BUSINESS
IDV in motor insurance: How to pick a value that actually reflects your car
A car’s IDV looks like just another number on the policy, but it decides both your premium and the maximum payout after theft or total loss. Picking the right value can save money without risking an underpaid claim.
BUSINESS
KYC on hold? The quickest way to fix your mutual fund or demat account online
A quick guide to fixing KYC mismatches so your investments don’t get frozen.
BUSINESS
Increase UPI limits on PhonePe, Google Pay, Paytm and more
Banks set different caps, and apps follow those rules, so knowing where to change the limit saves time and failed-payment stress.
BUSINESS
Opening a joint account with parents or a spouse? Read these five rules
A joint account can make money management easier for couples, parents and adult children, or business partners. But the rights you pick at the start decide how safe, flexible and dispute-proof the account really is.
BUSINESS
Why serious illnesses demand more than a standard health policy
Regular health insurance pays hospital bills, but it cannot replace lost income or cover long- term lifestyle costs after a major diagnosis. A critical illness policy steps in with a lump-sum payout that gives families breathing room when treatment disrupts normal life.
BUSINESS
RBI complaint portal: How to escalate and get results
A clear path exists when your bank, NBFC or payment app simply will not resolve an issue.
BUSINESS
Maximize Returns: 7 Small Finance Banks with attractive FD rates
Small finance banks offer higher FD interest rates (7.1-7.65%) than larger banks (6.45%), with DICGC insurance cover up to Rs 5 lakh, but may carry higher credit risk.
BUSINESS
How to know if you’re saving enough for retirement
A quick, no-jargon check to see if your monthly saving, investing, and debt choices will actually fund the life you want after work.
BUSINESS
Reclaiming forgotten money: How to retrieve funds lying in old bank accounts
A simple guide to help you recover money from accounts you stopped using years ago.
BUSINESS
Government vs Corporate Bonds: What's the right investment avenue for you?
Bonds remain a cornerstone of diversified portfolios, offering stability in volatile markets. Government bonds provide safety, while corporate bonds offer higher yields, but with added risks; understanding the differences is key for investors.
BUSINESS
Large cash deposits: What triggers a tax notice, and how to stay safe
A quick guide to the rules, the red flags, and the simple steps that keep you compliant.
BUSINESS
PPF vs FD: Which one should you pick for the long haul?
A simple comparison to help you choose the better long-term home for your savings.
BUSINESS
PAN-Aadhaar linking: Do it before January 1 to avoid disruptions
An inoperative PAN can block key transactions and trigger higher TDS—here’s the quick way to link.
BUSINESS
Choosing health insurance: The right plan to buy at every age
A clear, practical guide to how your needs change and which cover fits best.
BUSINESS
New Aadhaar app Launched: Securely store and share your digital ID
The new Aadhaar app by UIDAI securely stores and shares Aadhaar cards digitally, offering a paperless experience, biometric lock, and easy sharing of verifiable credentials and QR codes.
BUSINESS
NPS in 2025: Myths, mindsets and the new flexibility
How the National Pension System has changed in 2025, what the new 100% equity and “multiple schemes” options mean, and how an average saver can use NPS for steady, long-term retirement wealth.
BUSINESS
Stop buying jewellery. Here are four smarter ways to invest in gold
Why gold still matters in 2025, and how ordinary savers can use modern, low-cost options instead of buying heavy jewellery that never delivers real returns.
BUSINESS
Higher rent, higher risk: A simple guide to commercial property
A simple guide to how commercial real estate pays more rent than homes, and what to watch before you invest.
BUSINESS
Why checking your personal loan EMI can save you from a debt trap
A simple guide to why a quick monthly EMI check can protect your finances long before any trouble shows up.
BUSINESS
Handling finances after a divorce: A 12-month recovery plan
A one-year India-focused roadmap to stabilise cash flows, protect your credit, and rebuild your portfolio after a split.
BUSINESS
What the latest autopay rules mean for your cards and subscriptions
New rules mean smoother payments, but they also require careful tracking to avoid surprises
BUSINESS
Buying a home in your 40s? Here are key things to keep in mind
A home purchase at this stage needs careful balance between EMIs, savings and long-term security.
BUSINESS
What really affects the annuity income you receive in retirement
Several factors decide how much monthly pension your retirement corpus can generate.
BUSINESS
A simple guide to using gold mutual funds for wealth and balance
Gold funds offer an easy, paper-free way to add stability and balance to your investments
