LIC MF Conservative Hybrid Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

Equity Holding : 18.35% | F&O Holdings : 0.00%| Foreign Equity Holdings : 0.00%| Total : 18.35%

No of Stocks : 9 (Category Avg - 34.00) | Large Cap Investments : 11.31%| Mid Cap Investments : 1.46% | Small Cap Investments : 0% | Other : 5.58%

Portfolio Summary (as on 31st Aug,2025)

Particulars	This Scheme	Category
No. of Stocks	9	35.78
Top 5 Stock Weight	13.04%	7.81%
Top 10 Stock Weight	%	11.59%
Top 3 Sector Weight	12.25%	8.25%

Category - Conservative Hybrid Fund

Particulars	This Scheme	Category
Average mcap (Cr)	46536.81	26814.56
Holdings in large cap stocks	11.31%	10.86%
Holdings in mid cap stocks	1.46%	2.23%
Holdings in small cap stocks	0%	1.68%

Category - Conservative Hybrid Fund

Top 10 Stocks holding in Portfolio (as on 31st Aug,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
HDFC Bank Ltd.	Private sector bank	18.5	3.76%	-0.10%	3.87% (Aug 2025)	1.71% (Oct 2024)	19.39 k	9.70 k
Reliance Industries Ltd.	Refineries & marketing	14.2	2.90%	0.02%	3.06% (Jun 2025)	1.13% (Dec 2024)	10.49 k	0.00
Infosys Ltd.	Computers - software & consulting	13.6	2.76%	0.01%	4.21% (Dec 2024)	2.61% (Apr 2025)	9.23 k	0.00
Shriram Finance Ltd.	Non banking financial company (nbfc)	8.9	1.82%	-0.10%	1.91% (Jul 2025)	0% (Sep 2024)	15.37 k	0.00
Hindustan Unilever Ltd.	Diversified fmcg	8.8	1.80%	0.15%	2.48% (Sep 2024)	1.45% (Mar 2025)	3.31 k	0.00
Bharat Forge Ltd.	Castings & forgings	7.2	1.46%	-0.03%	1.66% (Jun 2025)	0% (Sep 2024)	6.46 k	0.00
Axis Bank Ltd.	Private sector bank	7.1	1.44%	0.01%	1.6% (May 2025)	0% (Sep 2024)	6.74 k	0.00
ICICI Bank Ltd.	Private sector bank	6.8	1.39%	-0.04%	6.09% (Nov 2024)	1.36% (Jun 2025)	4.89 k	0.00
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	5	1.02%	0.03%	2.07% (Oct 2024)	0.47% (Feb 2025)	1.57 k	0.00

- indicates change in weight in the portfolio. # indicates a new entry.

View complete holding

Complete equity Portfolio (as on 31st Aug,2025)

None
Sector
M-Cap

Help me understand this table

Stock Invested in	Sector	Sector Total	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty	M-Cap	GroupName
HDFC Bank Ltd.	Private sector bank	6.59	18.5	3.76%	-0.10%	3.87% (Aug 2025)	1.71% (Oct 2024)	19.39 k	9.70 k	Other	5.58
Reliance Industries Ltd.	Refineries & marketing	2.9	14.2	2.90%	0.02%	3.06% (Jun 2025)	1.13% (Dec 2024)	10.49 k	0.00	Large Cap	11.31
Infosys Ltd.	Computers - software & consulting	2.76	13.6	2.76%	0.01%	4.21% (Dec 2024)	2.61% (Apr 2025)	9.23 k	0.00	Large Cap	11.31
Shriram Finance Ltd.	Non banking financial company (nbfc)	1.82	8.9	1.82%	-0.10%	1.91% (Jul 2025)	0% (Sep 2024)	15.37 k	0.00	Other	5.58
Hindustan Unilever Ltd.	Diversified fmcg	1.8	8.8	1.80%	0.15%	2.48% (Sep 2024)	1.45% (Mar 2025)	3.31 k	0.00	Large Cap	11.31
Bharat Forge Ltd.	Castings & forgings	1.46	7.2	1.46%	-0.03%	1.66% (Jun 2025)	0% (Sep 2024)	6.46 k	0.00	Mid Cap	1.46
Axis Bank Ltd.	Private sector bank	6.59	7.1	1.44%	0.01%	1.6% (May 2025)	0% (Sep 2024)	6.74 k	0.00	Large Cap	11.31
ICICI Bank Ltd.	Private sector bank	6.59	6.8	1.39%	-0.04%	6.09% (Nov 2024)	1.36% (Jun 2025)	4.89 k	0.00	Large Cap	11.31
Mahindra & Mahindra Ltd.	Passenger cars & utility vehicles	1.02	5	1.02%	0.03%	2.07% (Oct 2024)	0.47% (Feb 2025)	1.57 k	0.00	Large Cap	11.31

