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Money milestones: Financial goals to chase in every decade of your life

BUSINESS

Money milestones: Financial goals to chase in every decade of your life

Your financial journey changes with every stage of life, and setting decade-wise goals helps you stay prepared for what’s next.

Raising money-smart kids: How to teach financial lessons at every age

BUSINESS

Raising money-smart kids: How to teach financial lessons at every age

It’s never too early to start teaching kids about money. The sooner they understand how saving, spending, and earning work, the better they’ll handle financial decisions as adults.

Pre-approved credit cards: Tempting offers or financial traps?

BUSINESS

Pre-approved credit cards: Tempting offers or financial traps?

That “you’re pre-approved!” message may feel like an exclusive deal—but before you grab it, it’s smart to understand what’s really on offer and whether it suits your wallet.

Save half your income with these smart money hacks

BUSINESS

Save half your income with these smart money hacks

Turning your monthly income into long-term wealth isn’t about earning more—it’s about mastering how you save and spend every rupee wisely.

Retiring soon? Here’s what happens if you keep your EPF account active after retirement

BUSINESS

Retiring soon? Here’s what happens if you keep your EPF account active after retirement

Before you decide to let your EPF balance sit after retirement, know how it affects your interest, taxation, and withdrawal rules.

Should you crush your education loan early or take it slow?

BUSINESS

Should you crush your education loan early or take it slow?

Paying off your education loan faster feels tempting, but the smart choice depends on your financial goals, cash flow, and comfort with debt.

Drive your dream car: Compare four-wheeler loan rates from top banks

BUSINESS

Drive your dream car: Compare four-wheeler loan rates from top banks

Compare car loan rates from top banks: Punjab National Bank (7.85%), Union Bank (7.90%), IDBI Bank (7.95%), and more. Rates vary based on credit profile and loan terms.

Freelancers, here’s how to master your money game like a pro

BUSINESS

Freelancers, here’s how to master your money game like a pro

Freelancing gives you freedom and flexibility, but managing irregular income takes strategy, discipline, and a little financial smartness.

What to keep in your “in case of death” folder

BUSINESS

What to keep in your “in case of death” folder

A well-organised file can spare your family confusion, stress and financial hardship.

More cards, better score? The truth about owning multiple credit cards

BUSINESS

More cards, better score? The truth about owning multiple credit cards

Having more than one credit card isn’t necessarily bad—it can actually help your credit score if managed wisely. But if misused, it can just as easily drag it down.

Missed your SIPs again? Here’s how to never let that happen

BUSINESS

Missed your SIPs again? Here’s how to never let that happen

A missed SIP may look like a small slip, but over time, it can quietly derail your investment goals and cost you future wealth.

Buying your first artwork? Don’t skip the hidden costs and risks

BUSINESS

Buying your first artwork? Don’t skip the hidden costs and risks

Factor in buyer’s premiums, GST, authentication risks and hard resale before you buy your first artwork.

EPF member’s guide to EPS: Eligibility, early pension cuts, and family benefits

BUSINESS

EPF member’s guide to EPS: Eligibility, early pension cuts, and family benefits

A guide to what you qualify for under EPS 1995, how your monthly pension is calculated, and the small rules that change the final number.

Pay your income tax the easy way, use Paytm, PhonePe or Google Pay

BUSINESS

Pay your income tax the easy way, use Paytm, PhonePe or Google Pay

A quick way to clear your tax dues from your phone, without bank logins or branch visits.

Budgeting made simple: Your first step toward financial freedom

BUSINESS

Budgeting made simple: Your first step toward financial freedom

A good budget isn’t about restrictions; it’s about giving your money direction and helping you take control of your finances.

Dreaming big? Here’s your complete guide to getting an education loan in India

BUSINESS

Dreaming big? Here’s your complete guide to getting an education loan in India

Studying in India or abroad doesn’t have to be a dream — an education loan can make it possible without straining your family’s finances.

How to claim your late father’s bank accounts without a nominee

BUSINESS

How to claim your late father’s bank accounts without a nominee

No nominee? You can still recover your late father’s money—here’s how to navigate the process smoothly.

How to reactivate a dormant bank account without losing money

BUSINESS

How to reactivate a dormant bank account without losing money

A long-unused bank account can quietly slip into "dormant" status, and getting it back isn't always as simple as sending a form. Its reactivation requires the right documents, updated KYC, and awareness of charges and delays that banks hardly warn you about.

Found an error in your credit report? Here’s how to correct it

BUSINESS

Found an error in your credit report? Here’s how to correct it

Correcting mistakes on your credit report is the first step toward maintaining a healthy credit score and low borrowing costs.

When a great credit score isn’t enough for a loan approval

BUSINESS

When a great credit score isn’t enough for a loan approval

Banks look beyond your credit score — from job stability to income mix — before trusting you with new credit.

5 smart ways to use a personal loan to save money

BUSINESS

5 smart ways to use a personal loan to save money

Used wisely, a personal loan can cut costs and boost your financial flexibility.

A freelancer’s guide to securing an unsecured personal loan

BUSINESS

A freelancer’s guide to securing an unsecured personal loan

Even without a salary slip, you can access personal loans — if you build the right profile and follow a clear step-by-step process.

Stop OTP theft now: Simple steps that block SIM swaps before they start

BUSINESS

Stop OTP theft now: Simple steps that block SIM swaps before they start

Two simple moves — stop relying on SMS for security and lock your mobile identity — will close the easiest route thieves use to take over your money and accounts.

How Aadhaar Virtual IDs limit data leaks in net banking

BUSINESS

How Aadhaar Virtual IDs limit data leaks in net banking

Virtual IDs offer a safer way to use Aadhaar in online banking without exposing your core number.

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