PERSONAL-FINANCE
One day late: How much impact does it really have on your credit score?
Even small delays in payments can affect your credit health, but the extent depends on several factors.
BUSINESS
Gold loan market surges 122% in a year: Top banks with the lowest interest rates
The gold loan market surged 122% to Rs 2.94 lakh crore, driven by high gold prices and relaxed RBI regulations, with top banks offering interest rates starting at 8.35% per annum.
BUSINESS
Celebrate stress-free: Using personal loans smartly for festival expenses
Festivals can strain your budget, but a well-planned personal loan can help you enjoy celebrations without financial worries.
BUSINESS
Does marriage cancel your old Will? Here’s what happens if a partner dies
Understanding the legal validity of a Will made before marriage can save families from future disputes.
BUSINESS
Beyond stocks and bonds: Exploring alternative investments to diversify in 2025
Alternative investments offer new ways to grow wealth and reduce risk in a changing economic landscape.
BUSINESS
Do you get capital gains exemption by reinvesting share sale proceeds?
Reinvestment of gains on sale of stock can provide relief from taxation through certain provisions of the Income Tax Act.
BUSINESS
Critical illness insurance in 2025: Everything you need to know before you buy
Protect your health and finances with a policy that covers major illnesses and gives peace of mind.
BUSINESS
FD-backed credit cards: A smart way to build credit with your savings
Using your fixed deposit as security, you can unlock the benefits of a credit card while minimizing risks.
BUSINESS
Credit card fraud explained: Types, detection and prevention strategies you must know
As digital transactions grow, so do fraud risks—understanding them can help you stay protected.
BUSINESS
Education loan for studying abroad: These banks offer loans starting at 8.25%
Students can compare education loan interest rates from top banks, ranging from 8.25% to 10.25%, to find the best option for studying abroad and manage their finances effectively.
BUSINESS
Is higher health insurance cover always the smarter choice?
Greater sum insured may feel like greater security, but protection is not solely determined by how much your cover is.
BUSINESS
TDS rules for post office savings explained: What investors should know
Knowledge of the tax rules on post office savings will enable you to plan your investments better.
BUSINESS
Margin trading in India explained: Key rules, costs, and risks to know
Margin trading allows investors to borrow funds to raise wagers on the stock market, but at great risk if not properly managed.
BUSINESS
How many Sukanya Samriddhi accounts can you open in one family?
The Sukanya Samriddhi Yojana permits parents to save for the future of their daughters but puts a restriction on the opening of accounts.
BUSINESS
Don’t sign your loan agreement until you know these key details
A loan document is a binding agreement, and the more you understand about its nitty-gritty, the less likely you are to suffer financial trauma later.
BUSINESS
Last chance alert for September 30: Complete these financial tasks today or miss out!
From routine compliance requirements like Jan Dhan account re-KYC, crucial registration renewals for charitable trusts to switch to Unified Pension Scheme (UPS) september 30 demands close attention.
BUSINESS
Does a low credit score affect your chances of getting a visa?
Most ask whether their credit history follows them when they apply for a visa abroad.
BUSINESS
Is income tax payable on gifting a flat to your wife?
Gift to your husband/wife is tax-free during transfer but future income from it has strings attached.
BUSINESS
EPFO premature withdrawals: What the rules, penalties, and recovery process really mean
Withdrawal of provident fund savings before retirement has stringent rules and possible penalties involved.
BUSINESS
Should you buy life insurance in your 20s? Here’s how much to get
Life insurance may not appear to be an immediate priority when you're young, but an early start will save you money and provide peace of mind.
BUSINESS
Festive season home loan offers: Top banks' interest rates and EMIs for Rs 50 lakh loan
This festive season, top banks are offering home loans at varying interest rates ranging from 7.3% to 9%.
BUSINESS
PPF facts you may not know: Lock-in, withdrawals, and hidden rules explained
The Public Provident Fund is one of India's safest saving schemes, but the majority of investors have no clue about its little-known facts.
BUSINESS
How to correct your credit report after a settled loan
Old settled loans can silently pull down your credit score — here’s how to set the record straight.
BUSINESS
Why your first market experience may be holding back your investments
Where you begin your investment journey can quietly shape your portfolio decisions—often to your disadvantage.
