Some investors, especially conservative ones, prefer these because FDs are not linked to the market, so there is no volatility involved.
You can invest a maximum of Rs 1.5 lakh in these FDs
Debt funds obviously generate extra returns by taking some additional risk
As a thumb rule, it is advised to keep at least three to six months’ worth of basic living (and non-negotiable) expenses as emergency fund.
There are 94 FMPs that have invested in Essel Group companies, according to data from Morningstar.
Speaking to CNBC-TV18 Saurabh Mukherjea of Ambit Capital said that we have been accused of saying a lot of things that are thought of as sensational but facts and subsequent events have borne them out.
In the long-running Sebi-Sahara case, the Supreme Court in August 2012 had ordered the Lucknow-based conglomerate to deposit with the regulator over Rs 24,000 crore collected from nearly three crore investors through issuance of some bonds.
Apart from cutting the minimum lending rate, India's largest private sector lender has also cut rates on some retail fixed deposits effective the same date.
One should not have fixations about asset classes and be prepared to invest in an appropriate basket of securities as per the dictates of the life cycle
People, who invest in FD, think that it‘s a one time investment and they don‘t need to check it constantly. Unfortunately, that‘s a wrong notion. Since, if you don‘t know, let me tell you, FD returns attract higher taxes.
The Finance Ministry's decision comes on the eve of the announcement of general elections schedule by the Election Commission. The model code of conduct comes into play after Lok Sabha elections announcement.
Juzer Gabajiwala of Ventura Securities tries to decipher a better investment alternative among bonds or fixed deposits.
His row house in Aarey Colony has been attached along with a Pune plot worth more than Rs 1.6 cr. Jignesh Shah's Bank FDs worth Rs 11.57 cr has also been attached. EoW has attached 1.19 lakh shares belonging to him in FTIL worth Rs 1.78 cr at current market price
It‘s a known fact that higher returns on investments come only along with commensurate quantum of risk; the greater the risk, the greater the return and vice versa. However we know that while everyone needs highest possible return on their investments, its everyone cannot afford or are capable to take the risk needed to earn that return.
Although liquid funds are a safe option for investors from the point of view of volatility and risk of losing capital, it is important to invest in them for the right time horizon so that one doesn‘t suffer from opportunity loss.
Past Performance is one of the factors to be considered before taking the investment decision and past performance is not the only factor to be considered.
An investment is done with some view in mind. It is never investment for investment‘s sake or with the motive of getting maximum returns.
A life planner is a financial planner who is willing to engage in deep conversations with their clients and bring out significant blocks surrounding money, which are impacting their life as well as uncover their deep desires.
To maintain a healthy portfolio, it is important to identify and eliminate unsuitable elements in the portfolio, which may damage your overall returns. Financial Advisor Manikaran Singal explains why the process of rebalancing portfolio is important in order to achieve desired goal.
Fixed deposits have always been popular due to their characteristics of safety of capital and a surety of returns. The high interest rates of the past few years have further increased the popularity of fixed deposits as an investment. Read this space to know some insightful tips from financial expert Shweta Jain before investing in fixed deposits.
There are short & long term needs in an individual life cycle where stable and fixed returns is required without taking the risk on invested capital. So investing in Fixed Income instruments plays a very important role to build a good portfolio. Read this space to know how investment in fixed income helps in meeting these requirements.
Most investors have missed the rally, when Sensex has returned about 25% till now. 25% is not exactly something to scoff at, which incidentally is higher than the returns from gold & property, the current darlings of the investors. Does this say something?