Credit Card

When your credit card becomes your emergency fund

Using credit cards for emergencies may feel convenient, but high interest and debt cycles can weaken long-term financial stability.

Paying your credit card bill on time? That’s only half the story

Your repayment habits matter, but how much of your limit you use can quietly shape your credit score too.

Where you should avoid using your credit card

Just because you can swipe doesn’t mean you should

How credit card rewards are being scaled back in 2026

Credit card rewards are shrinking in 2026 as banks cut cashback, perks and raise spend thresholds.

FD-backed credit cards: A simple way to start, but not as risk-free as they sound

They’re often recommended for beginners, but how you use them still matters more than the product itself

Credit cards without the stress: Simple ways to keep spending under control

Small habits can help you use credit smartly without slipping into debt.

Credit-card spending cools to 11% in FY26 amid regulatory clampdown, tighter issuance

Tighter rent payment norms, banks devaluing rewards structures and a shift towards UPI weighed on credit card spending

Are FD-backed credit cards worth it? Benefits, risks and best options

FD-backed credit cards offer easy approval, but come with trade-offs around liquidity, rewards, and long-term value.

Credit card rewards can offset expensive travel, if used right

In times of rising airfares, credit card points can significantly reduce international travel costs if used smartly

Swiping right? Here are things to know before using your credit card abroad

Most travellers assume they are simply paying the listed price when they swipe their card overseas. In reality, multiple layers of charges are applied to every international transaction

Credit card scams are getting smarter: How to spot them and protect yourself

From fake calls to payment links and phishing messages, scams are evolving fast, but a few simple habits can help you stay ahead.

Using credit card rewards for travel? Here’s how to get the most out of them

Credit card rewards can quietly add up to free flights and hotel stays, but only if you use them the right way and avoid common mistakes.

You may soon withdraw your EPF balance from ATMs, but tax rules could reduce your payout. Here's how

The ATM card can be used like a bank debit card to withdraw cash from the EPF balance as and when required

Using credit cards the right way: How to choose well and stay out of debt

Credit cards can make spending easier and even rewarding, but only if you pick the right one and use it with a bit of discipline

Can using credit cards for small UPI payments help build a better credit score?

The ease of a scan-and-pay flow can quietly push a user into overexposure that signals not financial maturity, but credit hunger

How to save on fuel expenses with credit card cashback offers

Fuel is one of those regular costs that quietly adds up. Using the right credit card can help bring that monthly bill down a little.

Pay income tax with a credit card? Check which cards offer rewards and if it’s worth it

Paying income tax via credit card may offer rewards or milestones, but transaction fees can reduce the benefit.

What to do when your credit card is stolen: A step-by-step guide

The first few minutes matter most. A quick response can limit fraud, protect your money and make the recovery process much less stressful.

Is it a good idea to use a credit card to pay school fees?

It can help with short-term cash flow, but using a credit card for school fees only works if you are confident about clearing the bill quickly.

How to teach teenagers about credit responsibly

Teenagers may not have credit cards yet, but the habits they form now can shape how they borrow, spend and manage money later in life.

How high EMIs quietly take over your salary

When loan repayments start swallowing most of your monthly income, the problem is rarely one big loan. It is usually several smaller ones piling up over time.

What is a secured credit card and who usually ends up using one

It looks like a normal credit card, but behind it there is usually a fixed deposit acting as security.

Sharing a credit card sounds easy. Here’s what can go wrong

The convenience is real, but so is the financial liability that quietly comes with it.

When a credit card balance transfer actually saves you money — and when it doesn’t

A promotional rate can shave lakhs off your interest bill — but only if you treat it like a timed repayment project, not a pause button.

When you stop paying your credit card, the clock starts ticking

It doesn’t blow up overnight. It snowballs quietly, and by the time it’s loud, the damage is already done.