Investment

Lump sum or SIP: How should you invest your mutual fund money?

Both methods are popular and commonly used for mutual fund investment. However, it depends on how the money is received and how comfortable an investor is with market volatility.

Investing when markets are shaky: How to protect your money without freezing

Volatile markets are unsettling, but a clear investment framework built around discipline, diversification and realistic risk-taking can help you protect capital and stay invested without second-guessing every market move.

EPF, NPS or PPF: which retirement savings option works best for you?

The most effective retirement strategy is a combination approach, using EPF or PPF for stability and NPS for growth potential

How G-Secs fit into a retirement income strategy and what investors must know

Laddering maturities can help create predictable cash flows, especially for retirement planning

Smallcaps to smart beta: March sees diversified mix of new fund offers

NFOs offer a disciplined way to move from ‘panic’ to ‘process’, allowing investors to buy the fear while structurally protecting the downside through asset allocation, says expert.

How to invest in global energy ETFs and domestic energy mutual funds amid Iran-Israel war crisis

Energy ETFs may benefit during crude spikes triggered by geopolitical events, but they represent tactical macro exposures. For most retail investors, reacting to individual events by adding single-sector ETFs can become timing-driven.

Why silver ETFs sometimes trade above their iNAV and what it means for investors

In certain silver ETFs, heavy investor demand can push the traded price well above the indicative net asset value

Sebi ends solution-oriented funds: Will your scheme be merged, closed or continue? What investors need to do

The old scheme has to be merged with the new schemes that have similar asset allocation and risk profiles, subject to Sebi’s approval

EPFO maintains 8.25% interest rate on EPF deposits for 2025-26

Over the past decade, the interest rate on employees’ provident fund (EPF) deposits has experienced a slight decline

Gold, silver ETFs surge as Iran conflict widens. What should investors do?

For investors, the situation underscores the importance of disciplined asset allocation rather than tactical speculation

Digital reduced friction and entry barriers for investment and credit, but increased the risk of virtual arrests and financial frauds: Panellists at Rising Bharat Summit 2026

Digital frauds have grown ten-fold in the last three years, even as India's digital journey successfully unlocks formal credit and investment access for millions

Can ignoring asset allocation in new NPS MSF options expose your retirement corpus to shocks?

Consistently monitoring and adjusting asset allocation and savings until retirement is essential to facilitate a smoother and more secure financial transition into the golden years of your life

SEBI scraps solution funds, introduces life cycle funds, tightens thematic rules in major mutual fund reset

One of the biggest changes is the discontinuation of solution-oriented schemes such as retirement and children’s plans.

Sebi introduces life-cycle funds with 5–30 year tenures, phased exit loads: What it means for investors

To promote long-term commitment and minimise early withdrawals, a graded exit load structure has been implemented

Can a woman be 'Karta' of a Hindu Undivided Family? What the law says about rights of daughters and wives

Historically, only men could act as Karta because only sons were recognised as coparceners. This changed after the Hindu Succession (Amendment) Act, 2005.

Investing in gold and silver ETFs? These funds delivered up to 172% returns

With gold and silver ETFs posting strong gains, investors must weigh rally-driven excitement against risks, focusing on long-term consistency, diversification, and disciplined allocation rather than short-term price chasing, says analyst.

Can you open more than one PPF account? What the rules actually allow

PPF is popular, long-term and tax-efficient, but the government is very clear about how many accounts one person can legally hold.

“It’s about umami, not spice”: MB Patil takes dig at Nara Lokesh

Karnataka Industries Minister responds to Andhra IT Minister’s earlier ‘spicy investments’ remark amid ongoing investment war

Prepay your home loan or invest the surplus: How to make the call without regret

The smarter choice depends less on returns and more on cash flow, risk, and where you are in the loan cycle.

REITs or a house: Which one actually makes sense for investors today

Property feels solid and familiar, but real estate investing trusts offer a very different way to own real estate without owning a flat.

If your stockbroker shuts down, do you actually lose your investments?

A broker’s failure feels personal, but your shares and funds don’t vanish with the company. What matters is where they are legally held.

NPS Tier I: What do returns reveals about the performance of pension fund managers

NPS data on returns across E,C and G schemes of NPS Tier I category indicate that no single fund manager leads across all categories

Why ignoring iNAV can make gold, silver and global ETFs costlier than they look

A straightforward discipline minimises surprises by regularly checking iNAV and spreads, particularly during volatile times

Man or machine: Can you really rely on AI for your investments?

As artificial intelligence reshapes finance, investors must decide how much trust to place in algorithms managing their money.

Is it a good time to invest in focused mutual funds?

A focused fund can invest in up to 30 stocks, with the flexibility to allocate across market capitalisations and sectors.