BUSINESS
What happens if you miss an EMI on your home loan?
A single slip can feel harmless, but it has ripple effects on your money and your credit history.
BUSINESS
Gold rates on Oct 8: 14K, 18K, 22K and 24K explained
Quick guide to purity, prices of gold and what it means to buyers in India.
BUSINESS
Retirement planning in India: How to calculate the corpus you’ll need
Figuring out your retirement number isn’t rocket science — it’s about planning for tomorrow with today’s numbers.
BUSINESS
Credit limit increases: How they impact your credit score and financial health
Increased credit limits are beneficial if you handle them responsibly, but they also carry peril that is in overspending.
BUSINESS
Can AI really help you improve your credit score?
AI programs like ChatGPT can give you tips and reminders about paying off debt, but the real changes are in your money life.
BUSINESS
Getting a digital loan against your mutual funds made simple
Increasingly, banks and fintechs now enable investors to access liquidity from their holdings in mutual funds without having to sell them.
BUSINESS
HFCs offer competitive home loan rates: Top picks with interest rates from 7.45%
Housing finance companies offer home loans at interest rates starting from 7.45% with EMIs starting from Rs 40,127 for a Rs 50 lakh loan.
BUSINESS
Credit card phone scams: How fraudsters trick you into sharing details and how to stay safe
Scam calls are on the rise in India, and spammers are quite smart about ways to get you to share sensitive information like OTPs or CVVs. Knowing the danger and how you need to respond is most crucial to your money's security.
BUSINESS
Health insurance costs rising? Here’s what happens if you reduce your base cover
A lower base cover will save you money but simultaneously leave you vulnerable when medical costs rise.
BUSINESS
Real estate as an investment vs. mutual funds: What’s better for long-term wealth?
Both asset types can create wealth, but they operate in very different ways. The correct choice is determined by your objectives, risk tolerance, and liquidity requirements.
BUSINESS
How to choose between a personal loan and a credit card for urgent expenses
Both have the advantage of providing instant access to money but choosing one over the other depends on your ability to pay, interest charges, and the magnitude of your requirement.
BUSINESS
NPS vs. PPF vs. EPF: Which is better for retirement savings?
Each scheme has its own advantage, and the right mix depends on your income, risk appetite, and retirement goals.
BUSINESS
Gold prices on October 7: How 18K, 22K and 24K compare for festive buyers
As Diwali shopping picks up steam, here's how 18K, 22K and 24K gold compare based on price, purity and application.
BUSINESS
High-yield FDs for senior citizens: Top banks offering up to 7.5% interest rate
Top banks offer high fixed deposit rates for senior citizens, with rates up to 7.5 percent. IndusInd Bank, Axis Bank, HDFC Bank, and others provide attractive options for deposits up to Rs 3 crore.
BUSINESS
Travel safe: Why travel insurance is a must when going abroad
Whether for leisure or work, travel insurance offers peace of mind and protection against unforeseen challenges abroad.
BUSINESS
Understanding the credit card grace period: What every user should know
A grace period can save you from paying interest if you know how it works.
BUSINESS
Why more Indians in their 50s are choosing to work longer
Financial needs and changing lifestyles are transforming retirement plans.
BUSINESS
When parents need care: Who bears the financial burden in India?
As caregiving needs rise, families are struggling to juggle love, duty, and spending
BUSINESS
CGHS rates revision 2025: Key changes in package rates and eligibility
In the first major overhaul of the scheme in 15 years, the Centre has revised the rates of nearly 2,000 medical procedures, accepting the industry's long-pending demand. The new rates will come into effect on October 13
BUSINESS
Life insurance claim delays in India: Common reasons and how to avoid them
Knowing why insurers deny or delay claims can enable families to better prepare
BUSINESS
Retirement math mistakes: How small errors today can derail your future plans
Planning your retirement is more than a numbers game — avoid these common mistakes to secure your golden years.
BUSINESS
Safeguarding your home: Smart ways to protect collateral in secured loans
Using your home as loan collateral can give you access to funds, but it also carries serious risks if not managed wisely.
BUSINESS
Set-off and carry forward losses: How they help reduce your tax burden
Understanding set-off and carry forward of losses can help you optimise tax payments and manage your finances better.
BUSINESS
Startup India scheme decoded: Funding, eligibility and benefits for budding entrepreneurs
The government-backed initiative offers financial support and regulatory benefits to boost India’s startup ecosystem.
