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  • Why credit cards on UPI is a game changer March 24, 2023 08:07 AM IST

    Why credit cards on UPI is a game changer

    Integrating credit cards with UPI will increase the usage of cards at smaller outlets, helping one manage one’s cash flow without breaking the bank.

  • Moneycontrol review | SwipeUp, a platform that allows you to upgrade your existing cards March 23, 2023 07:18 PM IST

    Moneycontrol review | SwipeUp, a platform that allows you to upgrade your existing cards

    The person holding a credit card of other bank is eligible to apply for a lifetime free credit card on SwipeUp platform. The users get one of the AU Small Finance credit cards as upgraded option from AU Xcite series launched with three variants.

  • Fallen into a credit card debt trap? Here are strategies to pay off debt March 16, 2023 12:59 AM IST

    Fallen into a credit card debt trap? Here are strategies to pay off debt

    Several millennials are falling into credit card debt because of an expensive lifestyle. But there are some strategies to pay off credit card debt

  • Most EMIs are being paid on time, but foreclosures have risen slightly: Ambuj Chandna, Kotak Mahindra Bank March 09, 2023 07:50 AM IST

    Most EMIs are being paid on time, but foreclosures have risen slightly: Ambuj Chandna, Kotak Mahindra Bank

    Despite the pressure from rising interest rates, Kotak Mahindra Bank’s President – Consumer Assets, says the lender hasn’t seen many loan restructuring requests.

  • Credit card outstanding rises 29.6% to reach record high level in January March 07, 2023 04:37 PM IST

    Credit card outstanding rises 29.6% to reach record high level in January

    As per the latest data of the Reserve Bank, the credit card outstanding has recorded a growth of over 20 per cent in the 10 months of the current fiscal.

  • Cyber criminals use PAN details of MS Dhoni, Abhishek Bachchan, Shilpa Shetty for credit card fraud, 5 arrested March 03, 2023 09:25 AM IST

    Cyber criminals use PAN details of MS Dhoni, Abhishek Bachchan, Shilpa Shetty for credit card fraud, 5 arrested

    Some of the celebrities whose names and details were used by the fraudsters are Abhishek Bachchan, Shilpa Shetty, Madhuri Dixit, Emraan Hashmi and Mahendra Singh Dhoni, Deputy Commissioner of Police (DCP) of Shahadra Rohit Meena said.

  • CRED CEO Kunal Shah reveals his salary, explains why he draws this amount February 27, 2023 02:37 PM IST

    CRED CEO Kunal Shah reveals his salary, explains why he draws this amount

    CRED had recorded a net loss of Rs 1,279 crore in the financial year 2022.

  • Low annual fees and good value: 5 cards that top the list March 02, 2023 08:11 PM IST

    Low annual fees and good value: 5 cards that top the list

    Most of the low annual fee credit cards offer benefits in the form of cashback, reward points, discount and co-branded benefits with popular merchants.

  • HDFC Rupay credit cards can now be used for UPI Payments February 16, 2023 06:52 PM IST

    HDFC Rupay credit cards can now be used for UPI Payments

    HDFC Bank RuPay Credit Cards will be linked to a UPI ID, thus directly enabling safe, and secure payment transactions, NPCI and HDFC said in a joint statement.

  • AmEx profits fall 9%  as customers fall behind on payments January 27, 2023 10:34 PM IST

    AmEx profits fall 9% as customers fall behind on payments

    The company saw charge offs and delinquencies rise, a troubling sign for a company whose customer base is usually well-to-do and extremely creditworthy.

  • IndusInd Bank ties up with 2 foreign airlines to launch multi-brand credit card January 05, 2023 01:09 PM IST

    IndusInd Bank ties up with 2 foreign airlines to launch multi-brand credit card

    The credit card is slated to be launched in Q1FY24 and will offer rewards to elevate the international travel experience of customers.

