Should home-based freelancers consider cyber insurance?
Cyber threats can wipe out data, stall projects, and hurt reputations — insurance offers a safety net.
I-T relief for employees working overseas: No jail for not reporting low-value foreign assets
In line with Budget 2024’s announcement to waive the penalty for non-disclosure of low-value foreign assets of up to Rs 20 lakh, the I-T department has decided to eliminate prosecution provisions as well
NRI taxation: Do you need to file a return in India for mutual fund capital gains?
Understanding when NRIs have to file a return prevents surprises and simplifies compliance.
Interest rates on car loans: Top PSU and private banks offer competitive deals
Car loan interest rates vary with the banks, with banks like Punjab National Bank and Union Bank of India offering competitive rates starting from 7.80% and 7.90% respectively.
Smart investing for grandchildren: Plan for their higher education without financial stress
Grandparents can invest in mutual funds in the name of their minor grandchild . Once the child turns 18, the investment can be transferred in their name.
Trusts vs wills: How India's wealthy are preparing for generational shift?
India's wealthy families are increasingly adopting trusts for estate planning due to their discretion, control and ability to bypass probate, while wills offer simplicity and flexibility for simpler estates
Lost credit card? Steps to protect yourself from fraud in India
It's stressful to lose a credit card, but prompt, orderly action can avoid fraud, limit liability, and speed recovery.
GST exemption on insurance may not cut premiums without input tax credit, say experts
The additional cost from input credit reversal will likely be factored into the pricing of insurance policies, offsetting a large part of the intended relief for customers, they say
Income tax filing: What salaried taxpayers should remember
Income tax filing for salaried taxpayers looks so easy, but omitting a few items can lead to errors, delays, or penalties. Reading the instructions first makes processing more convenient and refunds quicker.
Gold rate today: Yellow metal rebounds, check the latest rates in your city on August 21
Gold rate today: Gold's October contracts on the Multi Commodity Exchange of India (MCX) opened at Rs 99,159 per 10 grams today.
Why aggressive hybrid mutual funds could boost your long-term wealth
Aggressive hybrid funds mix equity and debt in one portfolio with the aim to deliver high growth with a cushioning of stability. For risk-takers who make prudent bets, they can be a powerful wealth-building tool.
Multi-factor funds explained: Are they the right fit for your portfolio?
Blending value, momentum, and other factors, these funds aim to balance risk and reward over the long term.
High-yield fixed deposits: Small finance banks are offering attractive interest rates on 3-year FDs
Small Finance Banks offer higher interest rates on fixed deposits compared to traditional banks. Suryoday Small Finance Bank tops the list at 7.75 percent
Here's how your Employee Provident Fund can beat equity
PF is arguably one of the best investments a salaried person can make — stable, tax-efficient, and effortless — and can even top equity returns
Juggling US’ IRS and India’s I-T dept: How Indians investing in US stocks are taxed
Investing in US stocks as an Indian resident isn't just about picking the right companies — you need to be aware of the tax nuances as well. While the India-US DTAA provides relief from double taxation, compliance requires correct documents and timely filing
How safe is your data when applying for a personal loan online?
Online loans are quick and convenient, but protecting your sensitive financial details requires caution.
IDFC First Bank's co-branded credit card with IndiGo: Should you apply?
The IndiGo IDFC FIRST Credit Card offers rewards in IndiGo BluChips, travel perks, and insurance covers, but has limitations like lack of lounge access and low returns on spends
World Senior Citizen's Day: Smart financial decisions for a comfortable retirement
Senior citizens can secure their retirement finances by organising investments, creating a realistic cash flow plan, managing medical expenses, and being cautious of potential scams and financial frauds.
Should one prioritise settling high-cost loans? It depends
Debt repayment strategies like the avalanche or snowball methods may not work for multiple loans; a customised plan considering interest rates, tenure and EMI is more effective for loan prepayment.
Credit card traps: Mistakes that trap you in debt and how to prevent them
Responsible use of a credit card requires self-discipline—little errors can inflate into serious financial burdens if not watched.
10 common retirement-planning mistakes and how to avoid them
For most, building a self-sufficient life after retirement is more a hazy aspiration than a concrete plan. Saving money is only the start. Investing right will decide the course of your financial journey and goal
Closing an unused credit card: What it does to your credit score
Closing a unused card seems like cleaning up your finances, but it can affect your credit report in the wrong ways.
Gold rate today: Yellow metal falls below Rs 98,600-mark on MCX, check the latest rates in your city on August 20
Gold rate today: Yellow metal's October contracts on the MCX opened at Rs 98,742 per 10 grams today.
Simple steps to boost your credit score before taking a personal loan
A strong credit score is your ticket to faster loan approvals and better interest rates.