- indicates change in weight in the portfolio. # indicates a new entry.

New Stocks added in Portfolio (in 1 month period ending 31st Aug,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
No new entrants in the portfolio in the last month.

Stocks removed from Portfolio (in 1 month period ending 31st Aug,2025)

Stock Invested in	Sector	Value(Mn)	% of Total Holdings	1M Change	1Y Highest Holding	1Y Lowest Holding	Quantity	1M Change in Qty
No complete exits in the portfolio in the last month.

Trend in stock holdings (Top 15 Holding)

Stock	Aug 2025	Jul 2025	Jun 2025	May 2025	Apr 2025	Mar 2025	Feb 2025	Jan 2025	Dec 2024	Nov 2024	Oct 2024	Sep 2024	Aug 2024
ICICI Bank Ltd.	1.39%	1.43%	1.38%	2.32%	2.33%	3.71%	3.36%	3.46%	5.58%	6.09%	6.06%	5.87%	5.69%
Infosys Ltd.	2.76%	2.75%	2.88%	2.80%	2.74%	2.89%	3.63%	4.01%	4.00%	3.94%	3.73%	3.92%	4.08%
HDFC Bank Ltd.	3.76%	3.86%	3.78%	3.67%	3.69%	3.53%	3.39%	3.29%	3.43%	3.47%	3.35%	1.75%	1.66%
Jtl Industries Ltd.	-	-	4.07%	3.40%	3.33%	3.42%	3.69%	3.24%	2.27%	1.62%	-	-	-
Reliance Industries Ltd.	2.90%	2.88%	3.06%	2.90%	2.91%	2.66%	2.54%	2.66%	1.13%	1.20%	1.24%	1.35%	1.39%
Nestle India Ltd.	-	-	-	-	-	-	-	-	-	-	1.73%	2.02%	1.89%
Hindustan Unilever Ltd.	1.80%	1.65%	1.48%	1.51%	1.53%	1.49%	1.46%	1.64%	1.54%	2.12%	2.15%	2.48%	2.34%
Shriram Finance Ltd.	1.82%	1.91%	1.54%	-	-	-	-	-	-	-	-	-	-
LTIMindtree Ltd.	-	-	-	-	-	-	-	-	-	-	-	1.64%	1.62%
Axis Bank Ltd.	1.44%	1.42%	1.57%	1.56%	1.58%	-	-	-	-	-	-	-	-
Bharat Forge Ltd.	1.46%	1.49%	1.64%	1.56%	1.41%	1.50%	-	-	-	-	-	-	-
Mahindra & Mahindra Ltd.	1.02%	0.99%	-	0.52%	0.52%	0.48%	0.47%	1.99%	2.00%	1.97%	1.81%	2.02%	1.84%

No of Debt Holding 9 (Category Avg - 40.21) | Modified Duration 4.27 Years (Category Avg - 4.38)| Yield to Maturity 6.63% (Category Avg - 7.02%)

Portfolio Summary (as on 31st Aug,2025)

