BUSINESS
What is FOIR, and how does it affect your personal loan approval
Understanding your FOIR can help you plan your personal loan better and increase your chances of approval.
BUSINESS
Make idle cash work harder for you with sweep-in FDs
Earn FD rates on idle balances while keeping your money a tap away.
BUSINESS
Multiple savings accounts or one: What actually earns you more?
Stack cash in one high-yield account for better interest, but keep a separate buffer for emergencies and goal-based spends.
BUSINESS
Paying with your MF? Here's all you need to know about UPI's ‘Pay with Mutual Fund’ feature
The payment amount is sourced from liquid fund holdings with the redemption happening at the back-end and the funds flowing out almost immediately
BUSINESS
Why a high credit score is worth more than you think
Beyond easy loans, a strong credit score can open doors to better deals and unexpected perks.
BUSINESS
Co-branded credit cards that actually save you money
The right co-branded card can trim your bill through instant discounts, cashback and partner offers.
BUSINESS
What can lower your chances of getting a personal loan approved
Even with a steady income, these common mistakes can reduce your loan eligibility and delay approval.
BUSINESS
How to read and understand your credit report
Your credit report is more than just a score — it’s a complete record of how you handle money and credit.
BUSINESS
Why your loan can be rejected even with a high credit score
A good score helps, but lenders look beyond numbers — your income, job type, and existing loans matter too.
BUSINESS
Why maxing out your credit card can hurt your credit score
Using your entire credit limit might feel convenient, but it can quietly drag down your score and financial reputation.
BUSINESS
Rise of hyper-personalised credit score advice: Is it the right fit?
Fintech apps now offer tailored tips to boost your credit score, but the real question is—should you trust them?
BUSINESS
Switching jobs? Here’s a guide to transfer your PF claims, key FAQs answered
Don’t let your old PF account go idle when you move to a new job. Here’s how to keep your retirement savings on track.
EXPLAINERS
What is the impact of your income on your credit score? | Explainer
Your income might decide your lifestyle, but does it affect your credit score too? The answer isn’t as straightforward as you might think. Let’s break it down and understand how income plays a role — directly or indirectly — in shaping your creditworthiness.
BUSINESS
Before you buy a home: 10 checks that can save you years of pain
Stalled projects, missing approvals and weak enforcement still trip up buyers—do your homework before you sign.
EXPLAINERS
What is 4 per cent rule of withdrawal from corpus after retirement?
Understanding the 4 per cent rule can help retirees plan their finances for a secure and worry-free retirement.
BUSINESS
Bank holiday alert: Why branches are closed on October 22 and what services still work
To avoid last-minute disruptions, customers should plan critical branch-related work a day or two before these holidays. For routine transactions, online banking and ATM facilities provide round-the-clock alternatives.
BUSINESS
Why mutual funds, FDs, and digital wallets must be part of your estate planning
Proper planning protects your investment assets and online properties to be easily transferable to your beneficiaries.
BUSINESS
Gift tax rules: how much can you give to children or parents without paying tax?
A quick guide to India’s gift tax rules and how much you can give family without worrying about the taxman.
BUSINESS
Planning to raise a personal loan this festive season? 7 key points to remember
Before you apply for personal loan, it’s important to be aware of key factors that can help you borrow smartly and avoid surprises.
BUSINESS
5 hidden clauses in personal loan agreements you can’t afford to miss
Before you sign that personal loan agreement, here are the fine-print traps that could cost you more than you expect.
BUSINESS
What happens to your demat and trading accounts if you don’t make a will?
Without a will, your heirs may face paperwork, disputes, and delays in claiming your shares and securities
BUSINESS
How to include crypto, online accounts, and digital property in wills
Your digital life has value too—don’t leave it out when planning your estate.
BUSINESS
Is creating a private trust worth it for middle-class families, or just the rich?
Trusts aren’t just for billionaires—under the right circumstances, even middle-class families can benefit.
BUSINESS
Stuck in debt? How unpaid loans and EMIs quietly take over your life
Missing EMIs doesn’t just affect your credit score—it chips away at your mental peace and financial stability.
