Using your pension fund for long-term savings? Learn about PPO number and how to retrieve it

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The Pension Payment Order (PPO) number is a unique 12-digit code issued by the Employees' Provident Fund Organization (EPFO) to pensioners. This number is crucial for managing all pension-related services, including checking pension status, downloading payment slips, and updating personal details. It also plays a key role when transferring pension payments from one bank to another. Learn how to find your PPO number through the EPFO website or the UMANG mobile.

A PPO number is a unique 12-digit code given to each pensioner by the Employees’ Provident Fund Organization (EPFO). It’s used for all transactions and communication related to pension payments. The PPO number is made up of the issuing authority’s code, the year of issue, a sequence number, and a final digital code.

Why the PPO Number Matters:

The PPO number helps manage pension-related services, but you can’t use it directly for transferring funds. You’ll need to submit a request to your bank (or pension agency) if you want to transfer pension payments, and they may ask for your PPO number for verification.

A PPO number is also mandatory if you want to receive your Employee Pension Scheme (EPS) pension after transferring your account from one bank to another. Remember that the EPS is different than the EPF, and is designed to provide pension to EPF subscribers only after retirement.

With this number, you can:

• Check your pension status and payment details online.
• Download your pension slips.
• Update your personal details or file complaints.

If you've misplaced your PPO number, retrieving it is a simple process via the EPFO website or the Umang mobile app. Here are the steps:

• Via the EPFO Website:
• Visit the EPFO website.
• Go to “Online Services” → “For Employees” → “Pensioners’ Portal.”
• Choose “Know your PPO number” and enter your PF account number and bank account number.

• Install the UMANG app.
• Search for “EPFO” and select “Services.”
• Choose “Know your PPO number” and provide the necessary details.

So, if you are looking to benefit from pension in your golden years, knowing your PPO number and keeping it handy will be useful. Always keep your PPO number safe and your contact details updated with the EPFO, so you don’t miss important updates.