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  • Bank of Baroda to seek investor in credit card business, says CEO Mar 09, 2021 06:12 PM IST

    Bank of Baroda to seek investor in credit card business, says CEO

    Bank of Baroda is also looking at using excess capital from international operations to bolster its domestic business, where returns are higher.

  • Never had a loan or credit card? Your credit score may still not look great Mar 02, 2021 10:10 AM IST

    Never had a loan or credit card? Your credit score may still not look great

    Not having a borrowing history and signing as a guarantor can pull down your scores. Here are five common myths on credit scores dispelled for you

  • One-year of COVID-19: Five steps to get out of that debt trap Mar 01, 2021 11:03 AM IST

    One-year of COVID-19: Five steps to get out of that debt trap

    As we complete one year with the pandemic, here are money lessons to be learnt from a real-life case

  • IDFC First Bank’s low interest credit card: Nothing attractive for a prudent user Jan 29, 2021 09:35 AM IST

    IDFC First Bank’s low interest credit card: Nothing attractive for a prudent user

    IDFC First Bank introduces credit cards with annual interest rates as low as 9 percent. But not all customers will enjoy this rate

  • All about what you should do with travel credit cards now Jan 22, 2021 10:53 AM IST

    All about what you should do with travel credit cards now

    If you don’t wish to travel despite getting vaccinated, then you might want to switch to another credit card

  • Axis Bank unveils Aura Credit Card with health, wellness benefits Jan 20, 2021 11:59 AM IST

    Axis Bank unveils Aura Credit Card with health, wellness benefits

    Sanjeev Moghe, EVP and head, cards and payments said, "Our analytics indicated a strong trend among consumers with the way they have been spending on health care products. This showed a significant increase in spend in the health and wellness categories."

  • We want to position our credit cards as the most rewarding in India for the consumers: Yes Bank Jan 06, 2021 10:35 AM IST

    We want to position our credit cards as the most rewarding in India for the consumers: Yes Bank

     At present, spends using credit cards are almost back to February 2020 levels

  • How many credit cards should you have? Dec 30, 2020 09:35 AM IST

    How many credit cards should you have?

    You can own more than one credit card, depending on your needs. But make sure you pay your dues on time

  • SBI report on rising online credit card usage: How to avoid a debt trap Dec 15, 2020 10:13 AM IST

    SBI report on rising online credit card usage: How to avoid a debt trap

    A recent report from State Bank of India suggests a massive rise in online credit card usage. If used carelessly, credit cards can wreck your finances

  • Here’s how account aggregators share financial data of customers with banks Dec 07, 2020 09:49 AM IST

    Here’s how account aggregators share financial data of customers with banks

    The account aggregator does not store or save any data transmitted between financial information providers and users  

  • RBI increases limit for transactions using contactless cards Dec 04, 2020 01:35 PM IST

    RBI increases limit for transactions using contactless cards

    These digital modes of transactions are well-suited for making payments in a safe and secure manner. The RBI has increased the limit to Rs 5000 from January

  • RBI’s diktat on HDFC Bank: What should existing customers and fresh credit card applicants do? Dec 03, 2020 04:17 PM IST

    RBI’s diktat on HDFC Bank: What should existing customers and fresh credit card applicants do?

    Existing HDFC Bank credit card holders can swipe the card at outlets and use it online for any transactions. But if you are just going to apply for a card, there will be a delay in processing your application

  • How prepaid cards can help you stay prudent with your spending Dec 03, 2020 10:34 AM IST

    How prepaid cards can help you stay prudent with your spending

    Using prepaid cards for e-commerce transactions also limits the risk of fraudulent transaction to amounts loaded

  • Paytm SBI credit card review: Should you apply? Nov 26, 2020 12:18 PM IST

    Paytm SBI credit card review: Should you apply?

    Paytm SBI Card has launched two variants, but they come with higher annual fees and fewer benefits

  • Overspent on your credit card this Diwali? Here’s how you can reduce your debt Nov 24, 2020 11:12 AM IST

    Overspent on your credit card this Diwali? Here’s how you can reduce your debt

    Diwali’s excitement may have led some of us to go overboard on spending. But if you have already overspent this festive season, there are ways to limit the burden

  • Have too many loans? Here’s the order in which you must prepay your debts Nov 19, 2020 09:08 AM IST

    Have too many loans? Here’s the order in which you must prepay your debts

    Credit card dues and personal loans are the most expensive debts. You must prepay these first if you have a surplus

  • Diwali: 6 smart money tips for shoppers Nov 13, 2020 10:00 AM IST

    Diwali: 6 smart money tips for shoppers

    Diwali shopping brings many offers and discounts. Shop all your need, but make a budget, don’t overspend. Do not accumulate debt

  • 7 Smart spending tips for the festive season Oct 29, 2020 10:34 AM IST

    7 Smart spending tips for the festive season

    This festive season, get the maximum benefit out of your credit card purchases

  • 'Interest on interest' relief | Government to waive dues between March-August, no application required Oct 28, 2020 08:28 PM IST

    'Interest on interest' relief | Government to waive dues between March-August, no application required

    This benefit will be extended for loans below 2 crore that can be availed across eight categories. The ex-gratia relief will be credited to the account of all eligible borrowers without any requirement to apply.

  • How to build a good credit profile during these challenging times Oct 27, 2020 09:48 AM IST

    How to build a good credit profile during these challenging times

    You must ensure that you make loan repayments regularly, as the moratorium period has ended

  • Festive spending: Should you opt for the no-cost EMI schemes offered by major banks? Oct 26, 2020 10:07 AM IST

    Festive spending: Should you opt for the no-cost EMI schemes offered by major banks?

    This festive season, banks are partnering with Flipkart, Amazon and offline retail stores with lucrative schemes on cards for customers. But are these really no-cost schemes?

  • Festive spending: Smart credit card moves to avoid debt traps Oct 20, 2020 09:50 AM IST

    Festive spending: Smart credit card moves to avoid debt traps

    You must always factor in your repayment capacity within the next due date before making credit card spends

  • How Google Pay allows you to make purchases without your credit card Oct 07, 2020 09:19 AM IST

    How Google Pay allows you to make purchases without your credit card

    Google Pay allows you to make payments through secure digital tokens

  • The pros and cons of paying credit card bills through third-party mobile apps Sep 29, 2020 09:42 AM IST

    The pros and cons of paying credit card bills through third-party mobile apps

    Stay alert to breach of financial data and when you redeem cashback offers while shopping from partnering merchants

  • Co-branded cards: Evaluate these factors and decide if they fit your needs Sep 23, 2020 11:28 AM IST

    Co-branded cards: Evaluate these factors and decide if they fit your needs

    Their suitability largely depends on the consumer’s spend habits, lifestyle and brand loyalty, if any

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