Aditya Birla Sun Life CRISIL-IBX AAA NBFC-HFC Index - Sep 2026 Fund - Direct Plan - Growth

Regular

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.
Direct

Regular and Direct options of the funds are exactly same except commission to your mutual fund broker/distributor. As an investor you do not need to pay any additional fees to purchase any of these options. However both have different expense ratios. Regular funds have higher expense ratio and direct funds have lower expense ratio. This difference is because of commission paid to broker/distributor. Lower expense ratio leads to higher returns for investors.

No of Debt Holding 14 (Category Avg - 3.65) | Modified Duration 0.65 Years (Category Avg - 2.23)| Yield to Maturity 6.91% (Category Avg - 6.28%)

Portfolio Summary (as on 30th Nov,2025)

Category - Index Funds/ETFs

Category - Index Funds/ETFs

Instrument	Type	Sector	Rating	Rating Agency	Value (Mn)	% of Total Holding	Quantity
Bond - SMFG India Credit Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	302.10	14.18%	3.00 k
Bond - Aditya Birla Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	298.98	14.04%	300.00
Bond - Mahindra & Mahindra Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	261.21	12.26%	2.60 k
Bond - HDB Financial Services Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	250.98	11.78%	250.00
Bond - Toyota Financial Services India Ltd.	NCD & Bonds	Non banking financial company (nbfc)	LAAA	ICRA	201.43	9.46%	2.00 k
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	150.80	7.08%	1.50 k
Bond - Kotak Mahindra Prime Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	150.71	7.08%	1.50 k
Bond - Tata Capital Housing Finance Ltd.	NCD & Bonds	Housing finance company	LAAA	ICRA	100.81	4.73%	1.00 k
Bond - L&T Finance Ltd.	CP	Non banking financial company (nbfc)	A1+	ICRA	96.09	4.51%	200.00
Bond - Bajaj Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	65.56	3.08%	650.00
Bond - Kotak Mahindra Investments Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	62.54	2.94%	500.00
Bond - HDFC Bank Ltd.	NCD & Bonds	Private sector bank	LAAA	ICRA	50.36	2.36%	5.00
Bond - Bajaj Finance Ltd.	NCD & Bonds	Non banking financial company (nbfc)	AAA	CRISIL	50.31	2.36%	500.00
Bond - LIC Housing Finance Ltd.	NCD & Bonds	Housing finance company	AAA	CRISIL	24.89	1.17%	25.00

Name	Type of Instrument	Weight (%)
Net Receivables	Net Receivables	2.44%
TREPS	TREPS	0.52%