SBI Magnum Medium Duration Fund - Regular Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Category : Medium Duration Fund

Fund House : SBI Mutual Fund

NAV

This number shows latest NAV (Net Asset Value) and change in the NAV from previous day. NAV is nothing but the unit price for the fund. You will be allocated number of units based on this price. NAV is declared once each day generally at the end of the day. Once you invest in mutual funds, your money is further invested in stocks and bonds by mutual fund managers. Mutual Fund NAV is the per unit latest value of all such stocks/bonds held in the portfolio

: ₹ 43.8707 -0.01%
(as on 02nd June, 2023)

Crisil Rank

Average performance among peers

Fund Size

: ₹ 7221.62 Cr

(26.32% of Investment in Category)

Expense Ratio

: 1.21%

(1.35% Category average)

Risk-O-Meter

Moderately High

Medium Duration Fund :Medium Duration Fund : The fund has 90.49% investment in Debt, of which 31.73% in Government securities, 55.51% is in Low Risk securities.

Suitable For : Investors who want to invest for 1-3 years and are looking for alternative to bank deposits.

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6M
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This Scheme

VS

CRISIL 10 Year Gilt Index

1.42%

4.74%

5.19%

10.2%

2.86%

6.88%

4.75%
NA
0.87%

3.15%

4.24%

8.45%

5.92%

5.87%

6.71%

NA
Gold

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Returns Calculator
SIP Calculator
VIP (Value Avg)

Amount

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Profit/Loss

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Annualised Returns

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Returns (NAV as on 02nd June, 2023)

Period Invested for	₹10000 Invested on	Latest Value	Absolute Returns	Annualised Returns	Category Avg	Rank within Category
1 Week	26-May-23	10013.90	0.14%	-	0.17%	13/17
1 Month	02-May-23	10090.20	0.90%	-	0.87%	6/17
3 Month	02-Mar-23	10307.50	3.08%	-	3.15%	9/17
6 Month	02-Dec-22	10410.30	4.10%	-	4.24%	5/17
YTD	30-Dec-22	10383.40	3.83%	-	3.93%	6/17
1 Year	02-Jun-22	10784.40	7.84%	7.84%	8.45%	5/17
2 Year	02-Jun-21	11014.80	10.15%	4.95%	5.92%	7/15
3 Year	02-Jun-20	11915.50	19.16%	6.02%	6.68%	9/14
5 Year	01-Jun-18	14566.00	45.66%	7.80%	5.87%	3/14
10 Year	31-May-13	22653.10	126.53%	8.51%	7.51%	3/9
Since Inception	12-Nov-03	43777.00	337.77%	7.84%	6.71%	4/17

Returns Calculator Detailed Returns Analysis

SIP Returns (NAV as on 02nd June, 2023)

Period Invested for	₹1000 SIP Started on	Investments	Latest Value	Absolute Returns	Annualised Returns
1 Year	02-Jun-22	12000	12549.57	4.58 %	8.59 %
2 Year	02-Jun-21	24000	25513.86	6.31 %	6 %
3 Year	02-Jun-20	36000	39174.58	8.82 %	5.57 %
5 Year	01-Jun-18	60000	71249.38	18.75 %	6.81 %
10 Year	31-May-13	120000	180851.18	50.71 %	7.95 %

SIP Calculator Detailed Returns Analysis

Tax Treatment

If sold after 3 years from purchase date, long term capital gain tax will be applicable. Current tax rate is the lower of (a) 10% of profit or (b) 20% of profit adjusted after indexation benefits. Any cess/surcharge is not included.|If sold before 3 years from purchase date, short term capital gain tax will be applicable. Any profit will be clubbed with your income and taxed at your effective tax rate.

Portfolio (Updated on 30th Apr,2023)

No of Debt Holding 42 (Category Avg - 37.06) | Modified Duration 2.85 Years (Category Avg - 3.15)| Yield to Maturity 7.77% (Category Avg - 7.66%)

Type of Holdings

Security Type	% Weight	Category Average
GOI	31.73%	42.74%
CD	0.00%	0.62%
T-Bills	0.00%	0.09%
CP	0.00%	0.87%
NCD & Bonds	58.76%	52.44%
PTC	0.00%	1.08%

Investment / Portfolio Grades

Security Type	% Weight	Category Average
Government Backed	31.73%	42.83%
Low Risk	55.51%	47.27%
Moderate Risk	3.25%	7.74%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Detailed Portfolio Analysis

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	5.88%
TREPS	TREPS	3.63%

Detailed Portfolio Analysis

Risk Ratios

Ratios calculated on daily returns for last 3 years (Updated as on 31st May, 2023)

Standard Deviation
Standard Deviation value gives an idea about how volatile fund returns has been in the past 3 years. Lower value indicates more predictable performance. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A standard deviation value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

1.55vs4.33

Category Avg
Beta
Beta value gives idea about how volatile fund performance has been compared to similar funds in the market. Lower beta implies the fund gives more predictable performance compared to similar funds in the market. So if you are comparing 2 funds (lets say Fund A and Fund B) in the same category. If Fund A and Fund B has given 9% returns in last 3 years, but Fund A beta value is lower than Fund B. So you can say that there is a higher chance that Fund A will continue giving similar returns in future also whereas Fund B returns may vary.

