opinion

How to protect your credit score while using multiple credit cards

If you have multiple credit cards, you need to manage each of their payment cycles systematically.

Government subsidy on home loans: How to evaluate options on lenders?

This scheme is on the home loan subsidy, and hence let us be careful as to which lenders are authorised by the Indian government to process such subsidised loans.

Donald Trump’s new plan may create hurdles for PM Modi’s Start-Up India

With the US becoming a 15 percent corporate tax nation, PM Modi will find hard to stop an out flux of India’s new generation of tech startups towards the Trump land

Markets unconvinced by Donald Trump’s tax wish list

The skeletal outline of a tax package unveiled at the White House in a single-page statement filled with bullet points, was less a plan than a wish list.

Which are better options to invest in gold other than physical gold this Akshaya Tritiya

Gold investors are advised to allocate primarily through the gold bonds and/or through Gold ETFs

 FDI rigmarole for agricultural land in construction projects

While this sector provides excellent investment opportunities, India’s foreign direct investment (FDI) regime for the construction development sector is embroiled with issues

Gold to benefit from safe haven buying; recommend buying on dips

The Indian gold market has been on a roller coaster ride in the last few months but things are improving.

Market looks overvalued and it’s nearly May: Should we sell and go away?

Nifty 50 seems to be moving towards its peak PE ratio. But Nifty 500 PE ratio surely seems to be indicating that it is bubble time and a new peak has been reached!

How to save taxes on a home loan

Starting FY 2017-18, maximum loss set off from a rented house property against remaining income is limited to Rs 2 lakh.

Are insurers marketing themselves effectively?

The insurance industry has already cracked the best ways to market to the ‘unconnected’ generation - the ones without their phones and laptops.

How to benefit from investments in tax saving mutual funds

Apart from creating wealth over the long term, there is also an important tax benefit that you get when you invest in an ELSS.

In RIL Q4, focus on telecom and project commissioning

For the consolidated numbers for the fourth quarter of FY17 – the 45 percent growth in revenue was driven by 50 percent and 26 percent growth in refining and petrochemicals respectively.

H-1B lottery: Why a loss for Infosys, Cognizant will be a gain for tech startups

As the US moves from a lottery based H-1B system, startups from across the world headquartered in the US are going to benefit more

1001 Startup Ideas – Social Network for Doctors

The startup idea is to establish a social network for doctors. The platform will connect doctors to discuss the symptoms and arrive at a diagnosis.

Benchmarking: Not just something for your advisor to know

Is your financial advisor delivering what you expect? And, why you need to be abreast with the technique of benchmarking.

Real Estate Regulation Act: How it will change the paradigm

RERA has been announced with the aim of increasing transparency and standardization in the real estate industry and its various stakeholders including buyers, developers, brokers and investors.

5 macro triggers which suggest that this bull run has more steam left

Fundamentals from here are expected to improve substantially owing to internal consumption and infrastructure-driven growth.

Why you must have a credit score

If your credit score is zero, it means you do not have a credit history. With no credit history, banks have no data to assess your repayment behaviour and you will be profiled as a ‘risky’ prospect.

Blind men and an elephant: Need for consensus in Indian commercial real estate

Gaps in the Indian real estate research are highlighted in this write up.

Ten things to check before buying your dream home

Here is a list of factors that make your home a dream home

Rating agency default study: What is in it for investors?

Till date, no long term instrument rated AAA by CRISIL has ever defaulted. For instruments rated AA, the average 3-year default rate is less than 1 percent, which means if you hold an instrument rated AA+ or AA or AA- for 3 years, on an average, the incidence of default has been less than 1 percent.

Fintechs here to stay; banks, NBFCs, must find opportunities to work with them

NBFCs are a perfect fit for emerging Fintech start-ups as they offer far more agility and flexibility when compared to many of their banking counterparts.

India Real Estate: The impact of transit-oriented development

TOD has the power to transform the future of Indian cities