Personal Finance

What should be the ideal income, credit score to buy Rs 40-lakh flat in Tier 2 city

With the right preparation, approvals become faster, terms improve, and the path to home ownership becomes significantly smoother.

How to claim tax benefit on let-out property under the new tax regime, and what gaps still remain

The new tax regime has undeniably reduced the scope for blatant tax arbitrage. The system today is far more balanced than before

Can I get a personal loan if I work for a startup or unregistered company?

Working at a startup or an unlisted company doesn’t automatically prevent you from getting a personal loan. Maintaining good financial discipline can improve your chances of quick approval and better loan terms.

Buying life insurance? Know the difference between term and traditional plans

Both offer life cover, but they work very differently. Choosing the right one depends on what you actually need from insurance.

Your gold is probably uninsured. Should you be worried?

We lock it up, we worry about it, we pass it down generations. But very few of us actually insure it.

Why the RBI could press pause for now

RBI may pause in April as global uncertainties raise inflation risks while growth concerns limit room for aggressive policy action.

FY27 money reset: Simple rules that actually keep your finances on track

You don’t need a complicated plan. A few disciplined habits can make the difference between drifting and moving forward.

Free health cover after 70: How the Ayushman Bharat Vaya Vandana Card works

linked to the Ayushman Bharat database, which is based on certain socio-economic criteria. The first step is to check whether you’re already eligible in the system.

Lost your second car key? Delhi commission ruling could decide your insurance claim

The insurer had denied the claim, citing a violation of a policy condition of the Standard Form for Private Car Package Policy:

YEIDA launches new residential plot scheme in Yamuna Expressway area; check dates, payment options and key details

Any Indian citizen aged 18 years or above can apply under the scheme, but only one plot is allowed per family, including spouse and dependent children

RBI likely to hold rates in April Policy: What does it mean for home loan borrowers

With the April policy aligning with the start of the new financial year, this is a good time to review loan structure, prepayment options, and repayment strategy.

How many times can you extend your PPF account after maturity?

Extending your PPF account helps you continue earning tax-free interest while keeping your savings safe

Who really inherits your assets? Why nominee and legal heir are not the same

Naming a nominee is not the same as deciding who owns your money. Understanding the difference can prevent serious disputes later.

Largecap valuation reset: Here are funds that have delivered steady returns over 5 years

Largecap funds are have given steady returns as valuations soften, backed by strong business fundamentals and consistent performance.

Where you should avoid using your credit card

Just because you can swipe doesn’t mean you should

Bitcoin retreats after hitting $70K as geopolitical tensions weigh on investor sentiment

Bitcoin is holding above structural support; however, a sustained move higher will likely require consistent ETF inflows and supportive macro data.

Petrol, diesel prices today, April 7: Any change in fuel rates today? Check latest city-wise prices

Petrol and diesel prices remain unchanged across major cities, extending the ongoing trend of stability in fuel rates.

Inherited shares but don't know cost details? Here’s how to calculate capital gains and gift them

Since your wife does not have cost and date of acquisition details of the inherited shares, she has the option to take the market price of these shares on January 31, 2018 to compute LTCG

Gold, Silver Rates Today (Apr. 7) - Highlights: Gold declines near Rs 1.50 lakh on MCX, silver 0.29% down; precious metals outlook?

Bullion traded marginally higher on early April 7 trade amid profit-taking from the recent high.

ITR forms now have separate disclosure for F&O turnover

New reporting fields aim to standardise disclosure, improve tax compliance, and help taxpayers accurately set off and carry forward F&O losses

Should you go with a mutual fund or NPS scheme for retirement planning?

Experts say treating NPS and mutual funds as alternative solutions is the fundamental mistake most investors make

How taxation on gifting mutual funds and stocks works

Tax on gifted stocks and mutual funds depends on who you gift to, how much you gift, and when the receiver sells them

Insurance extras explained: What riders and add-ons really mean for your cover

 They sound similar, but riders and add-ons work differently and choosing the right one can change how well your policy protects you.