BUSINESS
4 common reasons for rejection of your life insurance claim
The probability of claims getting rejected is higher if incorrect or incomplete information is submitted while filling the insurance proposal form
BUSINESS
How to avoid paying high service charges levied by your bank
In order to ensure that these bank charges are 100% genuine and unavoidable, the customer is required to be well versed with the terms and conditions of the products and services availed.
BUSINESS
How to protect your investments in a currency war
In case of a looming currency war, Modi feels investors should have negligible exposure to equity as defensive sectors are already quite overvalued
BUSINESS
7 warning signs that show it's time for you to fire your financial advisor
At times, in lieu for a hefty commission from specific product, your advisor may recommend you investment product which may not be suitable for you
BUSINESS
Like Fidelity Zero Index Funds, can zero expense mutual fund schemes work in India?
Coming up with zero expense mutual funds can be thought of as practical thing in index funds. But applying the same in case of actively managed funds would be challenging and might even be unsustainable in the long run.
BUSINESS
Stop your investment from slipping into insurance unclaimed funds. Here's How
Change in contact/bank details of the beneficiary and the same not being updated by the policyholder with the insurer is one of the reasons for rising unclaimed funds.
BUSINESS
Impact of RBI rate hike: Home loans to get costlier; small savings investment products may see high returns
Investors looking for risk-free, guaranteed returns may continue to invest in PPF, NSC, Sukanya Samriddhi, Post Office Savings, etc.
BUSINESS
Health insurance plans with maternity benefits: Should you buy one?
Given the skyrocketing cost of various maternity treatments, which can cost anywhere between Rs 50,000 to Rs 5 lakh, bearing this expense may turn out to be an expensive affair for many families
BUSINESS
Car theft? Here is how to file an auto insurance claim
One would typically need a comprehensive insurance, as this is the only form of insurance that reimburses you in the case of car theft
BUSINESS
Benchmarks touch record highs, should you adopt Systematic Equity Plan to invest in stocks?
SEP strategy saves investors from a lot of adversities like market volatility, event-based volatility and broad-based corrections, to an extent.
BUSINESS
Only 5-6 stocks are holding the Sensex and Nifty, and it's a concern: Jinesh Gopani, Axis AMC
caluations remain elevated because equity market is getting narrower and narrower. The money which is coming into the market is flowing into selected stocks
BUSINESS
Need money? Think about a top-up home loan instead of personal loan or gold loan
Top-up home loans clearly outscore other loan options because they come with lower rates of interest rate, higher tenures, and tax benefits
BUSINESS
What cryptocurrency traders should do after RBI's diktat
Over time it is expected that crypto traders will have moved to Peer to Peer (P2P) exchanges, trading platforms like Localbitcoins and National Multi Crypto Currency Exchange (NMCCX) which facilitates trading in cryptocurrency.
BUSINESS
5 personal finance lessons from biopic Sanju
When you are in financial need, your relatives or friends may not lend to you even if the reason is genuine.
BUSINESS
Should you fund your stock market investments with personal loan?
It doesn’t make sense to borrow money at 14 percent interest and expect returns higher than borrowed money in a short span of time
BUSINESS
Here are 5 ways to e-verify your income tax return
On one Electronic Verification Code, only one online income tax return can be verified
BUSINESS
Indian stock market could remain volatile; Private banks, auto attractive: Kotak AMC
Mid-cap valuations are still higher than their 10-year average, further decline is still possible
BUSINESS
Why you must not follow investment strategies of celebrity equity investors
VK Vijayakumar at Geojit Financial Services said, “Celebrity investors have deep pockets and information that may not be available in public domain. They know when to enter and exit from a stock. But, retail investors are not so fleet-footed.”
BUSINESS
Buying an insurance policy from a point of sale person? Here are 6 facts you must know
A PoSP caters to a customer looking for simple and basic insurance policies
BUSINESS
Planning to write an online will? Key points to note
Any accidental or inadvertent errors made while drafting the will may go unnoticed as no lawyer reviews the draft on preparation
BUSINESS
7 common financial planning mistakes to avoid when you are burdened with responsibilities
Personal loan, home loan, or car loan and credit card debts must be kept to a minimum by middle age group
BUSINESS
Applying for education loan? Here's a comparative study between banks, NBFCs and P2P lenders
The decision to choose between education loans from banks, NBFCs and P2P lenders should be based on the interest rate, other fee and charges, loan tenure, re-payment flexibility, collaterals, etc
BUSINESS
Missed out on yearly vacation due to lack of funds? Check out these holiday saving avenues
Investors can save for a holiday in 12 easy instalments with a trusted bank and earn the 13th instalment from the accrued annual interest on investments, clubbed with a top-up on confirmation of travel
BUSINESS
5 Financial planning moves that will ensure financial freedom for the “Sandwich Generation”
Sandwich generation is struggling with the dual responsibility of caring an elderly parent and also supporting children financially
