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Moneycontrol PF Team

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Retirement healthcare planning in India: What you need to get right

BUSINESS

Retirement healthcare planning in India: What you need to get right

Medical inflation is rising fast. A clear health funding plan is as important as a retirement corpus.

Personal loan scams: Traps borrowers keep falling into

BUSINESS

Personal loan scams: Traps borrowers keep falling into

When you’re in a hurry for money, it’s easy to believe the wrong person. That’s exactly what scammers count on.

Small personal loans using Aadhaar card: Here’s how it really works

BUSINESS

Small personal loans using Aadhaar card: Here’s how it really works

Borrowers should always approach RBI-registred lending platforms before submitting their personal documents to get small personal loans.

How seniors can build steady income, manage rising expenses

BUSINESS

How seniors can build steady income, manage rising expenses

The good news is that a few clear financial steps can make retirement much more secure.

Are you overspending because of Buy Now Pay Later?

BUSINESS

Are you overspending because of Buy Now Pay Later?

BNPL involves making fixed monthly commitments, and levies strict rules upon missed repayments.

Using credit card to pay EMIs: When it works and when it backfires?

BUSINESS

Using credit card to pay EMIs: When it works and when it backfires?

Using a credit card feels like a quick fix. If you repay the entire bill before the due date, you might escape interest. In that narrow scenario, it works as a short-term bridge.

Why ‘zero forex’ cards aren’t always as free as they sound

BUSINESS

Why ‘zero forex’ cards aren’t always as free as they sound

No forex markup sounds great, but the real charges often hide in exchange rates, dynamic currency conversion and fine print.

Want growth without the panic? How multi-asset funds try to steady the ride

BUSINESS

Want growth without the panic? How multi-asset funds try to steady the ride

They mix equity, debt and gold in one fund so you don’t have to keep adjusting your portfolio every few months.

Thinking of quitting your job to start a business? Plan for the missing salary first

BUSINESS

Thinking of quitting your job to start a business? Plan for the missing salary first

Entrepreneurship sounds exciting, but the real shock often comes from losing a steady monthly income.

Systematic transfer plan: Smart wealth tool or just a safety net?

BUSINESS

Systematic transfer plan: Smart wealth tool or just a safety net?

An STP can help you move money into equity gradually, but it’s not a magic formula. It’s a method, not a guarantee.

First paycheque in hand? Here’s how to build your money plan from day one

BUSINESS

First paycheque in hand? Here’s how to build your money plan from day one

That first paycheque feels like freedom. What you do with it can shape your financial life for years.

Short-term or long-term loan: Which one really works better for you?

BUSINESS

Short-term or long-term loan: Which one really works better for you?

Choosing the right loan tenure is not about the lowest EMI. It is about the total cost, your cash flow and how much stress you want in your life.

How to lock your Aadhaar biometrics and reduce the risk of fraud

BUSINESS

How to lock your Aadhaar biometrics and reduce the risk of fraud

It takes just a few minutes to add an extra layer of security to your Aadhaar. Most people simply don’t realise they can.

Thinking of taking a gold loan? Read this before you pledge your jewellery

BUSINESS

Thinking of taking a gold loan? Read this before you pledge your jewellery

It’s one of the quickest ways to raise money in India, but speed should not replace understanding.

The credit card charges that quietly drain your wallet

BUSINESS

The credit card charges that quietly drain your wallet

Paying just the minimum due feels harmless. It rarely is.

Want to close your personal loan sooner? Here’s how to actually make it happen

BUSINESS

Want to close your personal loan sooner? Here’s how to actually make it happen

Reducing your principal early is the simplest way to save interest. Yet most borrowers focus only on the EMI.

How to apply for Aadhaar for a child below 5 years, without the confusion

BUSINESS

How to apply for Aadhaar for a child below 5 years, without the confusion

For under-5s, Aadhaar enrolment is mostly about linking the child to a parent’s Aadhaar and getting the basics right, because biometrics come later.

Why your savings never grow and the habits quietly sabotaging you

BUSINESS

Why your savings never grow and the habits quietly sabotaging you

Building savings is less about earning more and more about noticing the everyday money leaks you’ve normalised.

Can you get a home loan after 60? Here is what really matters

BUSINESS

Can you get a home loan after 60? Here is what really matters

Banks do lend to senior citizens, but the real question is whether the loan will make your life easier or more stressful.

Business credit card or personal card? What works best for you

BUSINESS

Business credit card or personal card? What works best for you

The right card depends on how you earn, spend and manage money, not just on the rewards on offer.

Personal loan EMIs feeling heavy? Here’s how to handle them without stress

BUSINESS

Personal loan EMIs feeling heavy? Here’s how to handle them without stress

A few steady habits can make repayment feel manageable instead of overwhelming.

In your 40s? These money moves will define your 60s

BUSINESS

In your 40s? These money moves will define your 60s

The decade when income peaks, responsibilities pile up and small financial decisions quietly shape how comfortable your 60s will be.

Need a personal loan but don’t have income proof? Here’s what you should know

BUSINESS

Need a personal loan but don’t have income proof? Here’s what you should know

It’s not impossible to borrow without salary slips, but it’s rarely simple and almost never cheap.

Missed a credit card payment? Here’s what it can really do to your credit score

BUSINESS

Missed a credit card payment? Here’s what it can really do to your credit score

One late payment may not ruin you forever, but it can hurt more than most people realise.

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