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  • WEF 2026: Indian states step up pitch to woo global investors in Davos

    Nine states join the India pavilion at the World Economic Forum annual meeting to attract global investments

  • Why an emergency fund deserves a permanent place in your investment portfolio

    It’s the one part of your finances that’s meant to protect everything else from falling apart.

  • Axis Bank and Kotak Mahindra Bank revise FD rates; know how much you can get

    Effective January 15, Axis Bank offers a 7.20% interest rate to senior citizens for tenures ranging from 5 to 10 years.

  • Gurugram draws Rs 86,588 crore in real estate investments in 2025 as RERA clears 131 projects

    Data released by the Gurugram RERA shows that 131 projects were registered in calendar year 2025, translating into development potential of 35,455 units across housing and commercial segments. Out of total Rs 86,588 crore, investment of Rs 59,360 crore came from just 28 large-scale projects.

  • What does Rs 580-crore Groww–State Street deal mean for investors

    Groww will sell a 23 percent stake in its AMC to State Street Global Advisors. Post-transaction, the buyer will not hold more than 4.99% of the aggregate voting power in Groww AMC

  • The 55–60 transition: How to withdraw your retirement corpus wisely

    Reaching a financial goal through SIPs is an achievement, but how you withdraw and redeploy money determines whether that success lasts.

  • FIRE Explained: Lean, Coast and Barista strategies for early retirement

    If classic FIRE doesn’t work, these FIRE variants offer practical, flexible alternatives to achieve financial independence.

  • India’s New Investment Framework: Growth without crisis

    India's current investment rate, while lower than its 2011-13 peak, represents a structural change—an upgrade from the fragility of a credit-fuelled, import-heavy boom to a more sustainable, model of growth

  • NPS for aggressive investors: Equity, lifecycle choices and new flexibility

    For long-term retirement planning in 2026, NPS still stands out for disciplined wealth building. If you are willing to take on more risk for higher growth, the system now gives you clearer ways to tilt your portfolio toward equities — as long as you understand the limits and how those allocations change over time.

  • Budget 2026: Can NPS tax incentives alone bridge India’s retirement savings gap?

    An increased NPS tax deduction can support salaried and self-employed individuals in building tax-efficient retirement savings, while complementing EPF and PPF within a diversified investment portfolio.

  • PPFAS sets January NFO dates for Parag Parikh Large Cap Fund

    Parag Parikh’s first new equity fund in five years opens for subscription later this month

  • PPF account after 15 years: Close, extend or withdraw? Know the rules

    An individual can begin a PPF investment with as little as Rs 500 in a financial year. The total contribution in a year cannot exceed Rs 1.5 lakh

  • OPINION | India’s economy is resilient but highly dependent on public investment

    In a year of multiple external shocks, the economy surpassed all expectations. This, however, should not blind policymakers to the fact that growth drivers have a narrow base

  • Want growth without panic? How core-and-satellite strategy can help navigate market volatility

    The real strength of the core-and-satellite approach is balance. The core part of the portfolio does the heavy lifting. The satellite portion adds growth potential, without putting the entire portfolio at risk

  • The three personal finance mistakes that quietly undo years of disciplined saving

    Hard work and regular investing matter, but the wrong shortcuts, arbitrary targets and online “advice” can slowly derail even well-intentioned money plans.

  • IRDAI, insurers likely in talks to relax investment rules amidst amendments to Insurance Act

    This potential development comes at a time when the Reserve Bank of India (RBI), too, recently flagged concentration risk in government securities

  • Why the 4% FIRE rule fails in India and how you can fix the retirement plan

    Household inflation and lifestyle costs such as healthcare and housing are far higher In India than what the 25x retirement calculation assumes. Moneycontrol does the maths for you, read on

  • How staying invested through SIPs can make you a crorepati

    Building a crore-rupee portfolio does not require perfect timing or exceptional skill. It requires patience discipline, and the willingness to stay the course when progress feels slow.

  • Active vs passive multi-asset funds: What’s the difference and how should investors choose?

    Active management is based on the belief that skilled managers can generate alpha through market insight and tactical adjustments. Passive strategies build on market's efficiency, focusing on cost, consistency and long-term compounding

  • Got cash as wedding gifts? Here's how newlyweds can use it wisely

    Newlyweds often rush to spend wedding gift money, but a simple plan can turn it into long-term financial security.

  • How NPS contributions cut your income tax under both old and new regimes

    Section 80CCD allows taxpayers to claim deductions on amounts they contribute to government-backed pension schemes such as the NPS, UPS and the Atal Pension Scheme.

  • Andhra emerges as India's top investment destination, secures 25.3% of proposed capital in FY26

    The state now leads peers such as Odisha (13.1 per cent) and Maharashtra (12.8 per cent), signalling a shift in industrial momentum toward the eastern and southern corridors.

  • Mandatory CSR spending by Indian companies can lead to low investor confidence: IIM study

    Centric to the Indian market, the study investigates how mandatory Corporate Social Responsibility (CSR) spending can impact investors' perspectives, financial risk assessments and the cost at which firms can raise equity capital.

  • Rent or buy in your 30s and 40s? How to make the call calmly

    This decision gets messy because it’s rarely just about money. It’s about stability, family pressure, fear of “missing the bus” and the need to feel settled. A good choice starts by separating what you want emotionally from what your finances can carry comfortably.

  • International funds surge up to 79% in 2025; what 2026 holds and which funds are open

    Select international mutual funds are accepting fresh investments; here’s how they performed in 2025 and what 2026 may hold.

Advisory Alert: It has come to our attention that certain individuals are representing themselves as affiliates of Moneycontrol and soliciting funds on the false promise of assured returns on their investments. We wish to reiterate that Moneycontrol does not solicit funds from investors and neither does it promise any assured returns. In case you are approached by anyone making such claims, please write to us at grievanceofficer@nw18.com or call on 02268882347