Credit Card

A plain, practical guide to keeping fees low and rewards high when you travel.

Does using debit card EMI impact your credit score? Here’s what you should know

Debit card EMIs are convenient, but they don’t always work the same way as credit-based loans.

5 habits that will keep your credit card safe

As digital payments rise, safeguarding your card is no longer optional — it’s essential

Why maxing out your credit card can hurt your credit score

Using your entire credit limit might feel convenient, but it can quietly drag down your score and financial reputation.

UPI dominates festive payments yet again; credit cards cement e-commerce edge

UPI volumes up 30% during Diwali; debit cards and wallets lose ground

Credit card in your first job: Smart move or risky choice?

Using a credit card wisely in your first job can help build credit, manage expenses, and teach financial discipline.

Credit card in your first job: Smart move or risky choice?

Using a credit card wisely in your first job can help build credit, manage expenses, and teach financial discipline.

The hidden charges on credit cards that you must watch out for

Credit cards offer convenience and rewards, but understanding their hidden fees is key to avoiding unexpected costs.

How to choose between a personal loan and a credit card for urgent expenses

Both have the advantage of providing instant access to money but choosing one over the other depends on your ability to pay, interest charges, and the magnitude of your requirement.

Understanding the credit card grace period: What every user should know

A grace period can save you from paying interest if you know how it works.

Offline card transaction value down 17% this festive season as users shop online

UPI transaction volume was lower in September, compared to August, even with the boost from lower GST rates and online festive sales

5 clever ways to get the most out of your credit card on grocery shopping

With the right approach, your daily grocery runs can help you save big and earn rewards that ease your monthly budget.

How to recover from credit card delinquency and protect your finances

Late payments on your credit cards hurt your bottom line, but there are steps you can take to regain control.

Can you get a credit card if you don’t have a bank account?

Alternative options like prepaid, secured, and fintech cards make it possible, but with limits and risks.

The hidden dangers of paying only the minimum on your credit card

Paying only the minimum due may seem convenient, but it can trap you in long-term debt.

Credit card phone scams: How fraudsters trick you and ways to stay safe

Rising cases of phone-based fraud highlight why you should never share sensitive details like OTPs or CVVs with anyone claiming to be from your bank.

What happens when your credit card expires and how to avoid issues as you await a replacement

When your credit card is expiring, it doesn't close your account — but it does mean taking timely steps to avoid disruption.

Is it wise to get a second credit card? What borrowers should know

Having a second card makes you more financially free, but watch out for the traps if used foolishly.

Flipkart SBI Credit Card: Worthwhile addition for frequent online shoppers?

SBI Card and Flipkart launch co-branded credit card offering up to 5 percent cashback on Flipkart and Cleartrip transactions, and 7.5 percent cashback on Myntra purchases.

Retired Bengaluru banker sues Axis Bank over credit card problems, wins Rs 7,000

Axis Bank admitted to a lapse in its internal process, citing a 'technology gap' that led to the old card being deactivated before the new one was delivered and activated.

What happens when your credit card expires?

When your credit card expires, it doesn’t mean your credit history ends. Here’s what really happens and how it impacts your finances.

Powered by quick commerce, online credit card payments set to surpass offline transactions

Shift towards UPI for small payments have also led to the decline of credit cards use at offline outlets

How to use your credit card to build a savings plan

A credit card can be used to do more than cash out—enjoyably, it can be an avenue towards establishing a savings plan if used wisely.

Maximize your premium credit card: 4 smart strategies for real value

To maximize premium credit cards, strategically leverage your rewards and limit spending.

Credit card spending rises 6% in July to Rs 1.94 lakh crore, shows RBI data

The data also showed that new credit card issuance increased by 4.26 lakh to 11.1623 crore in July.