Security Type	% Weight	Category Average
GOI	70.27%	34.05%
CD	0.00%	0.85%
T-Bills	0.00%	0.12%
CP	0.00%	0.12%
NCD & Bonds	8.73%	31.69%
PTC	0.00%	0.37%

Category - Conservative Hybrid Fund

Security Type	% Weight	Category Average
Government Backed	70.27%	34.17%
Low Risk	8.73%	31.44%
Moderate Risk	0.00%	0.00%
High Risk	0.00%	0.00%
Very High Risk	0.00%	0.00%
Others	0.00%	0.00%

Category - Conservative Hybrid Fund

Debt holding in Portfolio (as on 31st Aug,2025)

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - Govt of India	GOI	Other			53.21	10.84%	5.00 L
Bond - Govt of India	GOI	Other			52.97	10.79%	5.00 L
Bond - Govt of India	GOI	Other			52.85	10.77%	5.00 L
Bond - Govt of India	GOI	Other			51.66	10.52%	5.00 L
Bond - Govt of India	GOI	Other			51.19	10.43%	5.00 L
Bond - Govt of India	GOI	Other			46.70	9.51%	4.50 L
Bond - Nuclear Power Corporation of India Limited	NCD & Bonds	Power generation	AAA	CRISIL	42.84	8.73%	40.00
Bond - Govt of India	GOI	Other			20.81	4.24%	2.00 L
Bond - Govt of India	GOI	Other			15.54	3.17%	1.50 L

Name	Type of Instrument	Weight (%)
TREPS	TREPS	2.56%
Net Receivables	Net Receivables	0.09%

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hunch
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30 days ago

JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss View more

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  JMFLEXICAPfund regular is howing worst performance. bought at 107.693 in jly 24 and now 97.43 how to shuffle and compensate loss
  
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shravanashok
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45 days ago

need your suggestion for sbi psu fund direct growth stay or switch View more

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  need your suggestion for sbi psu fund direct growth stay or switch
  
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The Fixed Income
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7 hrs ago

Secure Long-Term Income with a State-Backed PSU Bond MEGHALAYA ENERGY CORPORATION LIMITED – 2033 Bond ???? Coupon: 10.55% p.a. ???? Rating: Acuite (SMERA) A-(CE) Stable, BRICKWORK (BWR) A-(CE) Stable ???? Tenor: 7y 6m (Maturity: 03/Apr/2033) ???? Secured | PSU Bond | High Return | Listed A robust, long-tenor PSU bond offering stability, consistent returns, and strong credit assurance. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPb1pnPT0=/1055-meghalaya-energy-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list View more

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  Secure Long-Term Income with a State-Backed PSU Bond MEGHALAYA ENERGY CORPORATION LIMITED – 2033 Bond ???? Coupon: 10.55% p.a. ???? Rating: Acuite (SMERA) A-(CE) Stable, BRICKWORK (BWR) A-(CE) Stable ???? Tenor: 7y 6m (Maturity: 03/Apr/2033) ???? Secured | PSU Bond | High Return | Listed A robust, long-tenor PSU bond offering stability, consistent returns, and strong credit assurance. ???? Explore on The Fixed Income: https://www.thefixedincome.com/product/dVJPb1pnPT0=/1055-meghalaya-energy-corporation-limited-2033?utm_source=Moneycontrol&utm_medium=Forum&utm_campaign=Product_list
  
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sunny85deol
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95 days ago

Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV. View more

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  Hello sir, I have been invested in these funds since 2017. Last SIP was in 2021. As their NAV have grown so I was thinking of switching to other funds with lower NAV.
  
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Progrowth Finwealth
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96 days ago

Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time View more | 1

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  Hi Sunny, what is he period of holding and also any particular reson for withdrawl out of these two funds that have grown over a period of time
  
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h_purandare
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102 days ago

Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut View more

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  Why are the NAVs of Indian Debt Mutual Funds going down after the rate cut
  
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