Startup Street: In God we trust – Startups riding the faith wave
Convincing investors that these businesses have long-term sustainability—especially in a market that can sometimes be seen as niche or fringe—can be difficult
Bank of America survey finds India remains off investors’ radar
The Asia fund manager survey found most participants seeing a further decline in the Indian equity markets
Can HDFC Bank lift loan growth from the dumps without harming its book?
Thinning spreads are making wholesale loans bland and credit risk is keeping retail too hot to handle
Quick Take | HUL results show FMCG urban consumption malaise continuing
The near term outlook remains tough with consumption expected to moderate and EBITDA expected at the lower end of its 23-24 percent guidance
From Promise to Performance: India's insurance sector is poised for growth
India's insurance sector is poised for growth, driven by rising GDP, proactive regulations, technological advancements, and innovations. Initiatives like Bima Trinity and increased FDI limits are crucial, while technology and hyper-personalisation will enhance customer experience, aiming for 'Insurance for all by 2047.'
A three-cornered Budget thrust likely to leave RBI cleaning up the mess
The government wants banks to push more credit to underserved segments, but that would mean the RBI’s work on delinquencies becomes challenging
SEBI's new guidelines for financial advisors make it unviable to do business
There is concern that the new and cumbersome regulations will lead some RAs to either shut down their operations or make side deals with their clients that fall outside the regulator's oversight.
Punjab’s farmers need a price stabilisation mechanism to move away from paddy
The demand for a legal right to realise MSP for all the crops for which it is declared by the Union Government may be hard to accept in a hurry, but it may be a good idea to explore other means to reduce fluctuation in prices of major crops. This will help all farmers.
Union Budget 2024-25: Accelerating India's infrastructure growth
The Union Budget 2024-25 aims to address challenges in infrastructure by boosting private sector participation, enhancing safety, promoting sustainability, and improving integrated planning. Expect the Union Budget to stick to high infrastructure spending
Trump’s executive orders will disincentivise US industry, boost China
The exit from the Paris Agreement and ending support to EVs risks leaving US auto-makers behind and climate change mitigation-related technology, cementing China’s lead in these markets
Donald Trump threatens to double tax rates for foreign nationals, companies
President orders officials to draw up retaliatory measures against ‘extraterritorial’ taxes
India’s AI Moment: Seizing the future of innovation
The rise of autonomous AI agents marks a transformative shift in business processes. India’s combination of technical talent, cost advantages, and a robust IT services legacy positions it to lead in this AI revolution, creating significant opportunities for startups.
What Union Budget 2025 can do for the auto sector
The Budget must consider lowering tax rates on other clean technologies, like hybrid vehicles which are taxed at 28 percent. Hybrids could act as a bridge between ICE and EV adoption
From Trade Facilitation to Trade Promotion: Expectations of EXIM Trade from Budget 2025
With policy continuity expected, the upcoming Budget will be keenly watched for bold announcements on government’s intent for tackling challenging times ahead
Trump 2.0: Great Disorder Under Heaven
Behind all the bombast, behind all the tough talk and aggressive posturing, is the imperative to preserve America’s hegemony and its economic dominance
Budget Snapshot | No pressing need to capitalise PSBs in this Budget
The RBI rules require banks to maintain a minimum Capital to Risk-Weighted Assets Ratio (CRAR) of 11.50%. This requirement applies to credit risk, market risk, and operational risk. As the chart shows, most PSBs have a CRAR of 16% and above
A decade on, Sukanya Samriddhi Yojana emerges as a clear winner
SSY has the EEE tax benefit available to PPF, which provides attractive post-tax returns in the backdrop of negligible risk. It offers parents a good option to provide a solid investment for their daughter. In its category, SSY is a highly attractive investment product.
Driving the future: Navigating 2025 for the Indian automobile industry
Indian manufacturers must contend with stiff competition from global automotive players, demanding continuous innovation and strategic collaborations to maintain a competitive edge
All hail Captain Vijayan, Kerala’s ‘Red Guardian’
Encouraging a personality cult is the common thread running through Indian political parties, regardless of ideology. CPI-M was a rare exception, opting for a collective framework of decision making. Now, on the verge of near electoral irrelevance, the party has joined the mainstream in its last bastion, Kerala. Pinarayi Vijayan has converted electoral success into the building of a personality cult, reminiscent of a particular era in the Soviet Union
India’s third shot at tax reform mustn’t miss the target
While the middle class hopes for urgent relief, New Delhi wants more people to pay taxes. The new code needs to do a balancing act
Quick Commerce’s need for speed poses risks to key stakeholders
Blinkit’s expansion plans signal a race to get to the top in the quick commerce market. Investors seem to be worried it may turn into a race to the bottom instead
Trump’s trade-offs
Trump likes tariffs and tariff threats. Investors, on the whole, do not. At some point the time for posturing will end and the time for policy will begin
Fali Nariman’s acute observations are a launch pad for research on Constitutional issues
An anthology of writings and speeches of the eminent jurist, who passed away last year, contain insightful observations on perennial issues such as corruption and contempt of court. They will continue to be a reference point of many a debate on legal issues
New Budget to focus on fiscal prudence and growth
With high global uncertainty and moderated domestic growth, the Government of India is expected to continue fiscal consolidation while focusing on capital expenditure to boost infrastructure. Projections suggest a modest fiscal deficit reduction, tax revenue growth, and strategic debt management
Trump 2.0: Can India-US trade ties bet on Musk momentum?
Elon Musk favours lowering trade barriers to increase two-way commerce between New Delhi and Washington
