16 for AY 2024-25

BUSINESS

How to submit your ITR without Form 16 for AY 2024-25

This is what salaried taxpayers can do if their employer did not give them Form 16 this year.

Top reasons why people choose personal loans to meet their financial goals

BUSINESS

Top reasons why people choose personal loans to meet their financial goals

Personal loans have become the go-to financial tool for anyone looking to pay for everything from a short list of bills to a long list without pledging collateral. With minimal paperwork and instant approval, they are the most convenient option in case of emergencies as well as in planned life occurrences. Whether for unplanned hospitalization or funding a dream wedding or honeymoon, personal loans are the flexible option that traditional loans are not.

Paying income tax online? Here’s how to do it using Paytm, PhonePe or GPay

BUSINESS

Paying income tax online? Here’s how to do it using Paytm, PhonePe or GPay

You can now pay income tax directly from UPI apps like Paytm, PhonePe, or Google Pay. Here is a step-by-step guide.

Want to open Sukanya Samriddhi Account for daughter? Here's how

BUSINESS

Want to open Sukanya Samriddhi Account for daughter? Here's how

You can now open a high-return, tax-saving deposit for your daughter's future with SSY—here's the step-by-step guide.

Secure your money: 5 UPI security habits you need to adopt to avoid UPI scams

BUSINESS

Secure your money: 5 UPI security habits you need to adopt to avoid UPI scams

With growing number and complexity of UPI scams India, here's how to stay safe with easy digital hygiene habits.

Should you opt for the new income-tax regime in FY 2025-26?

BUSINESS

Should you opt for the new income-tax regime in FY 2025-26?

With both tax regimes still in play for FY 2025-26, choosing the right one could help you save more—if you know what to consider.

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