  • HDFC Bank targets issuing one million credit cards a month December 19, 2022 07:03 AM IST

    HDFC Bank targets issuing one million credit cards a month

    The bank wants to double the current pace of half a million new credit card issuances every month

  • Some Citibank customers are confused amid transfer of services December 03, 2022 04:59 PM IST

    Some Citibank customers are confused amid transfer of services

    Customers are unaware of the alternatives they will get after the transfer of Citibank’s consumer business to Axis Bank

  • CRED to acquire lending as a service platform CreditVidya November 29, 2022 03:42 PM IST

    CRED to acquire lending as a service platform CreditVidya

    CreditVidya offers services for entire loan life cycles from origination to underwriting to collections of loans. The platform also allows customers to seek loans from its lending partners.

  • Credit card outstanding soars by 27% November 28, 2022 07:44 PM IST

    Credit card outstanding soars by 27%

    The latest data from the RBI showed that year-on-year outstanding growth on credit cards reached 27 percent compared to 11 percent last year.

  • Uni to offer co-branded credit cards, loans after RBI norms disallowed pre-paid card offering November 13, 2022 12:41 PM IST

    Uni to offer co-branded credit cards, loans after RBI norms disallowed pre-paid card offering

    In a communication to customers, Uni said that it will now offer a co-branded credit card, besides a product that will enable customers to avail a part of their salary in the form of an interest-free deposit in the middle of the month.

  • It ruined everything: 'Buy Now, Pay Later' drives Gen Z into debt November 02, 2022 06:51 AM IST

    It ruined everything: 'Buy Now, Pay Later' drives Gen Z into debt

    The promise of interest-free payments made BNPL products particularly attractive to credit card-wary Gen Z, who in many cases grew up watching loved ones struggle during the financial crisis

  • Six changes in the financial landscape this November November 01, 2022 10:18 AM IST

    Six changes in the financial landscape this November

    From an unscheduled RBI meet that may lead to an increase in home loan interest rates, to higher fees on card transactions, a lot is happening in November. Here is what you need to watch out for.

  • This Diwali, here are five hacks to plug that hole in your wallet October 24, 2022 08:54 AM IST

    This Diwali, here are five hacks to plug that hole in your wallet

    Make smart choices about how you spend your money to avoid a lousy aftertaste, once the festivities are over. Steps like making a festive budget, avoiding illusive offers, and not overusing credit cards will help.

  • Seven newly launched credit cards to watch out for October 14, 2022 08:06 AM IST

    Seven newly launched credit cards to watch out for

    Till now, the year 2022 has seen several newly launched cards. While some of these are offered in collaboration with popular brands and focus on brand-specific advantages, others are designed to give value-back across multiple brands and categories.

  • Carrying forward a balance on your credit card? Here are five low interest credit cards October 07, 2022 08:32 AM IST

    Carrying forward a balance on your credit card? Here are five low interest credit cards

    There are credit cards, typically super-premium ones, that charge a comparatively lower interest rate and make credit card debts less of a burden.

  • RuPay credit cards on UPI: Small merchants not to be charged for transactions up to Rs 2,000 October 04, 2022 04:10 PM IST

    RuPay credit cards on UPI: Small merchants not to be charged for transactions up to Rs 2,000

    For all other transactions, existing interchange charges applicable on RuPay credit cards will be levied, the National Payments Corporation of India said in a circular.

  • Tokenisation | How To Make Online Credit & Debit Card Payments Safer While Shopping September 30, 2022 07:11 PM IST

    Tokenisation | How To Make Online Credit & Debit Card Payments Safer While Shopping

    The 16-digit numbers on your credit and debit will get replaced with a ‘token’ starting October 1, 2022. So, what is tokenisation, how can you tokenise your card, and how safe is it? Find out in this video

  • Six money rules for your wallet this October October 02, 2022 04:55 PM IST

    Six money rules for your wallet this October

    From tokenisation of cards to nominations while investing in National Pension System and mutual funds to charges introduced for paying rent using credit cards, a lot is happening in October. Here is what you need to watch out for.

  • Got your first credit card? Now use it to build your credit score March 16, 2023 12:55 AM IST

    Got your first credit card? Now use it to build your credit score

    Ensure timely payments of your monthly dues. This has a significant impact on your credit score, affecting your ability to obtain loans in the future. For those who have just got their first credit card, at the start of their earning careers, it can be a good tool to build a good credit score. But if you misuse it, there are repercussions