
In case you sign the dotted line to become a guarantor, not only will you be liable to pay off the loan in case of a default, but your own borrowing capacity would reduce and your credit too will come down if the primary borrower defaults.

Futures provide a linear payoff while Options are non-linear which creates multiple scenarios. Before taking a trade the base analysis is generally on the underlying and then a strategy can be formed in Futures & Options (F&O). The question is how to differentiate between both and when to choose Buying Options over Futures?

The rewards are easy to list – wealth creation accelerates, new businesses and business models emerge and enhance learning while the pitfalls are harder to spot - you do not know when the party will end, people forget that markets are cyclical and hence every idea has to be a multibagger.

These plans are best for those with flexible income patterns

Each IPO will need to be evaluated on bottom-up basis irrespective of market sentiment to make money. Sharper scrutiny and greater long-term focus is required to make consistent money through IPOs.

Slowly, cryptocurrencies are coming under the regulatory net in order to check misuse.

India is looking to double farmer income by the 2022, a plan which many experts feel is ambitious. Yet, with proper implementation of rural reforms, the target may still be within reach.

When you are young and healthy, your risk to health insurance companies would be less and hence premium would be lower.

From experimentation of use cases on the Block chain technology, AI and Machine Learning to bolstering operations through Bots, the industry is today geared to embrace challenges

Historically, our markets have traded at a PE ratio of 19x, the current 26x we are fluctuating around is high and has in the past ushered in periods of sustained underperformance.

Nifty Smallcap Index rallied an enormous 57% in the year 2017 making it fourth straight year of gains.

The recent Gujarat state poll was a wakeup call of sorts for the BJP as the rural economy again sided with the party which was willing to give more freebies. However, the government seems to have an answer to the problem, with a little help from the MP government.

Policyholders are usually unware of the policies sold until the time of the renewal when reminders are sent.

Equity savings funds invest more than 65 percent of their corpus in equity and are thereby treated at par with equity funds for taxation

Financial resolutions made during beginning of the New Year can determine the shape of your short and long term financial objectives.

The global GDP growth is expected to accelerate in 2018 as compared to 2017. On back of this strong growth built-up expect central banks in developed nations to remove monetary stimulus provided in last 7-8 years.

The year 2017 provided a multiple entry-point for the investor to trade off with a good deal regardless of market hitting all-time-highs, whereas government kept the market participant busy with major structural reforms.

While the cause of the fire has yet not been identified, it is believed to have started off at some under-construction site of the restaurant which is at the roof of the building.

The challenges for the CCI will be to continue to identify ways in which the administrative burden placed on notifying parties can be reduced

We expect 2018 to witness continuation of both structural reforms as well as on-ground changes

Cartels are usually charged with colluding to inflate prices of products and services. Rarely are they accused of trying to deflate something. Also, information technology would be the last sector you would imagine to be part of such a devious arrangement.

Travel credit cards offer multiple benefits in the form of discounts and reward points. Read the fine print before signing up for one.

Company’s strong presence in duopoly market (Phthalic anhydride), diversification to value added products, capacity expansion plans and a healthy balance sheet makes it an interesting business to look at.

The solution to uncertain cash flows, from middle ages to the times of Miller & Modigliani, has come through risk capital.

2017 lived up to the expectation and saw a string of regulatory changes and announcements