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If your bank has deducted tax on your FD interest, that money may still be yours. You just need to know how to get it back.
It takes a few minutes now and can save your family months of stress later
SGBs have an eight-year tenure but can be redeemed after five years from the date of issue
Staying invested longer dramatically boosts returns, showing how time and compounding quietly build meaningful wealth.
One option runs on autopilot. The other lets you take the wheel. The right choice depends on how involved you want to be
Withdrawing your EPF balance during a job change should be an exception in rare circumstances, not your default decision
If you want work to become optional, you need one clear number before you take the leap
The SGB 2018-19 Series VI was issued at Rs 3,326 a gram. At the current redemption price of Rs 15,615, the bond gives a simple absolute return of about 370 percent
While around 7 lakh companies offer EPF, only around 22,000 provide the corporate NPS option to their employees
With the RBI holding the repo rate at 5.25%, this is a good time to lock in fixed deposits
Investors holding 2019-20 Series IX and 2020-21 Series V tranches can exit without tax if they apply within the permitted window by informing their bank or depository at least a Month in advance
At retirement (age 60 or later), full withdrawal is permitted if the corpus does not exceed Rs 8 lakh
If a member turns 58 and doesn’t withdraw the EPF balance, interest is paid for up to three years from eligibility. After this period, the EPF account is marked inoperative
Taxable income is determined by starting with gross salary, as per the salary slip, and applying regime-specific exemptions and deductions rather than relying on the net pay shown on the salary slip
Sensex shows higher numbers than Nifty because of different base values, timelines, and index construction.
Building savings is less about earning more and more about noticing the everyday money leaks you’ve normalised.
Diversified equity fund categories such as flexi-cap, multi-cap and market-cap-based funds reduce concentration risk and allow investors to participate across market cycles with greater stability.
Strong returns, steady cash flows and diversification benefits are making REITs and InvITs attractive alternatives to traditional equity and debt investments
The central bank plans to issue a discussion paper exploring the introduction of calibrated safeguards such as introduction of lagged credits, additional authentication for specific class of users such as senior citizens
The proposal indicates the RBI’s aim to enhance the corporate bond market and gradually decrease the economy’s dependence on bank lending, say experts
Experts advised investors to prioritise capital safety and stable returns as interest rates are expected to stay steady
Silver ETFs can sometimes perform worse than silver during sharp price corrections due to temporary divergences between the ETF’s traded price and its iNAV/NAV
India is moving forward with the Terms of Reference (ToR) for a trade pact with the the Gulf Cooperation Council, set for signing on February 5.
Investors holding bonds of these specific series should notify their bank or depository at least one month prior to the maturity date
The best returns come not from chasing the highest number, but from matching your investment to your time frame and tax situation.
