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    • Dispute on your credit card bill? A calm, step-by-step way to get it sorted

      Act fast, gather proof, and follow the right channels — you can usually resolve disputes without stress.

    • What is a cash advance on a credit card? Pros and cons explained

      A cash advance lets you pull cash from your credit card when you are short of money. It is quick, but it is usually expensive. Here’s the simple version.

    • Putting most digital payments through single rail could pose systemic risks, Mastercard’s Gautam Aggarwal

      RBI is probably the most advanced regulator, primarily because we have found that right balance of data sovereignty, nationalist pride, still allowing international players to co-exist, he adds

    • Paying with a UPI credit line vs a credit card: What actually changes at checkout

      A simple guide to how billing, limits and fees work when you switch from swiping plastic to using a credit line on UPI.

    • RuPay hits 18% credit card market share in October, thanks to UPI

      The high growth has been aided by a flurry of UPI payments-focused fintech apps launching Rupay credit cards for offline merchant transactions

    • Avoid these credit card mistakes before they cost you

      Learn how to avoid common credit card mistakes that can damage your score, pile up interest, and derail your financial goals.

    • Stop before you swipe: When a credit card is a bad idea

      Some swipes save money; others create debt and fees. Here’s when to put the card away.

    • Five simple steps to complete your credit-card application without mistakes

      A clear, user-friendly guide to help you apply for a credit card smoothly and boost your chances of approval.

    • Turn every UPI payment into rewards with your credit card

      Pay smart, earn points, and make every digital transaction work for you.

    • American Express Platinum Charge Card Review: Benefits, Fees, and Eligibility

      American Express has resumed accepting applications for its premium Platinum Charge Card, offering elite benefits, rewards, and insurance, but with a high annual fee of Rs 77,880 and strict eligibility criteria.

    • Thinking of closing a credit card? Here’s how to do it without hurting your score

      Shut a card the smart way—protect your utilization, preserve history, and keep lenders seeing a long, stable track record.

    • Forex card vs credit card: How to spend smarter on foreign trips

      A plain, practical guide to keeping fees low and rewards high when you travel.

    • Does using debit card EMI impact your credit score? Here’s what you should know

      Debit card EMIs are convenient, but they don’t always work the same way as credit-based loans.

    • 5 habits that will keep your credit card safe

      As digital payments rise, safeguarding your card is no longer optional — it’s essential

    • Why maxing out your credit card can hurt your credit score

      Using your entire credit limit might feel convenient, but it can quietly drag down your score and financial reputation.

    • UPI dominates festive payments yet again; credit cards cement e-commerce edge

      UPI volumes up 30% during Diwali; debit cards and wallets lose ground

    • Credit card in your first job: Smart move or risky choice?

      Using a credit card wisely in your first job can help build credit, manage expenses, and teach financial discipline.

    • Credit card in your first job: Smart move or risky choice?

      Using a credit card wisely in your first job can help build credit, manage expenses, and teach financial discipline.

    • The hidden charges on credit cards that you must watch out for

      Credit cards offer convenience and rewards, but understanding their hidden fees is key to avoiding unexpected costs.

    • How to choose between a personal loan and a credit card for urgent expenses

      Both have the advantage of providing instant access to money but choosing one over the other depends on your ability to pay, interest charges, and the magnitude of your requirement.

    • Understanding the credit card grace period: What every user should know

      A grace period can save you from paying interest if you know how it works.

    • Offline card transaction value down 17% this festive season as users shop online

      UPI transaction volume was lower in September, compared to August, even with the boost from lower GST rates and online festive sales

    • 5 clever ways to get the most out of your credit card on grocery shopping

      With the right approach, your daily grocery runs can help you save big and earn rewards that ease your monthly budget.

    • How to recover from credit card delinquency and protect your finances

      Late payments on your credit cards hurt your bottom line, but there are steps you can take to regain control.

    • Can you get a credit card if you don’t have a bank account?

      Alternative options like prepaid, secured, and fintech cards make it possible, but with limits and risks.

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