Moneycontrol PRO
HomeAuthorMoneycontrol pf team

Moneycontrol PF Team

.

.

Six credit cards that make flight tickets cheaper for frequent travellers

BUSINESS

Six credit cards that make flight tickets cheaper for frequent travellers

Top banks offer travel credit cards that provide rewards like air miles, points, and coupons, helping frequent travelers cut costs and enjoy benefits like lounge access and flight discounts.

How to repair your credit and rebuild financial confidence

BUSINESS

How to repair your credit and rebuild financial confidence

Repairing your credit takes patience, discipline, and the right steps—not quick fixes.

PPF loan vs personal loan: Understanding the smarter borrowing option

BUSINESS

PPF loan vs personal loan: Understanding the smarter borrowing option

PPF loans and personal loans offer quick cash, but differ in costs and benefits. PPF loans are cheaper but have limits, while personal loans offer flexibility at higher interest rates.

How to avoid overloading on gold while building wealth

BUSINESS

How to avoid overloading on gold while building wealth

Gold is a trusted hedge, but overloading on it can weigh down your long-term returns.

Value investing in the age of AI: why the old strategy still has a future

BUSINESS

Value investing in the age of AI: why the old strategy still has a future

Technology is changing how we invest, but fundamental principles of value investing remain hard to replace.

Credit card in your first job: Smart move or risky choice?

BUSINESS

Credit card in your first job: Smart move or risky choice?

Using a credit card wisely in your first job can help build credit, manage expenses, and teach financial discipline.

How safe are post office schemes compared with bank deposits?

BUSINESS

How safe are post office schemes compared with bank deposits?

Weighing security and returns for your hard-earned money

New NPS schemes bring more choice but also more complexity

BUSINESS

New NPS schemes bring more choice but also more complexity

A fresh set of pension options promise flexibility, but investors need to weigh costs and risks carefully.

How to bounce back and rebuild your credit score after money troubles

BUSINESS

How to bounce back and rebuild your credit score after money troubles

A few setbacks don’t define your financial future — with steady habits, you can restore your score and regain lenders’ trust.

Diwali 2025 credit card offers: How to enjoy the deals without falling into debt

BUSINESS

Diwali 2025 credit card offers: How to enjoy the deals without falling into debt

Festive discounts look tempting, but hidden costs and overspending can quickly spoil the celebration.

Corporate credit cards explained: how they help businesses manage spending

BUSINESS

Corporate credit cards explained: how they help businesses manage spending

From tracking expenses to offering rewards, these cards are designed to make company finances easier to handle.

Does a high credit utilisation ratio hurt your credit score?

BUSINESS

Does a high credit utilisation ratio hurt your credit score?

Using more than 30 percent of your card limit regularly can drag your score down—here’s how to fix it.

Home loan vs. self-funding: Which is better for buying property?

BUSINESS

Home loan vs. self-funding: Which is better for buying property?

Balancing financial comfort and long-term gains depends on your liquidity and investment goals

Post Office Monthly Income Scheme: Who should invest?

BUSINESS

Post Office Monthly Income Scheme: Who should invest?

A steady income with government-backed safety makes the Post Office Monthly Income Scheme a dependable choice for conservative investors.

Are zero-balance accounts really free, or do hidden charges eat into savings?

BUSINESS

Are zero-balance accounts really free, or do hidden charges eat into savings?

Zero-balance accounts promise freedom from minimum balance requirements, but hidden charges can sometimes reduce their benefits.

Credit card in your first job: Smart move or risky choice?

BUSINESS

Credit card in your first job: Smart move or risky choice?

Using a credit card wisely in your first job can help build credit, manage expenses, and teach financial discipline.

Why is credit monitoring now indispensable for financial planning?

BUSINESS

Why is credit monitoring now indispensable for financial planning?

Keeping an eye on your credit score has become a must for smart financial planning in today’s world.

How safe are post office schemes compared with bank deposits?

BUSINESS

How safe are post office schemes compared with bank deposits?

Weighing security and returns for your hard-earned money

How to decide between short-term FDs and liquid mutual funds in a volatile market

BUSINESS

How to decide between short-term FDs and liquid mutual funds in a volatile market

Choosing the right short-term investment when markets are unpredictable

Explained: what not to do when choosing a term insurance policy

BUSINESS

Explained: what not to do when choosing a term insurance policy

A term plan is the cheapest way to secure your family’s future, but small mistakes at the start can cost you dearly later.

Do you have enough life insurance cover to protect your financial goals?

BUSINESS

Do you have enough life insurance cover to protect your financial goals?

A policy is only useful if the cover matches your family’s needs — here’s how to know if yours does.

What happens if you stop contributing to your EPF account?

BUSINESS

What happens if you stop contributing to your EPF account?

Stopping your EPF contributions can pause your retirement growth and affect long-term savings if not managed properly.

Switching from group health cover to your own policy: how to do it smoothly

BUSINESS

Switching from group health cover to your own policy: how to do it smoothly

Leaving a job doesn’t mean losing protection — here’s how you can shift your group health plan into an individual one.

How to transfer your PPF account without losing benefits

BUSINESS

How to transfer your PPF account without losing benefits

Moving your Public Provident Fund account is easier than you think, but you need to follow the right steps.

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347