TransUnion CIBIL said the credit growth has been significant and the portfolio qualities too have remained stable because of the credit infrastructure, availability of information and objective underwriting. The CIC does not see unsecured delinquency transmitting to secured loans.
This indicates significant scope for lenders to drive access to credit opportunities to NTC consumers, TransUnion CIBIL has said in a report
Two-wheelers were the only credit category which saw a double-digit growth in volume as well as value of originations.