Emi

‘Invested Rs 8 crore’: Man bought Rs 10 crore house using mutual funds to pay EMIs, ended with Rs 10.5 crore

A post on X recently went viral showing how a man bought a Rs 10 crore house without spending all his cash. He invested Rs 8 crore in mutual funds, paid Rs 2 crore as down payment, and used the investment returns to cover his EMIs.

Struggling with EMIs? Simple ways to make them manageable

If a chunk of your income is going towards EMIs every month, a few smart moves can make things more manageable without derailing your long-term plans

If your home loan EMI feels too high, here are a few ways people quietly bring it down

Home loans last decades, and it is common for the EMI to stop feeling comfortable after a few years.

That “convert to EMI” button on your credit card bill: Should you use it?

Breaking a large bill into instalments can ease the immediate pressure, but it is rarely the cheapest way to deal with the debt.

Your bank already tracks your spending. Here’s how to use it properly

Your bank already knows where your money goes. The trick is learning how to use that data without letting it overwhelm you.

When interest rates drop but your EMI doesn’t

If interest rates are falling but your EMI isn’t, the problem is usually not the headline rate. It’s how your loan actually behaves.

Which EMI hurts less: Personal loan or credit card swipe?

They both promise easy monthly payments, but the maths under the hood is very different.

Does a debit card EMI mess with your credit score?

It feels safer than a credit card, but a debit card EMI still leaves a footprint on your credit history.

How paying your EMIs on time quietly changes your financial life

A small monthly habit that makes a big difference to your financial future.

Personal loan EMIs feeling heavy? Here’s how to handle them without stress

A few steady habits can make repayment feel manageable instead of overwhelming.

When rent falls short of EMI, the quiet maths behind most rental homes

The idea that tenants will pay your home loan sounds comforting. For many landlords, the reality is far messier and far more expensive.

Why personal loan EMIs bounce and how you can stop it from happening again

A bounced EMI is often blamed on bad timing, but its real cost shows up later in your credit score, borrowing options and monthly peace of mind.

The real cost of ‘no-cost EMI’: Why zero-interest deals are rarely free

From hidden taxes to lost discounts, India’s favourite easy-payment scheme often costs more than buyers realise.

Your EMI is not random: what really decides how much you repay every month

That personal loan EMI you see on the screen is the result of several moving parts working together.

How to decide if a car upgrade is worth it: EMI, running costs and resale value

Why the sticker price matters far less than what the car does to your monthly cash flow and long-term net worth

Apollo Hospitals' insurance arm targets nationwide rollout by FY27

After launching its insurance arm in NCR and Hyderabad, Apollo eyes expansion through digital and call centre-led sales while preparing select in-store rollouts by FY27

Why checking your personal loan EMI can save you from a debt trap

A simple guide to why a quick monthly EMI check can protect your finances long before any trouble shows up.

What happens if you miss an EMI on your home loan?

A single slip can feel harmless, but it has ripple effects on your money and your credit history.

One day late: How much impact does it really have on your credit score?

Even small delays in payments can affect your credit health, but the extent depends on several factors.

India Buys in Hindi, Dreams in EMI: Why the metro-first strategy is broken

India's market is diversifying beyond metros. Brands must evolve strategies, catering to both urban and rural needs, balancing aspiration with accessibility, and embracing regional preferences for sustainable growth

Struggling with EMIs? Here’s how to manage your personal loan without stress

A personal loan can be a financial saviour in times of need—but the actual test begins after the money is disbursed: paying your EMIs month after month. Lacking a plan, these payments can soon turn out to be too much to handle. Whether you've just taken a loan or are already in the process of paying off instalments, these practical tips will help you remain on track, avoid financial stress, and pay off your loan easily.

Smart ways to manage personal loan EMIs without stress

Got a personal loan and feeling the pinch every month? You’re not alone. While EMIs make loans manageable, they can also strain your finances if not planned right. The good news? A little awareness and discipline go a long way in avoiding that pressure. Whether you’re new to EMIs or juggling multiple payments, these tips will help you stay in control and stress-free.