Integrating credit cards with UPI will increase the usage of cards at smaller outlets, helping one manage one’s cash flow without breaking the bank.
The person holding a credit card of other bank is eligible to apply for a lifetime free credit card on SwipeUp platform. The users get one of the AU Small Finance credit cards as upgraded option from AU Xcite series launched with three variants.
Several millennials are falling into credit card debt because of an expensive lifestyle. But there are some strategies to pay off credit card debt
Despite the pressure from rising interest rates, Kotak Mahindra Bank’s President – Consumer Assets, says the lender hasn’t seen many loan restructuring requests.
As per the latest data of the Reserve Bank, the credit card outstanding has recorded a growth of over 20 per cent in the 10 months of the current fiscal.
Some of the celebrities whose names and details were used by the fraudsters are Abhishek Bachchan, Shilpa Shetty, Madhuri Dixit, Emraan Hashmi and Mahendra Singh Dhoni, Deputy Commissioner of Police (DCP) of Shahadra Rohit Meena said.
CRED had recorded a net loss of Rs 1,279 crore in the financial year 2022.
Most of the low annual fee credit cards offer benefits in the form of cashback, reward points, discount and co-branded benefits with popular merchants.
HDFC Bank RuPay Credit Cards will be linked to a UPI ID, thus directly enabling safe, and secure payment transactions, NPCI and HDFC said in a joint statement.
The company saw charge offs and delinquencies rise, a troubling sign for a company whose customer base is usually well-to-do and extremely creditworthy.
The credit card is slated to be launched in Q1FY24 and will offer rewards to elevate the international travel experience of customers.
The bank wants to double the current pace of half a million new credit card issuances every month
Customers are unaware of the alternatives they will get after the transfer of Citibank’s consumer business to Axis Bank
CreditVidya offers services for entire loan life cycles from origination to underwriting to collections of loans. The platform also allows customers to seek loans from its lending partners.
The latest data from the RBI showed that year-on-year outstanding growth on credit cards reached 27 percent compared to 11 percent last year.
In a communication to customers, Uni said that it will now offer a co-branded credit card, besides a product that will enable customers to avail a part of their salary in the form of an interest-free deposit in the middle of the month.
The promise of interest-free payments made BNPL products particularly attractive to credit card-wary Gen Z, who in many cases grew up watching loved ones struggle during the financial crisis
From an unscheduled RBI meet that may lead to an increase in home loan interest rates, to higher fees on card transactions, a lot is happening in November. Here is what you need to watch out for.
Make smart choices about how you spend your money to avoid a lousy aftertaste, once the festivities are over. Steps like making a festive budget, avoiding illusive offers, and not overusing credit cards will help.
Till now, the year 2022 has seen several newly launched cards. While some of these are offered in collaboration with popular brands and focus on brand-specific advantages, others are designed to give value-back across multiple brands and categories.
There are credit cards, typically super-premium ones, that charge a comparatively lower interest rate and make credit card debts less of a burden.
For all other transactions, existing interchange charges applicable on RuPay credit cards will be levied, the National Payments Corporation of India said in a circular.
The 16-digit numbers on your credit and debit will get replaced with a ‘token’ starting October 1, 2022. So, what is tokenisation, how can you tokenise your card, and how safe is it? Find out in this video
From tokenisation of cards to nominations while investing in National Pension System and mutual funds to charges introduced for paying rent using credit cards, a lot is happening in October. Here is what you need to watch out for.
Ensure timely payments of your monthly dues. This has a significant impact on your credit score, affecting your ability to obtain loans in the future. For those who have just got their first credit card, at the start of their earning careers, it can be a good tool to build a good credit score. But if you misuse it, there are repercussions