BUSINESS
Life insurance penetration dips to 2.7% in FY25, overall penetration flat
Private sector life insurers outpaced the broader market, recording a 12.07 percent growth in premium income in 2025
BUSINESS
Year Ender | India’s 2025 FDI story in insurance: Exits overwhelm inflows as net FDI dips
But even as headline foreign direct investment (FDI) inflows remained robust, a surge in exits and capital repatriation altered the investment narrative in 2025
BUSINESS
RBI tightens grip on payment ecosystem as digital transactions near 98% of total payments
Paper-based instruments such as cheques now represent just 2.4 percent of transaction value.
BUSINESS
PSU general insurance merger likely still at preliminary stage
Industry officials familiar with the matter say the government is still at a preliminary assessment stage, with no formal execution plan or timeline in place
BUSINESS
HDFC Life sees VNB margins normalising by FY27 as near-term pressures ease: MD & CEO Vibha Padalkar
During an exclusive email interaction with Moneycontrol, the MD and CEO said she said the company is taking a calibrated approach alongside industry-wide discussions with distributors, while focusing beyond cost optimisation to improve profitability
BUSINESS
Insurance sector 2025 reform pipeline: Promise vs delivery
Despite outlining one of its most expansive reform blueprints, only select regulatory measures have seen progress this year, with the bigger overhauls held back by statutory delays, ecosystem gaps and uneven insurer preparedness
BUSINESS
Big deal: 2025 a record year for M&A in insurance sector amid rising foreign investment
From marquee exits by foreign insurers to private equity investments in distribution and broking firms, the sector is rapidly evolving
BUSINESS
Have no interest in investing in any other arm of Shriram Group, says MUFG's Yasushi Itagaki
MUFG is 'happy with its status as a significant minority stakeholder' in Shriram Finance, COO Yasushi Itagaki has said
BUSINESS
Shriram Capital may rethink restructuring of lending and credit business
The company’s board of directors, at a meeting held earlier this month, recorded its in-principle intent to explore and assess possible restructuring alternatives
BUSINESS
Piramal Finance to sell entire 14.72% stake in Shriram Life Insurance for Rs 600 cr to Sanlam EM (Mauritius)
Piramal Group and STG are also looking to divest their stake in the general insurance venture, but initial conversations with potential investors have been somewhat lukewarm, with buyers showing limited appetite for taking a minority stake at this stage, the sources said
BUSINESS
Japan's MUFG Bank buys 20% stake in Shriram Finance for Rs 39,600 crore
MUFG will have the right to appoint two nominee directors on the board of Shriram Finance
BUSINESS
Shriram Finance poised for massive re-rating with MUFG entry after $4-bn fresh infusion
Sources said the stake acquisition will be executed through a combination of preferential allotment and warrants.
BUSINESS
An emotional townhall, tag-along option and more: Finer details of the Avendus - Mizuho deal
Alongside KKR’s stake sale, the private equity firm has also made an offer to acquire the shares held by Ranu Vora, one of Avendus’ co-founders.
COMPANIES
Top four private life insurers witness decline of over 8 crore lives in 18 months
However, this trend contrasts with PSUs, where LIC’s insured base grows and claims return to pre-pandemic levels
BUSINESS
MUFG likely to infuse $3.5-4 billion for 20% stake in Shriram Finance; board meet likely this week
The proposed transaction will not trigger an open offer, as the stake acquisition will be entirely through a primary issuance of shares.
BANKING
We will wait a few months to answer when we will list SBI YONO: Chairman CS Setty
Setty says the bank plans to deploy 10,000 floor managers, up from the current 3,500, to assist customers with digital migration at branches
BUSINESS
Composite licensing still on hold even as govt approves 100% FDI in insurance
Other major reforms proposed in the Insurance Amendment Bill, including composite licences, lower minimum capital requirements for certain categories, and easier entry norms for specialised players, have not been taken up
BUSINESS
Why the push for inbuilt air travel insurance is gaining traction amidst the IndiGo crisis
The inbuilt travel insurance framework was reportedly stalled due to implementation complexities is now reviving momentum again
BUSINESS
SBI General targeting up to 8% improvement in combined ratio, says CEO Naveen Chandra Jha
The insurer’s bottom line has taken a 2–3 percent hit after individual and health insurance premiums were exempt from GST but effect is short term and manageable, the CEO tells Moneycontrol
BUSINESS
Generali Central Life to enter pension segment by Q4 FY26, says CEO Alok Rungta
'Pension is a segment where we are not present today and the opportunity is huge. People need to plan and fund their retirement more proactively than in the past, CEO Alok Rungta tells Moneycontrol
BUSINESS
Insurance premiums log FY26’s biggest jump in November as GST exemption lifts demand
Despite November’s exceptional numbers, the cumulative data for the fiscal offers a more sombre picture. In April-November, life insurers’ NBP grew 9.8 percent YoY
COMPANIES-2
Ageas Federal Life aims to triple its biz over next 3 years: CEO Jude Gomes
CEO Gomes said the company rules out near-term listing, says scale and market position must come first
BUSINESS
Bajaj Finserv sets sight on Rs 21,000–24,000 crore profit by FY30
Chairman Sanjiv Bajaj said he expects to evaluate a possible listing of at least some of the insurance arms within a 4–5 year window, meaning listing could happen by as early as 2028 or slightly later
BUSINESS
Private insurers face distributor pushback on ITC burden
Ongoing negotiations are examining whether a four-way cost-sharing model involving shareholders, distributors, policyholders, and vendors, could offer a balanced and sustainable solutions