Low volatility

0.3vs0.59

Category Avg
Sharpe Ratio
Sharpe ratio indicates how much risk was taken to generate the returns. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the standard deviation of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Sharpe ratio of 1.40 and fund B has a Sharpe ratio of 1.25, you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

-0.36vs-0.47

Category Avg
Treynor's Ratio
Treynor's ratio indicates how much excess return was generated for each unit of risk taken. Higher the value means, fund has been able to give better returns for the amount of risk taken. It is calculated by subtracting the risk-free return, defined as an Indian Government Bond, from the fund's returns, and then dividing by the beta of returns. For example, if fund A and fund B both have 3-year returns of 15%, and fund A has a Treynor's ratio of 1.40 and fund B has a Treynor's ratio of 1.25, then you can chooses fund A, as it has given higher risk-adjusted return.

Better risk adjusted returns

-0.02vs-0.21

Category Avg
Jension's Alpha
Alpha indicates how fund generated additional returns compared to a benchmark. Let's say if a fund A benchmarks its returns with Nifty50 returns then alpha equal to 1.0 indicates the fund has beaten the nifty returns by 1%, so the higher the alpha, the better.

Poor risk adjusted returns

-1.06vs0.4

Category Avg

Alternative Funds (Category Peers)

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
Aditya Birla Sun Life Medium Term Plan - Regular Plan - Growth	3	1851.88	0.92	2.78	3.99	24.23	15.70
Baroda BNP Paribas Medium Duration Fund - Regular Plan - Growth	2	32.99	0.89	3.43	4.29	8.16	4.30
ICICI Prudential Medium Term Bond Fund - Growth	4	6579.66	0.87	2.75	3.87	7.87	6.92
Axis Strategic Bond Fund - Growth	5	1764.57	0.91	3.12	4.10	7.70	6.52
HSBC Medium Duration Fund - Growth	3	700.25	0.93	3.01	3.95	7.45	6.61
DSP Bond Fund - Regular Plan - Growth	4	345.83	0.88	3.15	3.84	7.39	4.88
HDFC Medium Term Debt Fund - Growth	3	4110.45	0.96	2.94	3.87	7.39	6.39
Bandhan Bond Fund - Medium Term Plan - Regular Plan - Growth	3	1967.90	0.84	3.36	3.82	7.11	4.14
Union Medium Duration Fund - Regular Plan - Growth	NA	140.18	0.82	3.14	3.88	7.04	0.00
Nippon India Strategic Debt Fund - Growth	1	136.69	0.73	3.72	4.41	6.89	8.16

Detailed Comparison

More Funds from SBI Mutual Fund

Out of 136 mutual fund schemes offered by this AMC, 4 is/are ranked 5 * , 5 is/are ranked 4 * , 10 is/are ranked 3 * , 6 is/are ranked 2 * , 6 is/are ranked 1 * , and 105 schemes are not ranked. See more about AMC

Scheme Name	Crisil Rank	Asset Size (Cr)	1M	3M	6M	1Y	3Y
SBI Liquid Fund - Regular Plan - Growth	2	60375.98	0.59	1.81	3.42	6.21	4.28
SBI Equity Hybrid Fund - Regular Plan - Growth	2	56299.86	2.76	6.88	-0.03	8.11	18.20
SBI Blue Chip Fund - Regular Plan - Growth	4	35770.18	3.45	8.58	2.79	16.19	25.16
SBI Focused Equity Fund - Regular Plan - Growth	2	27962.29	4.13	10.41	1.20	11.16	21.72
SBI Balanced Advantage Fund - Regular Plan - Growth	NA	21860.39	2.26	6.05	5.06	12.29	0.00
SBI Savings Fund - Regular Plan - Growth	1	19162.07	0.62	2.02	3.56	6.17	4.46
SBI Corporate Bond Fund - Regular Plan - Growth	2	18232.68	0.75	2.68	3.65	6.48	4.95
SBI Overnight Fund - Regular Plan - Growth	3	17440.76	0.54	1.62	3.15	5.83	4.03
SBI Flexi Cap Fund - Regular Plan - Growth	3	16457.56	3.54	9.19	2.42	12.19	24.32
SBI Short Term Debt Fund - Regular Plan - Growth	3	13216.35	0.77	2.60	3.62	6.54	4.87