BUSINESS
Why ‘too big to fail’ insurers matter and how IRDAI classifies D-SIIs
IRDAI reviews and tags systemically important insurers every year to ringfence financial stability, given their size, government backing and market dominance
BUSINESS
Depositors in HDFC Bank, Kotak, IDFC First may have earned more than investors over 5 years
The gap in performance between these three private banks and their peers' points to the factors driving their relative underperformance
BUSINESS
RBI aligns bank capital norms with NBFCs, reviews IFR framework: Governor Sanjay Malhotra
On the proposed changes to the computation linked to capital adequacy, Malhotra said the move does not alter how net profit is calculated but refines the assessment of capital, making it “a better reflection of the capital that the banks have"
BUSINESS
RBI proposes simpler TReDS onboarding to help MSMEs access funds faster
In his policy statement, Malhotra said the central bank now proposes to dispense with the requirement for due diligence of MSMEs at the time of onboarding onto TReDS platforms
BUSINESS
RBI widens term money market access, raises borrowing limits for primary dealers
An active term money market plays a critical role in linking the overnight money market with longer-term interest rates, improving the transmission of policy signals across the financial system, governor Sanjay Malhotra has said
BUSINESS
RBI to rationalise agenda of bank boards, shift focus to strategy and risk: Governor Sanjay Malhotra
Draft directions detailing the revised framework will be released shortly for public consultation, the central bank has said
BUSINESS
After master directions, RBI turns focus to supervisory consolidation
The central bank has published draft 64 Master Directions covering supervisory instructions across multiple functional areas
BUSINESS
Life Insurance Q4 FY26 outlook: Growth holds, but sentiment cracks under regulatory and margin pressure
Q4 for life insurers, according to analysts, is marked by strong underlying demand but tempered by regulatory recalibration, macro uncertainty
BUSINESS
IRDAI likely to rollout 'scorecards' to rank health insurers, hospitals based on claims, transparency
IRDAI may rollout these scorecards from June to track metrics such as claim settlement speed, billing practices and documentation standards to help policyholders make informed choices
BUSINESS
Hospital pricing opacity, lack of standardisation hurting health policyholders: Universal Sompo General Insurance MD Sharad Mathur
A key contributor to medical inflation is not treatment quality but the increasing 'ambience' and luxury in hospitals, Mathur tells Moneycontrol
BUSINESS
General insurers seek 1-year extension to April 2027 for IFRS, RBC rollout
While some insurers believe they can operationalise the transition within a shorter timeframe, the industry has collectively opted to seek a longer buffer.
BUSINESS
What IRDAI’s Public Insurance Registry aims to fix
The Public Insurance Registry is still in the design and consultation stage, with discussions ongoing between the regulator and industry stakeholders
BUSINESS
New insurance accounting rules from April 1: What Ind AS shift means for insurers, policyholders
The changes may significantly alter actuarial calculations, profit recognition, and balance sheets for insurers, even as policyholder contracts themselves remain unaffected
BUSINESS
IRDAI expected to examine ‘dark patterns’ as survey flags widespread use on insurance platforms
Survey finds over 80% users faced manipulative design practices; interface interference most common
BUSINESS
IRDAI likely to grant one-year extension to HDFC Life CEO Vibha Padalkar because of tenure norms
Sources said the proposed extension is likely from September 2026
BUSINESS
Pilots flag war insurance gaps, ALPA issues advisory on West Asia operations
The core concern is whether standard aviation insurance policies adequately protect crew operating in or near conflict zones
BUSINESS
India rolls out Rs 497-crore insurance scheme to shield exporters from West Asia disruptions
The scheme, titled Resilience & Logistics Intervention for Export Facilitation (RELIEF), seeks to ensure continuity in trade flows as conflict-linked disruptions strain key shipping routes and inflate freight and risk premiums
BUSINESS
Insurance leads India’s consumer complaints surge, data shows
Total grievances in the insurance sector touched 2.57 lakh in FY25, up from about 2.02 lakh in FY23, pointing to a consistent increase in friction between insurers and customers
COMPANIES
Nearly half of vehicles on Indian roads lack insurance despite digital enforcement push
According to data cited by the Union government in Parliament, around 54 percent of vehicles in India are uninsured, with 16.5 crore vehicles out of a fleet of about 30.48 crore operating without insurance
BUSINESS
Why India is seeking US clarity on insurance cover for ships passing through the Strait of Hormuz
The discussions come amid fears that the withdrawal of war-risk insurance and rising maritime security risks could disrupt crude oil shipments to India, which relies heavily on supplies from the Gulf.
BUSINESS
Iran-US Conflict: Reinsurers assessing tightening of war-risk cover, India's foreign P&I reliance in focus
As war-risk exposures rise across West Asian shipping corridors, reinsurers and global P&I pools are likely reassessing coverage in high-risk regions. For Indian insurers and shipowners, this shift is significant
COMPANIES
MC Explainer | Why India is eyeing its own Protection & Indemnity Club
The proposal of a P&I Club in India had earlier been flagged by FM Sitharaman in 2025, who underscored the need for a domestic P&I mechanism to reduce India’s dependence on overseas marine liability insurers
BUSINESS
IFSCA eyes regulatory framework to widen reinsurance play at IFSC; captive, specialised players keen on India entry
BUSINESS
India needs more actuaries as it moves to risk-based capital, IFRS convergence, says Irdai chairman Ajay Seth
The shortage of actuarial talent poses a challenge as India strengthens its financial protection architecture and aligns with global regulatory and accounting frameworks, Seth has said
