SBI Medium Duration Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 50 (Category Avg - 41.54) | Modified Duration 3.08 Years (Category Avg - 3.37)| Yield to Maturity 7.50% (Category Avg - 7.21%)

Portfolio Summary (as on 30th Nov,2025)

Security Type	% Weight	Category Average
GOI	20.88%	33.32%
CD	0.00%	1.88%
CP	0.00%	0.13%
NCD & Bonds	67.73%	52.89%
PTC	3.66%	3.26%

Category - Medium Duration Fund

Security Type	% Weight	Category Average
Government Backed	20.88%	33.32%
Low Risk	65.98%	55.44%
Moderate Risk	5.41%	2.73%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Medium Duration Fund

Debt holding in Portfolio (as on 30th Nov,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			6904.61	9.94%	6.65 Cr
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	4330.69	6.24%	42.50 k
Bond - Govt of India	GOI	Other			3439.48	4.95%	3.35 Cr
Bond - Godrej Properties Ltd.	NCD & Bonds	Residential, commercial projects	LAA+	ICRA	3041.92	4.38%	30.00 k
Bond - Avanse Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	CARE AA-	CARE	2510.94	3.62%	25.00 k
Bond - Govt of India	GOI	Other			2442.74	3.52%	2.50 Cr
Bond - ReNew Solar Energy (Jharkhand Five) Private Ltd.	NCD & Bonds	Power generation	CARE AA	CARE	2285.65	3.29%	24.00 k
Bond - Yes Bank	NCD & Bonds	Private sector bank	AA-	CRISIL	2243.47	3.23%	2.25 k
Bond - Aditya Birla Real Estate Ltd.	NCD & Bonds	Paper & paper products	AA	CRISIL	2229.55	3.21%	22.00 k
Bond - Jtpm Metal Traders Pvt Ltd.	NCD & Bonds	Trading - metals	AA	CRISIL	2055.42	2.96%	20.00 k
Bond - Renserv Global Pvt Ltd.	NCD & Bonds	Other electrical equipment	CARE A+	CARE	2051.56	2.95%	20.50 k
Bond - Rural Electrification Corporation Limited	NCD & Bonds	Financial institution	AAA	CRISIL	2047.93	2.95%	20.00 k
Bond - Motilal Oswal Finvest Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AA	CRISIL	2023.40	2.91%	20.00 k
Bond - HG Infra Engineering Ltd.	NCD & Bonds	Civil construction	LAA-	ICRA	1805.97	2.60%	18.00 k
Bond - GMR Airports Ltd.	NCD & Bonds	Airport & airport services	A+	CRISIL	1581.33	2.28%	15.50 k
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	1564.32	2.25%	15.00 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	1500.15	2.16%	15.00 k
Bond - Tata Power Renewable Energy Ltd.	NCD & Bonds	Power generation	LAA+	ICRA	1435.21	2.07%	14.00 k
Bond - Shivshakti Securitisation Trust	PTC	Ptc	AAA	CRISIL	1268.69	1.83%	125.00
Bond - Siddhivinayak Securitisation Trust	PTC	Ptc	AAA	CRISIL	1268.67	1.83%	125.00
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	1020.50	1.47%	10.00 k
Bond - Power Finance Corporation Ltd.	NCD & Bonds	Financial institution	AAA	CRISIL	1018.52	1.47%	10.00 k
Bond - Torrent Power Ltd.	NCD & Bonds	Integrated power utilities	AA+	CRISIL	850.88	1.23%	850.00
Bond - Aadhar Housing Finance Ltd.	NCD & Bonds	Housing finance company	LAA	ICRA	805.97	1.16%	8.00 k
Bond - Small Industries Development Bank Of India	NCD & Bonds	Financial institution	AAA	CRISIL	773.20	1.11%	7.50 k
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	765.73	1.10%	750.00
Bond - Chalet Hotels Ltd.	NCD & Bonds	Hotels & resorts	AA-	CRISIL	757.74	1.09%	7.50 k
Bond - Ashoka Buildcon Ltd.	NCD & Bonds	Civil construction	CARE AA-	CARE	752.21	1.08%	7.50 k
Bond - Ashoka Buildcon Ltd.	NCD & Bonds	Civil construction	CARE AA-	CARE	701.94	1.01%	7.00 k
Bond - Godrej Seeds and Genetics Ltd.	NCD & Bonds	Other agricultural products	AA	CRISIL	649.29	0.93%	6.50 k
Bond - Godrej Seeds and Genetics Ltd.	NCD & Bonds	Other agricultural products	AA	CRISIL	649.12	0.93%	6.50 k
Bond - Godrej Seeds and Genetics Ltd.	NCD & Bonds	Other agricultural products	AA	CRISIL	648.77	0.93%	6.50 k
Bond - Godrej Seeds and Genetics Ltd.	NCD & Bonds	Other agricultural products	AA	CRISIL	648.69	0.93%	6.50 k
Bond - JM Financial Asset Reconstruction Co.	NCD & Bonds	Financial institution	LAA-	ICRA	588.63	0.85%	23.50 k
Bond - Torrent Power Ltd.	NCD & Bonds	Integrated power utilities	AA+	CRISIL	512.78	0.74%	500.00
Bond - NJ Capital Pvt. Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAA-	ICRA	497.12	0.72%	5.00 k
Bond - Govt of India	GOI	Other			499.15	0.72%	50.00 L
Bond - Govt of India	GOI	Other			495.72	0.71%	50.00 L
Bond - Astec Lifesciences Ltd.	NCD & Bonds	Pesticides & agrochemicals	LAA-	ICRA	494.52	0.71%	4.90 k
Bond - Govt of India	GOI	Other			465.08	0.67%	45.00 L
Bond - Torrent Power Ltd.	NCD & Bonds	Integrated power utilities	AA+	CRISIL	450.60	0.65%	430.00
Bond - Power Grid Corporation of India Ltd.	NCD & Bonds	Power - transmission	AAA	CRISIL	298.39	0.43%	3.00 k
Bond - Torrent Power Ltd.	NCD & Bonds	Integrated power utilities	AA+	CRISIL	261.45	0.38%	2.50 k
Bond - Bharti Telecom Ltd.	NCD & Bonds	Telecom - equipment & accessories	AAA	CRISIL	258.92	0.37%	2.50 k
Bond - Motilal Oswal Home Finance Ltd.	NCD & Bonds	Housing finance company	LAA+	ICRA	253.84	0.37%	2.50 k
Bond - Govt of India	GOI	Other			255.86	0.37%	25.00 L
Bond - Eris Lifesciences Ltd.	NCD & Bonds	Pharmaceuticals	AA	FITCH	252.75	0.36%	2.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	LAAA	ICRA	249.68	0.36%	2.50 k
Bond - Vistaar Financial Services Pvt Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LA+	ICRA	125.24	0.18%	2.50 k
Bond - National Bank for Agriculture & Rural Development	NCD & Bonds	Financial institution	AAA	CRISIL	50.16	0.07%	500.00

Name	Type of Instrument	Weight (%)
TREPS	TREPS	2.97%
Cube Highways Trust	InvITs	1.86%
Embassy Office Parks Reit	InvITs	1.04%
Mindspace Business Parks REIT	InvITs	0.76%
Net Receivables	Net Receivables	0.46%
Brookfield India Real Estate Trust	InvITs	0.34%
Net Receivables	Net Receivables	0.30%

SBI Medium Duration Fund - Regular Plan - Growth

Portfolio Summary (as on 30th Nov,2025)

Debt holding in Portfolio (as on 30th Nov,2025)

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