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How to protect your CIBIL score after a job loss

BUSINESS

How to protect your CIBIL score after a job loss

Maintaining your credit health during unemployment can help you avoid long-term financial setbacks.

Smart ways to use a bonus: Pay debt, invest, or upgrade?

BUSINESS

Smart ways to use a bonus: Pay debt, invest, or upgrade?

Making the right choice with your annual bonus can improve your financial health and lifestyle.

How to calculate tax on gains from international mutual funds

BUSINESS

How to calculate tax on gains from international mutual funds

Understanding the rules for debt-style taxation on overseas fund investments can help you plan better.

Prepaid vs. credit cards: What's safest for teens

BUSINESS

Prepaid vs. credit cards: What's safest for teens

Parents who are fast to teach teens about handling money are weighing the advantages and disadvantages of prepaid and credit cards, and how safe they are.

Are retirement homes worth investing in? A 2025 perspective

BUSINESS

Are retirement homes worth investing in? A 2025 perspective

Once seen as a niche, senior living communities are now attracting serious investor interest in India.

How to save money on petrol and diesel costs using credit card cashback rewards

BUSINESS

How to save money on petrol and diesel costs using credit card cashback rewards

Your petrol and diesel costs can be lowered through credit card cashback rewards.

Step-by-step: How to report ESOPs in your income tax return

BUSINESS

Step-by-step: How to report ESOPs in your income tax return

Clear, practical steps to declare ESOP perquisites and capital gains without mistakes.

The way you use your credit can affect your future loan approval. Here’s how

BUSINESS

The way you use your credit can affect your future loan approval. Here’s how

Smart credit card use can boost your loan eligibility, while poor habits can quietly damage your chances.

Money lessons from Krishna’s life this Janmashtami

BUSINESS

Money lessons from Krishna’s life this Janmashtami

In the world of personal finance, as in life, the right strategy, discipline, and values can turn even the most challenging situations into opportunities.

What are junk insurance add-ons and how to spot them in car policies

BUSINESS

What are junk insurance add-ons and how to spot them in car policies

Not all add-ons in your car insurance policy are worth the extra money.

Women above 60: Fixed income investment - Safe bets for 2025

BUSINESS

Women above 60: Fixed income investment - Safe bets for 2025

Post-retirement, stability, security, and assured income become more important than high returns.

Buying a second house? Be aware of tax rules on rental income

BUSINESS

Buying a second house? Be aware of tax rules on rental income

If you plan to lease out your second house on a full-time or regular basis, knowing how the income will be taxed allows you to strategize in advance and maximize post-tax returns.

What to check before accepting a loan top-up from your bank

BUSINESS

What to check before accepting a loan top-up from your bank

A top-up loan can offer quick relief, but understanding the terms and implications is essential before saying yes.

First-time filing? Top tips to make your income tax return process easy

BUSINESS

First-time filing? Top tips to make your income tax return process easy

Filing ITR for the first time might appear daunting, but knowing the basics and preparing in advance can prevent you from making costly errors and last-minute stress. Here's what you should consider before you press the "submit" button.

Interest rates on FDs: Top banks offering highest returns on one-year fixed deposits

BUSINESS

Interest rates on FDs: Top banks offering highest returns on one-year fixed deposits

Top banks offer a wide range of interest rates on one-year FDs, with the highest from IndusInd Bank at 7%, Axis Bank at 6.60%, followed by varying rates for investors.

How to split bills and track common expenses with flatmates

BUSINESS

How to split bills and track common expenses with flatmates

Living with flatmates is a cost-effective way of paying for rent and home expenses, but it can also lead to mess if money is not handled clearly.

No HRA? Here’s how you can still claim tax deduction under Section 80GG on rent paid

BUSINESS

No HRA? Here’s how you can still claim tax deduction under Section 80GG on rent paid

The section allows self-employed professionals as also salaried employees who are not entitled to HRA to avail of tax breaks on rent paid

5 ways young investors can achieve financial freedom

BUSINESS

5 ways young investors can achieve financial freedom

Achieve financial freedom by investing wisely in equities, spending prudently, building an emergency fund, investing in health insurance and creating a long-term financial plan

How to apply for a credit card if your CIBIL is low

BUSINESS

How to apply for a credit card if your CIBIL is low

A poor credit score doesn’t automatically mean you can’t get a credit card — it just means you’ll need to take a more strategic approach.

How to use gift cards to manage spending and save tax

BUSINESS

How to use gift cards to manage spending and save tax

With the right strategy, gift cards can help you control expenses and even reduce your tax outgo.

How to protect yourself from deepfake-based UPI frauds

BUSINESS

How to protect yourself from deepfake-based UPI frauds

Rising use of AI-generated fake videos and voices demands stronger personal security habits in digital payments.

Investing in direct mutual funds for your child: A simple guide to get started

BUSINESS

Investing in direct mutual funds for your child: A simple guide to get started

Direct mutual funds can be a cost-effective, long-term financial cushion for your child’s future. Start early to get the full benefits.

Bitcoin hits record $124,400. Why is crypto rising?

BUSINESS

Bitcoin hits record $124,400. Why is crypto rising?

Bitcoin hit a fresh all-time high of $124,400, taking the overall crypto market cap to a record $4.18 trillion

Personal loan: Top public and private banks offering lowest interest rates this festive season

BUSINESS

Personal loan: Top public and private banks offering lowest interest rates this festive season

Top banks offer personal loans at competitive interest rates, ranging from 9.99% to 13.75%, for a Rs 5 lakh loan over five-year tenure.

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