BUSINESS
5 ways young investors can achieve financial freedom
Achieve financial freedom by investing wisely in equities, spending prudently, building an emergency fund, investing in health insurance and creating a long-term financial plan
BUSINESS
How to apply for a credit card if your CIBIL is low
A poor credit score doesn’t automatically mean you can’t get a credit card — it just means you’ll need to take a more strategic approach.
BUSINESS
How to use gift cards to manage spending and save tax
With the right strategy, gift cards can help you control expenses and even reduce your tax outgo.
BUSINESS
How to protect yourself from deepfake-based UPI frauds
Rising use of AI-generated fake videos and voices demands stronger personal security habits in digital payments.
BUSINESS
Investing in direct mutual funds for your child: A simple guide to get started
Direct mutual funds can be a cost-effective, long-term financial cushion for your child’s future. Start early to get the full benefits.
BUSINESS
Bitcoin hits record $124,400. Why is crypto rising?
Bitcoin hit a fresh all-time high of $124,400, taking the overall crypto market cap to a record $4.18 trillion
BUSINESS
Personal loan: Top public and private banks offering lowest interest rates this festive season
Top banks offer personal loans at competitive interest rates, ranging from 9.99% to 13.75%, for a Rs 5 lakh loan over five-year tenure.
BUSINESS
Pursuing financial freedom: A step-by-step guide towards FIRE
The early-retirement movement involves aggressive saving and investing to drop out of the work life before superannuation, which requires tailored strategies to beat inflation, market volatility, and unique financial challenges and obligations.
BUSINESS
Can financial therapy cure overspending behaviour?
It fuses money management with emotional awareness to break destructive spending habits.
BUSINESS
What you need to know before buying land as an investment
Land is a long-term great investment when properly planned, but faulty planning can lead to costly mistakes.
BUSINESS
Can you insure your pets in India? What’s covered and what’s not
Pet insurance is slowly gaining traction, but coverage, costs, and exclusions vary widely.
BUSINESS
How to avoid penalties while filing revised ITR in 2025
Understanding deadlines and compliance requirements can help you correct your tax return without attracting penalties.
BUSINESS
How to correct name or DoB mismatch in PAN and Aadhaar before filing ITR
Ensuring accurate details in PAN and Aadhaar is crucial for smooth income tax return filing and verification.
BUSINESS
Home loans: Here are competitive interest rates offered by top housing finance companies
Housing finance companies are offering home loans at competitive interest rates starting from 7.49% and flexible repayment options.
BUSINESS
No-cost EMI: A convenient option or a costly affair?
No-cost EMI allows purchases in instalments without extra interest, but may include processing fees and GST; consider terms carefully to avoid hidden costs and plan finances effectively.
BUSINESS
Income Tax Bill 2025: Finance Ministry issues corrigendum on interest on advance tax shortfall
Advance tax is generally payable by individuals, companies, and other entities with a tax liability of Rs 10,000 or more in a financial year, in four instalments. Senior citizens without business income are typically exempt.
BUSINESS
Govt amends income tax law to ensure parity between NPS, UPS
The Taxation Law (Amendment) Bill, 2025, makes 60 percent of the lump sum received by UPS subscribers at retirement tax-free, aligning its tax treatment with that of the NPS.
BUSINESS
Smart ways to avoid marriage-related overspending
A well-planned budget can keep your wedding dreams alive without leaving you in long-term debt.
BUSINESS
Credit cards vs BNPL for students: Which borrowing option makes more sense?
Both options offer short-term credit, but their costs, risks, and benefits differ for young borrowers.
BUSINESS
How to file ITR as a homemaker earning passive income
Even without a salary, homemakers who earn income from investments, rent, or other means must adhere to income tax laws.
BUSINESS
The best banks for NRIs in 2025: Fees, interest, and service compared
High interest rates, convenient transfers, and strong online access are leading decision drivers for NRI accounts.
BUSINESS
When and how to withdraw your FDs without losing interest
Breaking an early fixed deposit can cost you returns, but careful planning of the withdrawal can leave you with more of your earnings.
BUSINESS
NRE FD interest rates: Top banks offering highest returns for non-resident Indians
NRE fixed deposits offer tax-free returns and full repatriation, with top banks like Punjab National Bank (6.8%) and IndusInd Bank (6.75%) offering competitive interest rates for NRIs.
BUSINESS
ISF raises concerns as EPFO’s new face authentication rule stalls UAN generation, payroll
The August 5 press release by ISF states that the new FAT rule has already halted onboarding for over 1,000 candidates within two days, affecting payroll cycles as well as compliance timelines of staffing companies.
