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  • Explained: All about the home loan provisional certificate Feb 25, 2021 11:40 AM IST

    Explained: All about the home loan provisional certificate

    The document is required for claiming tax deductions. You can apply for the certificate online and offline.

  • How ECS bounce charges snatched the loan moratorium relief Feb 23, 2021 12:16 PM IST

    How ECS bounce charges snatched the loan moratorium relief

    Each time the electronic clearance service request for loan EMI payment bounced, charges were levied by banks on customers

  • Despite RBI’s status quo on interest rates, here are 4 ways to reduce your home loan EMIs Feb 16, 2021 11:48 AM IST

    Despite RBI’s status quo on interest rates, here are 4 ways to reduce your home loan EMIs

    Opting for a longer repayment tenure would reduce your EMI burden and also improve your home loan eligibility

  • Aggressive home loan prepayment can hurt other money goals Jan 19, 2021 09:29 AM IST

    Aggressive home loan prepayment can hurt other money goals

    There should be a balance between trying to prepay your loans quickly and other aspects of your financial life

  • Kotak Mahindra Bank, Punjab National Bank offer the lowest interest rates on home loans Jan 12, 2021 10:03 AM IST

    Kotak Mahindra Bank, Punjab National Bank offer the lowest interest rates on home loans

    Home loan rates of the top 15 cheapest lenders range between 6.75 and 6.95 percent

  • RBI’s warning to coercive digital lending apps: What borrowers must be aware of Dec 24, 2020 09:52 AM IST

    RBI’s warning to coercive digital lending apps: What borrowers must be aware of

    While applying for a loan, you must verify the background of the lending company

  • Union Bank, Bank of India and Bank of Baroda offer the lowest rates on educations loans Dec 23, 2020 11:24 AM IST

    Union Bank, Bank of India and Bank of Baroda offer the lowest rates on educations loans

    Education loan rates start from 6.8 percent. SBI and IDBI Bank charge marginally higher rates

  • Life stage financial planning: Saving for children’s goals and retirement in your 40s Dec 23, 2020 09:19 AM IST

    Life stage financial planning: Saving for children’s goals and retirement in your 40s

    Financial planning in your 40s is tricky. Your parents may have retired and may become dependent. Your children’s education and other expenses may shoot up

  • Punjab & Sind Bank and Central Bank of India offer car loans at 7.1 % Dec 15, 2020 10:33 AM IST

    Punjab & Sind Bank and Central Bank of India offer car loans at 7.1 %

    Punjab & Sind Bank and Central Bank of India offer the lowest rates on a Rs 10-lakh car loan

  • Kotak Mahindra, Punjab National Bank offer the lowest rates on home loans Dec 07, 2020 01:35 PM IST

    Kotak Mahindra, Punjab National Bank offer the lowest rates on home loans

    Interest rates on home loans start at 6.75 percent.  LIC Housing Finance, Bajaj Finserve and Tata Capital offer home loans at 6.9 percent

  • Factors to consider before making home loan prepayments Dec 01, 2020 09:44 AM IST

    Factors to consider before making home loan prepayments

    While a reduction in the loan tenure will result in greater savings in interest paid, opting for the EMI reduction option will lead to higher disposable income

  • Punjab & Sind Bank, Bank of India and State Bank of India offer the lowest rates on gold loans Nov 23, 2020 11:44 AM IST

    Punjab & Sind Bank, Bank of India and State Bank of India offer the lowest rates on gold loans

    Punjab & Sind Bank offers the cheapest rates on gold loans, starting at 7 percent

  • Lakshmi Vilas Bank curbs: Here’s what customers should do immediately Nov 18, 2020 12:07 PM IST

    Lakshmi Vilas Bank curbs: Here’s what customers should do immediately

    Lakshmi Vilas Bank account holders can withdraw up to Rs 25,000, including outflows on SIPs and EMIs. Your money is safe. But change bank mandates soon. The merger with DBS Bank will smoothen things

  • The cheapest home loans: Kotak Mahindra, Union Bank offer the lowest rates Nov 12, 2020 11:25 AM IST

    The cheapest home loans: Kotak Mahindra, Union Bank offer the lowest rates

    SBI, HDFC and ICICI Bank offer home loan rates starting at 6.9 percent

  • Punjab & Sind, Central and Canara banks offer the cheapest car loans Nov 06, 2020 12:20 PM IST

    Punjab & Sind, Central and Canara banks offer the cheapest car loans

    The cheapest car loan rates start at 7.10 percent. State Bank of India offers car loans starting at 7.85 percent.

  • Post-moratorium phase: Get interest credit on loans and reassess personal debt Nov 02, 2020 10:08 AM IST

    Post-moratorium phase: Get interest credit on loans and reassess personal debt

    The government has asked lenders to credit excess interest charged to eligible borrowers, latest by November 5, 2020

  • SBI, PNB and Union Bank among those offering the lowest interest rates on personal loans Oct 30, 2020 11:48 AM IST

    SBI, PNB and Union Bank among those offering the lowest interest rates on personal loans

    The cheapest personal loan rates range from 8.9 per cent to 10.75 percent across public and private sector banks

  • Festive spending: Should you opt for the no-cost EMI schemes offered by major banks? Oct 26, 2020 10:07 AM IST

    Festive spending: Should you opt for the no-cost EMI schemes offered by major banks?

    This festive season, banks are partnering with Flipkart, Amazon and offline retail stores with lucrative schemes on cards for customers. But are these really no-cost schemes?

  • Banks and finance companies that offer the cheapest gold loans Oct 23, 2020 11:38 AM IST

    Banks and finance companies that offer the cheapest gold loans

    State-owned lender Punjab and Sind Bank’s gold loans start at 7 per cent per annum, the cheapest on offer

  • Festive spending: Smart credit card moves to avoid debt traps Oct 20, 2020 09:50 AM IST

    Festive spending: Smart credit card moves to avoid debt traps

    You must always factor in your repayment capacity within the next due date before making credit card spends

  • Gold loans: How to choose between the regular EMI option and overdraft facility Sep 21, 2020 11:31 AM IST

    Gold loans: How to choose between the regular EMI option and overdraft facility

    Taking an overdraft facility means that you do not get a lump-sum amount at the start

  • RBI data: The salaried are back to taking home and personal loans Sep 18, 2020 10:29 AM IST

    RBI data: The salaried are back to taking home and personal loans

    Personal loan disbursals in July the highest since February, according to data released by the RBI

  • Took a gold loan? Here are 5 ways to repay Sep 18, 2020 10:11 AM IST

    Took a gold loan? Here are 5 ways to repay

    Making principal repayments during the loan tenure would reduce interest costs

  • SBI Card dues restructuring plan: Should you apply for it? Sep 15, 2020 03:49 PM IST

    SBI Card dues restructuring plan: Should you apply for it?

    The plan involves converting the existing credit card dues into a term loan

  • Customers buying high-value products through credit card EMIs at all-time high: HDFC Bank Sep 08, 2020 11:00 PM IST

    Customers buying high-value products through credit card EMIs at all-time high: HDFC Bank

    The 'millennia' is driving a bulk of new card acquisitions and accounts for a big part of the customer portfolio now, Chatterjee said adding that the proportion of cards sourced digitally in the new line is three times that for others.

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