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Virtual ID and UID token are now the same as your Aadhaar number

BUSINESS

Virtual ID and UID token are now the same as your Aadhaar number

The move is aimed at increasing privacy by encouraging use of VID and tokens instead of disclosing 12-digit Aadhaar.

Can you delete your Aadhaar number? Here's what the latest news says

BUSINESS

Can you delete your Aadhaar number? Here's what the latest news says

UIDAI is set to soon facilitate adult opt-out of Aadhaar—but current law still does not allow for complete deletion.

Four ways to improve your credit score and unlock better loan terms

BUSINESS

Four ways to improve your credit score and unlock better loan terms

Beyond timely payment of credit card bills and loan EMIs, ensure your unsecured debt remains in check.

How to apply for an SBI personal loan in 2025 — online & offline methods explained

BUSINESS

How to apply for an SBI personal loan in 2025 — online & offline methods explained

Looking to finance a personal goal, emergency, or purchase? SBI offers personal loans with both online and offline application options, making it accessible for everyone—from tech-savvy borrowers to those who prefer in-person banking. With updated interest rates and simplified processes in 2025, here's everything you need to know about how to apply for an SBI personal loan smoothly and quickly.

Zerodha Demat: A complete step-by-step guide to investing in stocks, mutual funds, or IPOs using this popular platform

BUSINESS

Zerodha Demat: A complete step-by-step guide to investing in stocks, mutual funds, or IPOs using this popular platform

Want to start investing in stocks, mutual funds, or IPOs? Zerodha, one of India’s top brokerage platforms, offers an easy way to open a Demat and trading account online—no paperwork, no branch visits. Whether you're a beginner or a seasoned investor switching platforms, the process is fast and fully digital. In this guide, we’ll walk you through each step to get your Zerodha account up and running smoothly.

How to update your PAN card address using Aadhaar—and why it matters

BUSINESS

How to update your PAN card address using Aadhaar—and why it matters

Your PAN card is more than just a tax document—it’s a critical piece of identity used across banking, investments, and official records. If you’ve moved to a new address, it’s important to update your PAN to avoid delays in receiving official correspondence or problems with KYC verification. Thankfully, with Aadhaar eKYC, updating your PAN address is now a quick and paperless process. Here’s how to do it, step by step.

These 7 ITR deductions could save you thousands—have you claimed them all?

BUSINESS

These 7 ITR deductions could save you thousands—have you claimed them all?

As the July 31 deadline for filing Income Tax Returns (ITR) for FY 2023–24 draws near, many taxpayers—especially salaried individuals—are looking for smart ways to reduce their taxable income. From health insurance premiums to education loan interest and charitable donations, these deductions can significantly lower your tax liability or boost your refund. Whether you're a first-time filer or a seasoned taxpayer, here are 7 tax-saving deductions you should explore before hitting submit.

How to get to RBI's complaint portal if your bank can't solve your issue

BUSINESS

How to get to RBI's complaint portal if your bank can't solve your issue

In the event that your complaint remains unresolved by your bank, you can approach RBI's complaint portal for further redressal.

PVC Aadhaar card: Strong and handy substitute for paper copy

BUSINESS

PVC Aadhaar card: Strong and handy substitute for paper copy

Bid goodbye to your light Aadhaar print, and the PVC Aadhaar card is a small, secure, and strong solution with improved features and offline access.

Estate planning tips for NRIs with assets in both India and the UAE

BUSINESS

Estate planning tips for NRIs with assets in both India and the UAE

Tips on how to secure the property, investments, and wealth of non-resident Indians across borders.

Top student loan subsidies and government schemes in India for 2025

BUSINESS

Top student loan subsidies and government schemes in India for 2025

New interest waivers, collateral-free loans, and faster approvals make education more affordable this year.

5 smart tax-saving options with no long lock-ins

BUSINESS

5 smart tax-saving options with no long lock-ins

How to save tax in 2025 without tying up your money for years.

Old vs new tax regime: Which income tax system is better for you in FY 2024-25?

BUSINESS

Old vs new tax regime: Which income tax system is better for you in FY 2024-25?

As the new regime becomes the default, here’s how both systems compare on tax rates, deductions and overall savings.

ITR filing 2025 review: Refunds get faster even as AIS glitches, delayed utilities test patience

BUSINESS

ITR filing 2025 review: Refunds get faster even as AIS glitches, delayed utilities test patience

Income tax return filing 2025: While delayed ITR utilities and AIS glitches remain sore points, quicker refunds and improved communication have worked in taxpayers’ favour.

Struggling with loan EMIs? Here are your legal rights as a borrower in India

BUSINESS

Struggling with loan EMIs? Here are your legal rights as a borrower in India

From restructuring options to protection against harassment, know what the law guarantees you.

Buying property in 2025? Get to know the new TDS and stamp duty rules

BUSINESS

Buying property in 2025? Get to know the new TDS and stamp duty rules

New registration fees and tax deduction make buyers need to plan carefully for property purchases this year.

How to appoint a nominee for your EPF, mutual funds, and bank accounts online

BUSINESS

How to appoint a nominee for your EPF, mutual funds, and bank accounts online

Want to switch jobs mid-year? Here’s how to report dual incomes in ITR

BUSINESS

Want to switch jobs mid-year? Here’s how to report dual incomes in ITR

If you’ve changed employers during FY 2024–25, make sure to declare both incomes correctly to avoid tax trouble.

How to declare cryptocurrency income in your ITR this financial year

BUSINESS

How to declare cryptocurrency income in your ITR this financial year

Crypto is subject to a flat 30% rate—here is how to report your gains and pay the right return for FY 2024-25.

Paying rent with credit cards in 2025: Benefits and hidden charges

BUSINESS

Paying rent with credit cards in 2025: Benefits and hidden charges

Credit cards can be convenient and rewarding for rent payments—but beware of fees and debt traps.

Form 26AS has errors? Here's how to get them corrected prior to filing your income tax return

BUSINESS

Form 26AS has errors? Here's how to get them corrected prior to filing your income tax return

Erroneous mismatches in your tax return can avoid delay, scrutiny, or loss of refund.

Who repays a loan after the borrower’s death? Here’s what happens to the liability

BUSINESS

Who repays a loan after the borrower’s death? Here’s what happens to the liability

Co-borrowers, guarantors, and legal heirs must understand their financial responsibilities and rights after a borrower passes away.

Why salaried employees are more likely to qualify for instant personal loans

BUSINESS

Why salaried employees are more likely to qualify for instant personal loans

Stable income, predictable cash flows, and formal documentation make salaried professionals attractive to lenders

When a personal loan is a bad idea: Know the risks before you borrow

BUSINESS

When a personal loan is a bad idea: Know the risks before you borrow

Personal loans offer ready cash, but in the wrong situation, it could end up costing more than you anticipated.

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