A non-disclosure rejection can feel accusatory at exactly the wrong time, but it is often a documentation dispute rather than a final verdict. A calm, well-organised response with the right medical records and timelines can materially improve your chances.
The judgment does not excuse long-expired licences. Renewal should still need to be done promptly
IRDAI’s data for August 2024 to May 2025 shows that while a majority of cashless claims were cleared within mandated timelines, thousands still breached the prescribed window, highlighting persistent gaps in service standards despite stricter regulatory oversight.
Many Indians believe their insurance claim will be settled as long as premiums are paid on time. But insurers routinely reject claims for avoidable errors, missing details and overlooked rules that customers rarely notice until it is too late.
Yes-tech (yield estimation systems through technology) for accurate determination of claim currently covers wheat and paddy. It has been extended to soybean from kharif 2024 and is likely to cover cotton during the next six months.
Understand why opting for term insurance under the Married Women's Property Act can ensure the protection of your family's financial future.
Be transparent with your medical history, meticulous with claim documents
As insurance companies ramp up scrutiny of false insurance claims, the insurance buyers need to be agile. The genuine claimants should take these precautions while claiming insurance benefits.
Being aware of the following simple facts will ensure that you make the most of your health insurance
Here are tips on how to ensure quick settlement of an insurance claim.