BUSINESS
How to complete KYC norms for investment in mutual funds
Know Your Customer, or KYC, is a mandatory verification process that confirms your proof of identity, address, and income. It ensures compliance with the government’s direction to protect your banking, investments, insurance, lending, and other personal finance needs. The government or regulators, from time to time, mandate that citizens comply with the KYC norms when investing in financial instruments, such as mutual funds. Here’s a basic guide to update your KYC and check the status online.
BUSINESS
Managing finances during IVF treatment: How to budget for fertility care
Fertility treatment can be expensive and often unpredictable. Planning the money side early can reduce some of the stress during the process.
BUSINESS
Can students get credit cards in India? Here are the safest ways to start
Students can access credit cards in India, but the safest options usually involve parental support or fixed deposits.
BUSINESS
Gold, Silver Rate Today (Mar. 16) – Highlights: Gold falls below Rs 1.56 lakh, silver 1.06% down amid firmer dollar; what should investors watch for?
Bullion prices edged lower as persistent tensions involving the US-Israel conflict with Iran pushed energy prices and inflation concerns higher, strengthening the US dollar and bond yields.
BUSINESS
Should you include cryptocurrencies in your retirement portfolio?
Bitcoin and other digital assets have made some investors very rich. But when it comes to retirement planning, the question is less about excitement and more about stability.
BUSINESS
Investing for homemakers: Small steps that can make a big difference
You may not earn a salary, but you still manage money every day. Learning to invest can help you build savings, confidence and financial security for the future.
BUSINESS
How to split bills and track shared expenses with flatmates
Sharing a home can save money, but keeping track of everyday expenses is much easier when everyone follows a simple system.
BUSINESS
How to save on fuel expenses with credit card cashback offers
Fuel is one of those regular costs that quietly adds up. Using the right credit card can help bring that monthly bill down a little.
BUSINESS
How to switch home loan lenders and save big in 2026
If you took a home loan a few years ago, there’s a good chance newer borrowers are getting lower interest rates. Switching lenders could help you cut your interest costs.
BUSINESS
How to earn around Rs 20,000 a month from SCSS while also getting a tax break
The Senior Citizens’ Savings Scheme is one of the few government-backed options that can give retirees a steady income. With the right investment amount, it can work like a monthly pension.
BUSINESS
Beyond FDs: How to build a diversified fixed-income portfolio
Fixed deposits are the first choice for many investors, but relying only on them can limit both flexibility and income options.
BUSINESS
What is the smartest way to use a windfall gain
A sudden lump sum can feel exciting, but what you do with it in the first few months often decides whether it improves your finances or quietly disappears.
BUSINESS
Redeem Mutual Funds with Ease: Understand NAV, types, and liquidity options
Mutual funds offer equity, debt, and hybrid options. Choose funds aligning with goals, risk tolerance, and time horizon. Understand NAV, liquidity, and volatility to invest wisely and achieve long-term goals.
BUSINESS
What to do when your credit card is stolen: A step-by-step guide
The first few minutes matter most. A quick response can limit fraud, protect your money and make the recovery process much less stressful.
BUSINESS
Is it a good idea to use a credit card to pay school fees?
It can help with short-term cash flow, but using a credit card for school fees only works if you are confident about clearing the bill quickly.
BUSINESS
Rs 20 crore and still not enough? Rethinking retirement planning
The retirement number that once sounded enormous is now being discussed more seriously. But the real issue is not the number itself, it is how long retirement lasts and how expenses change over time.
BUSINESS
How to read the fine print in loan agreements
Loan documents often run into several pages, but a few key clauses can quietly determine how expensive the loan becomes over time.
BUSINESS
What to do if your CIBIL report shows incorrect information
A strange entry in your credit report can be alarming, but in most cases it can be corrected once you flag it.
BUSINESS
Can you transfer a gold loan to another lender? What you should know
If the interest on your gold loan feels too high or the repayment terms are uncomfortable, moving the loan to another lender may be possible — but it’s worth understanding how it actually works before you do it.
BUSINESS
How to avoid lifestyle inflation as your salary rises
When income grows, expenses often grow quietly alongside it. A few conscious habits can help ensure your pay raises actually make you richer, not just more comfortable.
BUSINESS
Gold, Silver Rate Today (Mar 13) – Highlights: Gold slips below Rs 1.60 lakh on MCX, silver declines near 2.65 lakh; outlook for precious metals
Bullion prices are being driven by competing macroeconomic factors amid the ongoing Middle East conflict.
BUSINESS
When your savings account quietly turns into an FD: Understanding auto-sweep deposits
Banks often present auto-sweep facilities as an easy way to earn higher interest, but the way they work is simpler—and sometimes less generous—than the sales pitch suggests.
BUSINESS
How to financially plan a destination wedding without losing control of the budget
A wedding in another city or country can look smaller on paper, but once travel, hotels and logistics enter the picture, the costs can climb quickly.
BUSINESS
How to financially prepare for a medical emergency
A sudden hospital stay can shake up both your health and your finances. A few basic preparations can make a difficult moment much easier to manage.
