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Filing late return: How to file your income tax return later than the deadline

BUSINESS

Filing late return: How to file your income tax return later than the deadline

Filing a late return assists taxpayers in achieving compliance even if they have missed the deadline.

Amid market uncertainty: Is a loan against securities the right choice?

BUSINESS

Amid market uncertainty: Is a loan against securities the right choice?

Leveraging your investments for quick liquidity can be tempting, but in volatile markets, it comes with unique risks and rewards.

The hidden dangers of paying only the minimum on your credit card

BUSINESS

The hidden dangers of paying only the minimum on your credit card

Paying only the minimum due may seem convenient, but it can trap you in long-term debt.

Ways to secure intellectual property rights for heirs

BUSINESS

Ways to secure intellectual property rights for heirs

Advance planning allows your art or business property to benefit your family after you.

Festive season car deals: Here are banks offering car loans at interest rates starting from 7.85%

BUSINESS

Festive season car deals: Here are banks offering car loans at interest rates starting from 7.85%

Banks offer attractive car loan rates and incentives during the festive season, with interest rates ranging from 7.85% to 9.99% for a Rs 10 lakh loan.

Should retirees look beyond fixed deposits for steady income?

BUSINESS

Should retirees look beyond fixed deposits for steady income?

Higher inflation rates and changing tax strategies have led most retirees to wonder whether simple fixed deposits are enough to cover their economic well-being.

How a strong credit score unlocks bigger personal loans

BUSINESS

How a strong credit score unlocks bigger personal loans

A higher credit score doesn’t just improve your chances of loan approval—it can also help you secure larger loan amounts with better terms.

How Fed rate cuts can impact your portfolio—and how to make the most of them

BUSINESS

How Fed rate cuts can impact your portfolio—and how to make the most of them

Lower interest rates ripple across stocks, bonds, real estate, and currencies. Knowing how to position yourself can help you benefit instead of being caught off guard.

Renting vs buying in senior living: Understanding the costs and trade-offs

BUSINESS

Renting vs buying in senior living: Understanding the costs and trade-offs

Choosing between renting and buying in senior living communities depends on lifestyle preferences, financial flexibility, and long-term needs.

PFRDA may cut mandatory annuitisation to 20%, allow systematic redemption for NPS corpus up to Rs 12 lakh

BUSINESS

PFRDA may cut mandatory annuitisation to 20%, allow systematic redemption for NPS corpus up to Rs 12 lakh

Subscribers with accumulated corpus of up to Rs 12 lakh at the time of regular exit could be permitted to make a lump-sum withdrawal of 50 percent of the corpus or Rs 6 lakh, whichever is higher, and for the balance amount, opt for systematic unit redemption or purchase annuities or a combination of both.

Bima Sugam's website launched, insurance platform to go live in phases

BUSINESS

Bima Sugam's website launched, insurance platform to go live in phases

Aimed as a unified digital marketplace for life, general and health insurance, Bima Sugam’s features will be rolled out in phases, focusing on security, compliance and scalability.

Why your credit score drops and smart ways to fix it

BUSINESS

Why your credit score drops and smart ways to fix it

A dip in your credit score isn’t the end of the world—understanding why it happens is the first step to rebuilding it.

Is it the right time to bet on gold again?

BUSINESS

Is it the right time to bet on gold again?

With rising uncertainty in global markets, gold is once again capturing investors’ attention as a safe-haven asset.

Best FD rates: Here's what banks are offering on 3-year deposits

BUSINESS

Best FD rates: Here's what banks are offering on 3-year deposits

IndusInd Bank offers the highest rate at 6.75 percent followed by Axis Bank and ICICI Bank at 6.6 percent

PFRDA to allow 100% equity exposure to NPS subscribers under a new framework

BUSINESS

PFRDA to allow 100% equity exposure to NPS subscribers under a new framework

The pension regulator to introduce multiple scheme framework (MSF) to offer greater flexibility, more choices to pension fund managers and NPS subscribers

Air miles demystified: Turning loyalty points into free flights

BUSINESS

Air miles demystified: Turning loyalty points into free flights

Air miles can be more than just points—they can unlock free travel if used wisely.

Smart strategies to shield your investments in volatile times

BUSINESS

Smart strategies to shield your investments in volatile times

Making your Will legally robust can save your heirs from disputes and ensure your last wishes are honored.

Best education loan rates: Top banks offering loans at competitive rates starting at 8.25% for studying abroad

BUSINESS

Best education loan rates: Top banks offering loans at competitive rates starting at 8.25% for studying abroad

Compare education loan interest rates from top banks like Union Bank, PNB, SBI, and others, to secure the best deal for studying abroad with loan amounts up to Rs 50 lakh.

Registering your Will: A wise step for legal security?

BUSINESS

Registering your Will: A wise step for legal security?

Making your Will legally robust can save your heirs from disputes and ensure your last wishes are honored.

How to retire comfortably with a smaller corpus

BUSINESS

How to retire comfortably with a smaller corpus

Smart financial choices, lifestyle adjustments, and careful planning can help you retire securely even with a modest retirement fund.

5 credit card myths you shouldn’t fall for

BUSINESS

5 credit card myths you shouldn’t fall for

Credit cards often get a bad reputation, but many of the fears around them come from myths rather than facts.

Income Tax Return filing deadline extended by a day to September 16

BUSINESS

Income Tax Return filing deadline extended by a day to September 16

However, the e-filing portal will be in maintenance mode until 2:30 am to enable change in utilities

Credit card phone scams: How fraudsters trick you and ways to stay safe

BUSINESS

Credit card phone scams: How fraudsters trick you and ways to stay safe

Rising cases of phone-based fraud highlight why you should never share sensitive details like OTPs or CVVs with anyone claiming to be from your bank.

Crypto sales and taxes: A simple guide to reporting digital assets in ITR

BUSINESS

Crypto sales and taxes: A simple guide to reporting digital assets in ITR

With rising crypto investments in India, knowing how to disclose and report digital assets in your income tax return (ITR) is crucial to stay compliant.

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347