With the RBI holding the repo rate at 5.25%, this is a good time to lock in fixed deposits
Investors holding 2019-20 Series IX and 2020-21 Series V tranches can exit without tax if they apply within the permitted window by informing their bank or depository at least a Month in advance
At retirement (age 60 or later), full withdrawal is permitted if the corpus does not exceed Rs 8 lakh
If a member turns 58 and doesn’t withdraw the EPF balance, interest is paid for up to three years from eligibility. After this period, the EPF account is marked inoperative
Taxable income is determined by starting with gross salary, as per the salary slip, and applying regime-specific exemptions and deductions rather than relying on the net pay shown on the salary slip
Sensex shows higher numbers than Nifty because of different base values, timelines, and index construction.
Building savings is less about earning more and more about noticing the everyday money leaks you’ve normalised.
Diversified equity fund categories such as flexi-cap, multi-cap and market-cap-based funds reduce concentration risk and allow investors to participate across market cycles with greater stability.
Strong returns, steady cash flows and diversification benefits are making REITs and InvITs attractive alternatives to traditional equity and debt investments
The central bank plans to issue a discussion paper exploring the introduction of calibrated safeguards such as introduction of lagged credits, additional authentication for specific class of users such as senior citizens
The proposal indicates the RBI’s aim to enhance the corporate bond market and gradually decrease the economy’s dependence on bank lending, say experts
Experts advised investors to prioritise capital safety and stable returns as interest rates are expected to stay steady
Silver ETFs can sometimes perform worse than silver during sharp price corrections due to temporary divergences between the ETF’s traded price and its iNAV/NAV
India is moving forward with the Terms of Reference (ToR) for a trade pact with the the Gulf Cooperation Council, set for signing on February 5.
Investors holding bonds of these specific series should notify their bank or depository at least one month prior to the maturity date
The best returns come not from chasing the highest number, but from matching your investment to your time frame and tax situation.
The Budget 2026 amendment will affect investors who bought SGBs in the secondary market and redeem them on maturity
Diversification through proper asset allocation, aligned to one’s risk profile, is the only way investors can navigate volatile markets
In selecting Silver ETFs, primary importance o should be given to liquidity on the exchange and a lower expense ratio
Portfolio rebalancing isn’t about timing the market. It’s about making sure your money still matches your life, your risk comfort, and where the markets have quietly pushed you without asking.
If you’ve switched jobs over the years and never checked your EPF records, you may be carrying multiple UANs without realising it. Consolidating them is simpler than it sounds and can save you money, tax trouble and paperwork later.
School fees no longer rise gently. They jump, surprise and compound. A workable education plan today needs both steady investing and backup buffers.
Budget 2026–27 focuses on fiscal discipline, higher public capex and capital market reforms, signalling long-term growth clarity for investors and savers.
The new rules, which kick in today, also allow adult passengers to bring a new laptop or notepad duty free
According to estimates shared by Edelweiss Mutual Fund, the incremental increase in STT could lead to an annualised impact of around 0.32 percentage points on arbitrage fund returns.