Looking to book an FD? Here are the best rates being offered by banks

FD

• RBI keeps repo rate unchanged at 5.25 percent, maintains neutral stance
• Suryoday Small Finance Bank offers FD rates up to 7.90 percent per annum
• SBM Bank India offers FD rates up to 7.30 percent per annum among private banks

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The Reserve Bank of India (RBI) left the repo rate unchanged at 5.25 percent in its first bi-monthly policy review of 2026, keeping the stance "neutral" while signalling a long pause.

With the repo rate unchanged, depositors should review the latest FD rates offered by different banks before making investment decisions. Suryoday Small Finance Bank is offering up to 7.9 percent per annum and SBM Bank India 7.3 percent, among the highest in the market.

Small finance banks

Suryoday Small Finance Bank is offering fixed deposit interest rates of up to 7.90 percent per annum, for deposit tenures ranging between 1 year and 5 years.

Jana Small Finance Bank is offering fixed deposit interest rates of up to 7.77 percent per annum, for deposit tenures between 1 year and 5 years.

Slice Small Finance Bank is offering fixed deposit interest rates of up to 7.75 percent per annum, for deposit tenures between 1 year and 5 years.

ESAF Small Finance Bank is offering fixed deposit interest rates of up to 7.60 percent per annum, across deposit tenures of 1 year to 5 years.

Utkarsh Small Finance Bank is offering fixed deposit interest rates of up to 7.50 percent per annum, for deposit tenures ranging from 1 year to 5 years.

Ujjivan Small Finance Bank is offering fixed deposit interest rates of up to 7.45 percent per annum, for tenures ranging between 1 year and 5 years.

Here is a list curated on FD rates offered by Small Finance Banks, according to Paisabazaar.com

Private sector banks

SBM Bank India is offering fixed deposit interest rates of up to 7.30 percent per annum, for deposit tenures between 1 year and 5 years.

Jammu & Kashmir Bank is offering fixed deposit interest rates of up to 7.25 percent per annum, for deposit tenures between 1 year and 5 years.

Bandhan Bank is offering fixed deposit interest rates of up to 7.20 percent per annum, for deposit tenures between 1 year and 5 years.

RBL Bank is offering fixed deposit interest rates of up to 7.20 percent per annum, for deposit tenures ranging from 1 year to 5 years.

DCB Bank is offering fixed deposit interest rates of up to 7.15 percent per annum, across deposit tenures between 1 year and 5 years.

Tamilnad Mercantile Bank is offering fixed deposit interest rates of up to 7.10 percent per annum, for deposit tenures between 1 year and 5 years.

Here is a list curated on FD rates offered by Private Sector Banks, according to Paisabazaar.com

Public sector banks

Bank of India is offering fixed deposit interest rates of up to 6.70 percent per annum, for deposit tenures between 1 year and 5 years.

Indian Overseas Bank is offering fixed deposit interest rates of up to 6.60 percent per annum, across deposit tenures between 1 year and 5 years.

Union Bank of India is offering fixed deposit interest rates of up to 6.60 percent per annum, for deposit tenures between 1 year and 5 years.

Canara Bank is offering fixed deposit interest rates of up to 6.50 percent per annum, across deposit tenures between 1 year and 5 years.

Bank of Baroda is offering fixed deposit interest rates of up to 6.45 percent per annum, for deposit tenures between 1 year and 5 years.

State Bank of India is offering fixed deposit interest rates of up to 6.45 percent per annum, for deposit tenures between 1 year and 5 years.

Here is a list curated on FD rates offered by Public Sector Bank, according to Paisabazaar.com

Foreign Banks

Deutsche Bank is offering fixed deposit interest rates of up to 7.00 percent per annum, for deposit tenures between 1 year and 5 years.

Standard Chartered Bank is offering fixed deposit interest rates of up to 6.60 percent per annum, for deposit tenures ranging from 1 year to 5 years.

HSBC Bank is offering fixed deposit interest rates of up to 5.50 percent per annum, for deposit tenures between 1 year and 5 years.

Here is a list curated on FD rates offered by Foreign Banks, according to Paisabazaar.com