BUSINESS
Credit monitoring: A game changer for MSME borrowers
Regular credit monitoring helps MSMEs maintain financial health, access better loans, and build resilience in an increasingly competitive market.
BUSINESS
Personal loans explained: Should you opt for a top-up or a fresh loan?
Both provide you with extra money, but the knowledge of how they differ makes you select the better and more cost-saving choice.
BUSINESS
Secured vs unsecured loans in India: What borrowers need to know
Understanding the difference between the two will be able to lead you in making the right decision and avoiding unnecessary financial trouble.
BUSINESS
Maximize your savings: Top small finance banks offering up to 7.77 percent interest on fixed deposits
Small Finance Banks offer higher interest rates on fixed deposits compared to larger private and public sector banks. Jana Small Finance Bank tops the list at 7.77 percent.
BUSINESS
ITR filing 2025: Why individual taxpayers must file their tax returns on September 15
While you can file belated returns by December 31, 2025, not adhering to the September 15 deadline will attract late-filing fees of Rs 1,000–Rs 5,000, besides other restrictions
BUSINESS
ITR Deadline Today: Nearly 1 crore filings expected amid last-minute rush
So far, 6.29 crore returns have already been filed for AY 2025–26 (till September 13, 2025) compared to 7.28 crore returns filed in total for AY 2024–25.
BUSINESS
ITR filing 2025: Why checking AIS and Form 26AS is critical before submitting tax returns
Difficulty in accessing AIS has been the chief complaint of many tax professionals ahead of the September 15 ITR filing due date. It is important to review AIS to avoid missing out on disclosures, which can then trigger scrutiny and notices from the tax department.
BUSINESS
Paying income tax with a credit card: Is it a good idea?
Paying taxes with your credit card is convenient and rewarding, but it also involves fees and risks that should be thoughtfully considered.
BUSINESS
ITR filing 2025-26: Yet to file tax returns? Know the consequences of missing September 15 deadline
Completing the ITR filing process after September 15 will mean coughing up penalties of Rs 1,000-5,000.
BUSINESS
How to exchange damaged or torn currency notes at banks in India
The RBI makes it very clear about rules to exchange soiled or damaged notes so that you don't miss out on money because of spoilt currency.
BUSINESS
Mobile loan apps in India: Safe option or risky borrowing?
Even as lending apps provide money instantly, borrowers must weigh convenience against safety and regulation check.
BUSINESS
What is a core-and-satellite portfolio and why it matters for mutual fund investors
The core-and-satellite strategy balances between stability and growth by combining passive funds with active methods for more informed investing.
BUSINESS
September 15 ITR filing deadline: TDS on fixed deposits explained
File ITR by September 15, 2025; understand TDS on fixed deposits, threshold limits, rates and refund process.
BUSINESS
Switching tax regimes while filing ITR: What you need to know
The Income Tax Act provides taxpayers the choice of making a selection between the old and new regimes, yet the selection depends on whether you are experiencing salary income or business income.
BUSINESS
Tax filing tips: How to claim exemptions on interest income
Taxpayers can claim exemptions on interest income under Section 80TTA (up to Rs 10,000 for those under 60) and Section 80TTB (up to Rs 50,000 for senior citizens).
BUSINESS
What happens when you inherit gold from your parents
Understanding the tax laws and regulations of inheritance can help you manage inherited gold in a proper manner in India.
BUSINESS
Why joining NPS early can secure a bigger retirement corpus
The National Pension System has tax relief and the advantage of compounding, but it is early start that puts the difference to use
BUSINESS
Why a good credit score matters: 5 benefits of staying above 700
A good CIBIL score gives you access to easier credit, lower rates, and better financial reputation.
BUSINESS
Tax rebate vs deduction vs exemption: What every taxpayer should know
Knowing how these three words work can help you file your Income Tax Return properly and save more money.
BUSINESS
ITR filing 2025: How the Updated Return facility gives taxpayers a second chance to get it right
Tax return: If a taxpayer misses the December 31 deadline for filing belated return, she can still file an updated return (ITR-U) under Section 139(8A) of the Income-tax Act within four years from the end of the relevant assessment year.
BUSINESS
Secured credit cards in India: Everything you need to know before applying
These fixed deposit-supported cards establish credit history and offer the same benefits as regular credit cards.
BUSINESS
How to use credit card reward points: Cashback, vouchers, and other options explained
Reward points can be exchanged for cash, discounts, or vouchers, but it is wiser to know the game to derive the full value.
BUSINESS
Wedding gifts and income tax in India: What is exempt and what is not
Most wedding gifts in India are tax-free, although there are conditions and exceptions.
BUSINESS
Sold your house, land, or industrial property? Nine income tax sections can help save on capital gains tax
Nine different sections of the Income Tax Act allow property sellers to reinvest gains and cut down capital gains tax significantly.
